Equity
€180,491 from €320,006 in 2023
Equity fell by 44% in 2 years.
NMH & CO
Lifetime
18 annual accounts with figures on one time axispeak €212,128 (2025)
€212,128▲ 54.2%
lowest -€107,209 (2024)
-€32,305▲ €74,904
peak €320,006 (2023)
€180,491▼ 15.2%
€253,281▼ 17.5%
peak 4.5 FTE (2025)
4.5 FTE▲ 125%
Board2 names since 2020
1 directorJERRAIA Noureddine
Documentsfilings and deeds
30-07-20261 day before the deadline
2025abbreviated format
Gross margin from €137,568 to €212,128Loss of €32,305Staff from 2 FTE to 4.5 FTEEquity from €212,797 to €180,491Debts from €306,986 to €253,281
Key points
from the 2025 annual accountsResult
-€32,305 ▲ 69.9%
The result rose in 2025 from -€107,209 to -€32,305.
Position in the sector
-€32,305
Lower net result than 88% of companies in food products. Sector median €33,032 · 1,013 companies.
Checked score
83
Excellent
Financially stronger than 46% of micro companies in food products (NACE 10)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.1% across 3,080 companies (NACE 10, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.7%▲ +0.3 percentage points vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.8%▲ +0.1 percentage points vs 03-2026
05-2026: 0.7%▼ -0.1 percentage points vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.4%▼ -0.4 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Manufacture of food products (NACE 10)
Loss of €32,305, the second in a row (financial year 2025)
lowers risk
Liquidity: current ratio 2.97, cash €147,576
Founded in 2008
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 59% of them on solvency, 86% on liquidity, 16% on profitability and 24% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as NMH & CO has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NMH & CO itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for NMH & CO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.97 (3.51 in 2024), above the usual 1.5. Short-term debt is 26.2% and cash 34% of total assets. However, 58.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€32,305
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
30 days late
2023
29 days late
2022
7 days early
2021
61 days late
2020
27 days late
2019
146 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 41 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0895584370
Change of role: JERRAIA Noureddine, from manager to director
JERRAIA Noureddine holds all the shares · Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: JERRAIA Noureddine · General meeting of 22-12-2023 · Gazette deed
Transfer of 50 shares from CHAHID Abdelmajid to JERRAIA Noureddine
Resignation: CHAHID Abdelmajid (manager) · JERRAIA Noureddine holds 100 shares · General meeting of 10-07-2020 · Gazette deed
First establishment
Leuvensesteenweg 114, Saint-Josse-ten-Noode
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NMH & CO Saint-Josse-ten-Noode | €0.4m | €212,128 | 41.6% | 4.5 |
| ADR Mouscron | €0.7m | €268,617 | 6.6% | 5.6 |
| Vanwijnsberghe-Delbaere Waregem | €0.4m | €135,425 | -13.6% | 4.7 |
| Lourdon Brasschaat | €0.5m | €382,950 | 39.0% | 4.2 |
| VIANCO Herve | €0.5m | €441,891 | 50.8% | 7.2 |
| La Ferme des Sept Fontaines Waterloo | €0.6m | €123,758 | 41.8% | 2.2 |
| ROBERT VAN LANDSCHOOT EN ZONEN Maldegem | €1.0m | €294,104 | 21.1% | 4.7 |
These companies have the same main activity as NMH & CO: manufacture of food products (NACE 10111). They are comparable in size and age: total assets between €404,000 and €1m, founded between 1998 and 2015.
Official details
Source: KBO- Status
- Active since 08-02-2008Normal situation
- Activity
- Manufacture of food productsNACE 10111and 2 others
- Establishment unit
- 2.168.713.3301210 Saint-Josse-ten-Noode, since 22-02-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- ≈ €540,000estimated
- €433,772▼ 16.5%
- Employeeson 31-12-2025
- 6=
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on NMH & CO
NMH & CO files the abbreviated format. That format states no turnover. The gross margin rose from €10,930 in 2008 to €212,128 in 2025.
The balance sheet grew most from 2018 to 2020 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NMH & CO
- What is the company number of NMH & CO?
- The company number of NMH & CO is 0895.584.370. The VAT number is the same number with BE in front: BE 0895.584.370.
- Where is NMH & CO based?
- The registered office is at Leuvensesteenweg 114, 1210 Saint-Josse-ten-Noode.Company details
- What does NMH & CO do?
- According to the KBO register, the main activity is manufacture of food products (NACE 10111).
- What is the legal form of NMH & CO?
- NMH & CO is a private limited company (BV).
- When was NMH & CO founded?
- NMH & CO was founded on 08-02-2008.
- Is NMH & CO still active?
- Yes, NMH & CO is an active enterprise in the KBO register.
- How many employees does NMH & CO have?
- NMH & CO had an average of 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of NMH & CO?
- The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €212,128 and 1,650 comparable companies of the same size. It probably lies between €330,000 and €1.0m. It is a rough estimate. In financial year 2018 turnover was €645,071.
- Is NMH & CO profitable?
- In financial year 2025, NMH & CO made a loss of €32,305.
- Where can I find the annual accounts of NMH & CO?
- NMH & CO filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NMH & CO due?
- NMH & CO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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