NMC BROTHERS
ActiveThe computed 12-month bankruptcy probability of NMC BROTHERS is 2.6% (moderate). The 2025 annual accounts show equity of €33k and a net result of €26k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 18237 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-12
Solvency29▲+3
Growth58=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 1.08 in 2024; short-term debt: 87.8% and cash: 2.2% of total assets), and 96.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.7%
Return on assets
3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 18237 sector peers (2025).
NBB · sector comparisonPosition among 18237 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
40 d late
2024
47 d late
2023
111 d late
2022
28 d late
2021
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 376%
2024 · €7k
2021: €40k
2022: €41k
2023: €-84k
2024: €7k
2021 → 2025
Total assets
€889k▲ 20.7%
2024 · €736k
2021: €349k
2022: €432k
2023: €566k
2024: €736k
2021 → 2025
Net result
€26k▼ 71.2%
2024 · €91k
2021: €10k
2022: €1k
2023: €-125k
2024: €91k
2021 → 2025
Working capital
€58k▲ 13.7%
2024 · €51k
2021: €16k
2022: €12k
2023: €-110k
2024: €51k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€41k▲ 3.4%€-84k€7k€33k▲ 376%
Operating result€13k-€2k▼ 83.9%€-124k€98k€35k▼ 64.3%
Net result€10k-€1k▼ 86.1%€-125k€91k€26k▼ 71.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €889k
Fixed assets
€51k▼ 12.9%
Current assets
€838k▲ 23.6%
Equity and liabilities €889k
Equity
€33k▲ 376%
Debt
€856k▲ 17.3%
The debt ratio falls from 99.1% to 96.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57k▼
2024 · €113k
Cash flow
€48k▼
2024 · €106k
Solvency
3.7%▲
2024 · 0.9%
Current ratio
1.07▼
2024 · 1.08
Quick ratio
0.36▲
2024 · 0.32
Debt / equity
25.77
ROE
79.0%
ROA
3.0%▼
2024 · 12.4%
Interest coverage
6.36▼
2024 · 15.53
Debt
€856k▲
2024 · €729k
Debt ≤ 1 year
€780k▲
2024 · €627k
Debt > 1 year
€75k▼
2024 · €102k
Staff costs
€64k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€736k€889k▲
Fixed assets21/28€58k€51k▼
Tangible fixed assets22/27€45k€38k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€32k€26k▼
Other tangible fixed assets26€10k€9k▼
Financial fixed assets28€13k€13k=
Current assets29/58€678k€838k▲
Stocks and contracts in progress3€480k€560k▲
Stocks30/36€480k€560k▲
Amounts receivable within one year40/41€129k€259k▲
Trade receivables40€120k€259k▲
Other amounts receivable41€9k-
Cash at bank and in hand54/58€69k€19k▼
Equity and liabilities
Total equity and liabilities10/49€736k€889k▲
Equity10/15€7k€33k▲
Contributions10/11€30k€30k=
Profit (loss) carried forward14€-23k€3k▲
Amounts payable17/49€729k€856k▲
Amounts payable after more than one year17€102k€75k▼
Financial debts170/4€102k€75k▼
Amounts payable within one year42/48€627k€780k▲
Current portion of amounts payable after more than one year42€33k€27k▼
Trade debts44€343k€511k▲
Suppliers440/4€343k€511k▲
Taxes, remuneration and social security45€25k€36k▲
Taxes450/3€15k€31k▲
Remuneration and social security454/9€10k€5k▼
Other amounts payable47/48€226k€207k▼
Income statement
Code20242025
Remuneration, social security and pensions62€35k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€22k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€151k€123k▼
Operating profit (loss)9901€98k€35k▼
Financial income75/76B€3€121▲
Recurring financial income75€3€121▲
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€91k€26k▼
Profit (loss) for the period9904€91k€26k▼
Profit (loss) for the period to be appropriated9905€91k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€3k▲
Profit (loss) brought forward from the previous period14P€-114k€-23k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-12
Financial
Back to profitnet €91k
Net result €91k after one loss-making year.
19-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 111 days late
2023
31-12
Financial
Weakest financial yearnet €-125k ▼9399%
Net result drops to €-125k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 3 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Bernardsesteenweg 3122020 AntwerpenGround area
1.6 ha
Building footprint
1.3 ha
Volume, LiDAR
108,355 m³
2 parcels, Flanders · tallest building 20.6 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
DE GRAND BAZAAR
since 20202.310.304.032
DE GRAND BAZAAR
since 20222.334.545.421
DE GRAND BAZAAR
since 20262.392.821.041
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2485/00N002 | Flanders | 1.3 ha | 1 · 1.2 ha | 20.6 m · 3 fl. |
| 23047A0054/00Z003 | Flanders | 3,010 m² | 1 · 1,365 m² | 7.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesAntwerpen2.310.304.032
Antwerpen2.392.821.041
Machelen (Vl.Br.)2.334.545.421
Similar companies · same sector, comparable size
Z&G GROUP
BE 0754.666.532
Gent · Eq €33k
TIVOLI EXPRESS
BE 0783.407.137
Brussel · Eq €33k
G & N Goldpoint
BE 0810.416.192
Kapellen · Eq €33k
MARIETTI
BE 0426.268.379
Estinnes · Eq €33k
BODEKO
BE 0700.576.362
Tessenderlo-Ham · Eq €33k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,484 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2020
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@degrandbazaar.be