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NMConsult

Active
Private limited companyfounded 201412 yrs activeRue Victor Genot(BL) 31, 5001 Namur, BelgiumKBO/BCE: BE 0555.707.456
Summary

NMConsult has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€76,019) and a net result of -€460. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 37965 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability6▲+6
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€76,019
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
31 d late
2022
31 d late
2021
145 d late
2020
30 d late
2019
90 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 59 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 July 2014, NMConsult was incorporated.1 Total assets went from EUR 14,157 in 2018 to EUR 3,705 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
-€76,019▼ 0.6%
2023 · -€75,560
Total assets
€3,705▲ 7,272%
2023 · €50
Net result
-€460▲ 76.4%
2023 · -€1,946
Working capital
-€74,319▲ 1.6%
2023 · -€75,560
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€3,212▲ 48.0%-€8,304▼ 159%-€57▲ 99.3%-€1,901▼ 3,236%-€354▲ 81.4%
Net result€1,330within the sector's middle half-€8,349below the sector's middle half-€102below the sector's middle half▲ 98.8%-€1,946below the sector's middle half▼ 1,808%-€460below the sector's middle half▲ 76.4%
Equity-€65,162below the sector's middle half▲ 2.0%-€73,511below the sector's middle half▼ 12.8%-€73,613below the sector's middle half▼ 0.1%-€75,560below the sector's middle half▼ 2.6%-€76,019below the sector's middle half▼ 0.6%
Total assets€7,795below the sector's middle half▼ 21.3%€0below the sector's middle half▼ 100.0%€95below the sector's middle half▲ 36,538%€50below the sector's middle half▼ 47.2%€3,705below the sector's middle half▲ 7,272%
Debt€72,958▼ 4.5%€73,512▲ 0.8%€73,709▲ 0.3%€75,610▲ 2.6%€79,725▲ 5.4%
Working capital-€72,630below the sector's middle half▼ 9.1%-€73,511below the sector's middle half▼ 1.2%-€73,613below the sector's middle half▼ 0.1%-€75,560below the sector's middle half▼ 2.6%-€74,319below the sector's middle half▲ 1.6%
Solvency-835.9%below the sector's middle half▼ 164.3pp
Current ratio0.00below the sector's middle half=
Return on assets (ROA)17.1%within the sector's middle half▲ 94.8pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€7,500-€5,000-€2,500€0€2,500Operating result 2020: -€3,212-€3,212Net result 2020: €1,330€1,330Operating result 2021: -€8,304-€8,304Net result 2021: -€8,349-€8,349Operating result 2022: -€57-€57Net result 2022: -€102-€102Operating result 2023: -€1,901-€1,901Net result 2023: -€1,946-€1,946Operating result 2024: -€354-€354Net result 2024: -€460-€46020202021202220232024-€2,000-€1,500-€1,000-€500€0Operating result 2022: -€57-€57Net result 2022: -€102-€102Operating result 2023: -€1,901-€1,900Net result 2023: -€1,946-€1,950Operating result 2024: -€354-€354Net result 2024: -€460-€460202220232024
The operating result stays negative: a loss of €354 in 2024 against €1,901 in 2023; the loss shrinks.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€78,025▲
2023 · €75,610
Ratios withheld: a balance sheet total of €3,705 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.1% stopped otherwise
85% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 25 lines
Balance sheet Code20232024
Assets
Total assets20/58€50€3,705▲
Current assets29/58€50€3,705▲
Amounts receivable within one year40/41-€3,500
Trade receivables40-€3,500
Cash at bank and in hand54/58€50€205▲
Equity and liabilities
Total equity and liabilities10/49€50€3,705▲
Equity10/15-€75,560-€76,019▼
Contributions10/11€6,300€6,300=
Profit (loss) carried forward14-€81,860-€82,319▼
Amounts payable17/49€75,610€79,725▲
Amounts payable within one year42/48€75,610€78,025▲
Trade debts44€1,958€2,128▲
