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NM COMPANY

Active
Private limited companyfounded 20215 yrs activePastoor Boelstraat 68, 9140 Temse, BelgiumKBO/BCE: BE 0768.865.649
Summary

The computed 12-month bankruptcy probability of NM COMPANY is 2.1% (moderate). The 2025 annual accounts show negative equity (-€6,003) and a net result of -€19,772. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Hairdressing and barber services
NACE 96210Hairdressing NACE 96021
1 site
Size
€42,177total assets 2025
Staff
1 FTE
Equity
-€6,003
Loss
-€19,772
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
2.1%
Structure
Accounts 36 d early0 of 2 deeds read
Why 54- Figures for FY 2024 (filed 11-07-2025)- Founded in 2021+ Liquidity: current ratio 1.40, cash €14,785Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 55% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 11-39
equity -14.2% of total assets
Liquidity 50-9
short-term debt 96.0% · cash 43.3%
Profitability 0-54
return on assets -46.9%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,525 companies)
Last 15 months 08-2025: 0.7% 09-2025: 0.7%● 0.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▼ -2.3% vs 12-2025lowest value 02-2026: 0.7%● 0.0% vs 01-2026lowest value 03-2026: 0.7%▲ +1.9% vs 02-2026 04-2026: 0.7%▲ +8.5% vs 03-2026 05-2026: 0.8%▲ +8.8% vs 04-2026 06-2026: 0.8%▲ +1.7% vs 05-2026 07-2026: 0.8%▲ +2.3% vs 06-2026 08-2026: 1.1%▲ +33.1% vs 07-2026 09-2026: 1.3%▲ +14.4% vs 08-2026 10-2026: 2.1%▲ +67.2% vs 09-2026highest value
  • Figures for FY 2024 (filed 11-07-2025) raises the probability
  • Liquidity: current ratio 1.40, cash €14,785 lowers the probability
  • Founded in 2021 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.52 against 1.4 in 2024; short-term debt: 96% and cash: 43.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 48%, liquidity 64%, profitability 38%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 11-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.40, cash €14,785
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
36 d early
2024
20 d early
2023
29 d late
2022
5 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€19,772
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€6,003 View
  • Total assets 20254 fiscal years filed €42,177 View
  • Active since 2021founded 28-05-2021 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€42,177
Loss
-€19,772
Solvency
-14.2%
Total assets▼ 24.8%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 25-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 11-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Hairdressing and barber servicesNACE 96210
Founded
28-05-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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