NM HOLDING
ActiveSummary
The computed 12-month bankruptcy probability of NM HOLDING is 2.8% (moderate). The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 10% of 27786 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability54
Solvency27
Growth-
Track record67
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.99; short-term debt: 97.9% and cash: 0% of total assets), and 97.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.1%
Return on assets
0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€1.32M
EBIT margin
0.3%
Net result
€2k
Working capital
€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €237k
Fixed assets
€8k
Current assets
€228k
Equity and liabilities €237k
Equity
€5k
Debt
€232k
Debt finances 97.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€5k
Cash flow
€4k
Current ratio
0.99
Debt to equity
45.61
ROE
40.9%
ROA
0.9%
Interest coverage
31.20
Debt ≤ 1 year
€232k
Income taxes
€2k
Staff costs
€766
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet
Code2025
Assets
Total assets20/58€237k
Fixed assets21/28€8k
Tangible fixed assets22/27€8k
Furniture and vehicles24€8k
Current assets29/58€228k
Amounts receivable within one year40/41€191k
Trade receivables40€123k
Other amounts receivable41€67k
Cash at bank and in hand54/58€2
Deferred charges and accrued income490/1€38k
Equity and liabilities
Total equity and liabilities10/49€237k
Equity10/15€5k
Contributions10/11€3k
Profit (loss) carried forward14€2k
Amounts payable17/49€232k
Amounts payable within one year42/48€232k
Trade debts44€198k
Suppliers440/4€198k
Taxes, remuneration and social security45€9k
Taxes450/3€2k
Remuneration and social security454/9€7k
Other amounts payable47/48€25k
Income statement
Code2025
Turnover70€1.32M
Goods, raw materials, services and sundry goods60/61€1.32M
Remuneration, social security and pensions62€766
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€175
Gross operating margin9900€6k
Operating profit (loss)9901€3k
Financial income75/76B€875
Recurring financial income75€875
Financial charges65/66B€167
Recurring financial charges65€167
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€2k
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnstraat 1301083 GanshorenGround area
125 m²
Building footprint
95 m²
Volume, LiDAR
1,012 m³
Parcel 21392B0008/00S002, Brussels · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NM HOLDING
since 20252.369.153.437
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392B0008/00S002 | Brussels | 125 m² | 1 · 94 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RS HABITAT
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BE 0730.640.325
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ELEWAUT
BE 0759.896.911
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BOB BRUSSELS
BE 1008.840.481
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MULTICLEAN CONCEPT
BE 0759.772.393
Grimbergen · Eq €4,967
Of 7,293 companies in sector 43350 we hold annual accounts for 2,363. 1,008 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mitricnicodim@gmail.com