Suppliers440/4€1,958€2,128▲
Other amounts payable47/48€73,652€75,896▲
Accrued charges and deferred income492/3-€1,700
Income statement Code20232024
Other operating charges640/8€64€360▲
Gross operating margin9900-€1,838€6▲
Operating profit (loss)9901-€1,901-€354▲
Financial charges65/66B€45€106▲
Recurring financial charges65€45€106▲
Profit (loss) for the period before taxes9903-€1,946-€460▲
Profit (loss) for the period9904-€1,946-€460▲
Profit (loss) for the period to be appropriated9905-€1,946-€460▲
Appropriation of the result
Profit (loss) to be appropriated9906-€81,860-€82,319▼
Profit (loss) brought forward from the previous period14P-€79,913-€81,860▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,134-----
Other operating charges640/8-€489-€64€360▲ 466%
Non-recurring operating charges66A-€7,468----
Gross operating margin9900-€1,078-€348-€57-€1,838€6▲ 100%
Operating profit (loss)9901-€3,212-€8,304-€57-€1,901-€354▲ 81.4%
Financial charges65/66B-€45€45€45€106▲ 135%
Recurring financial charges65€830€45€45€45€106▲ 135%
Profit (loss) for the period before taxes9903€1,330-€8,349-€102-€1,946-€460▲ 76.4%
Profit (loss) for the period9904€1,330-€8,349-€102-€1,946-€460▲ 76.4%
Profit (loss) for the period to be appropriated9905€1,330-€8,349-€102-€1,946-€460▲ 76.4%
Line20202021202220232024Change
Assets
Total assets20/58€7,795€0€95€50€3,705▲ 7,272%
Fixed assets21/28€7,468-----
Tangible fixed assets22/27€7,468-----
Current assets29/58€328€0€95€50€3,705▲ 7,272%
Amounts receivable within one year40/41€167---€3,500-
Trade receivables40----€3,500-
Cash at bank and in hand54/58€161€0€95€50€205▲ 308%
Equity and liabilities
Total equity and liabilities10/49€7,795€0€95€50€3,705▲ 7,272%
Equity10/15-€65,162-€73,511-€73,613-€75,560-€76,019▼ 0.6%
Contributions10/11-€6,300€6,300€6,300€6,300=
Profit (loss) carried forward14-€71,462-€79,811-€79,913-€81,860-€82,319▼ 0.6%
Amounts payable17/49€72,958€73,512€73,709€75,610€79,725▲ 5.4%
Amounts payable within one year42/48€72,958€73,512€73,709€75,610€78,025▲ 3.2%
Trade debts44€80-€57€1,958€2,128▲ 8.7%
Suppliers440/4--€57€1,958€2,128▲ 8.7%
Taxes, remuneration and social security45-€83----
Taxes450/3-€83----
Other amounts payable47/48-€73,429€73,652€73,652€75,896▲ 3.0%
Accrued charges and deferred income492/3----€1,700-
Line20202021202220232024Change
Profit (loss) for the period9904€1,330-€8,349-€102-€1,946-€460▲ 76.4%
+ Depreciation and write-downs630€2,134-----
Operating cash flow (approximation)€3,464-€8,349-€102-€1,946-€460▲ 76.4%
Change in cash--€160€95-€45€155▲ 444%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
23-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 145 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Back to profitnet €1,330
Net result €1,330 after 2 loss-making years.
29-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-12
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 145 days late
2016
30-09
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
703 m²
Building footprint
56 m²
Parcel 92010D0208/00A004, Wallonia. Linked by address, not a title deed.
1 establishment unit
NMConsult
Rue Victor Genot(BL) 31, 5001 NamurComputer programming
since 20142.232.791.134
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92010D0208/00A004 Wallonia 703 m² 1 · 56 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-07-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
01240Growing of pome and stone fruits
47210Retail sale of fruit and vegetables
47730Retail sale of pharmaceutical products
77225Rental and leasing activities
86940Nursing and midwifery
Contact
E-mail nathaliemativa@gmail.comNamur
Phone 0477/730266Namur
E-invoicing
Reachable via Peppol
Peppol ID 0208:0555707456
Also 9925:BE0555707456
Registered 04-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.