NMI SANTE
ActiveThe computed 12-month bankruptcy probability of NMI SANTE is 1.5% (moderate). The 2025 annual accounts show equity of €145k and a net result of €25k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 9183 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-2
Solvency50▼-6
Growth52=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.03 in 2024; short-term debt: 75.3% and cash: 79.6% of total assets), and 75.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.7%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
29 d late
2024
21 d early
2023
134 d late
2022
208 d late
2021
562 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€90k
EBIT margin
60.6%
Net result
€25k▲ 9.4%
2024 · €23k
2021: €55k
2022: €9k
2023: €22k
2024: €23k
2021 → 2025
Working capital
€60k▲ 640%
2024 · €8k
2021: €49k
2022: €60k
2023: €59k
2024: €8k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€90k-
Equity€65k-€74k▲ 14.3%€96k▲ 30.0%€119k▲ 24.1%€145k▲ 21.3%
Operating result€55k-€10k▼ 81.4%€22k▲ 119%€23k▲ 5.0%€25k▲ 8.7%
Net result€55k-€9k▼ 83.1%€22k▲ 140%€23k▲ 4.5%€25k▲ 9.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €584k
Fixed assets
€84k▼ 24.1%
Current assets
€500k▲ 85.6%
Equity and liabilities €584k
Equity
€145k▲ 21.3%
Debt
€439k▲ 68.3%
The debt ratio rises from 68.7% to 75.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57k▲
2024 · €54k
Cash flow
€57k▲
2024 · €54k
Solvency
24.7%▼
2024 · 31.3%
Current ratio
1.14▲
2024 · 1.03
Quick ratio
1.11▲
2024 · 0.99
Debt / equity
3.04▲
2024 · 2.19
ROE
17.5%▼
2024 · 19.4%
ROA
4.3%▼
2024 · 6.1%
Interest coverage
596.23▲
2024 · 245.23
Debt
€439k▲
2024 · €261k
Debt ≤ 1 year
€439k▲
2024 · €261k
Staff costs
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€380k€584k▲
Fixed assets21/28€111k€84k▼
Tangible fixed assets22/27€111k€84k▼
Plant, machinery and equipment23€29k€12k▼
Furniture and vehicles24€5k€8k▲
Other tangible fixed assets26€77k€64k▼
Current assets29/58€269k€500k▲
Stocks and contracts in progress3€12k€12k=
Stocks30/36€12k€12k=
Amounts receivable within one year40/41€19k€23k▲
Other amounts receivable41€19k€23k▲
Cash at bank and in hand54/58€238k€465k▲
Equity and liabilities
Total equity and liabilities10/49€380k€584k▲
Equity10/15€119k€145k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€109k€135k▲
Amounts payable17/49€261k€439k▲
Amounts payable within one year42/48€261k€439k▲
Trade debts44€247k€240k▼
Suppliers440/4€247k€240k▼
Taxes, remuneration and social security45€14k€14k=
Taxes450/3€14k€14k=
Other amounts payable47/48-€185k
Income statement
Code20242025
Remuneration, social security and pensions62-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€32k▲
Other operating charges640/8€10k€4k▼
Gross operating margin9900€64k€68k▲
Operating profit (loss)9901€23k€25k▲
Financial charges65/66B€221€96▼
Recurring financial charges65€221€96▼
Profit (loss) for the period before taxes9903€23k€25k▲
Profit (loss) for the period9904€23k€25k▲
Profit (loss) for the period to be appropriated9905€23k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€109k€135k▲
Profit (loss) brought forward from the previous period14P€86k€109k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €119k ▲24.1%
4 profitable years in a row build equity to €119k.
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 134 days late
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 208 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 562 days late
2022
31-12
Financial
Weakest financial yearnet €9k ▼83.1%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 200, 2 ET1210 Sint-Joost-ten-NodeGround area
277 m²
Building footprint
217 m²
Volume, LiDAR
2,440 m³
2 parcels, Brussels, Flanders · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
NMI SANTE
since 20212.358.909.049
NMI SANTE
since 20232.358.908.950
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0698/00W002 | Flanders | 182 m² | 1 · 142 m² | 13.8 m · 3 fl. |
| 21572C0005/00S007 | Brussels | 96 m² | 1 · 75 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1003.448.568
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LA SMALA
BE 0474.604.370
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Bar Florida
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W&A Services
BE 0819.786.491
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,064 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2021
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
46180Agents specialised in the wholesale of other particular products
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
82990Other business support services
86230Dental practice
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.