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NM COLOR CONCEPT

Active
Private limited companyfounded 20215 yrs activeGorhez 276, 4880 Aubel, BelgiumKBO/BCE: BE 0769.632.939
Summary

NM COLOR CONCEPT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,010 and a net result of €888. Equity is growing by ~96.9% per year across the filed fiscal years. Its solvency ranks better than 16% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
NM COLOR CONCEPTActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350NACE 43390
1 site
Size
€16,004total assets 2025
Equity
€2,010
Profit
€888
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts 55 d early0 of 1 deed read
Why 68- Founded in 2021- Equity €2,010 (12.6% of total assets)- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 0.87, cash €6,142Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 49% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 38+5
equity 12.6% of total assets
Liquidity 50+27
short-term debt 87.4% · cash 38.4%
Profitability 76-7
return on assets 5.5%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 2.0%highest value 12-2024: 2.0%● 0.0% vs 11-2024highest value 01-2025: 1.9%▼ -2.1% vs 12-2024 02-2025: 1.6%▼ -16.9% vs 01-2025 03-2025: 1.6%▼ -0.1% vs 02-2025 04-2025: 1.6%▲ +2.2% vs 03-2025 05-2025: 1.7%▲ +6.4% vs 04-2025 06-2025: 1.6%▼ -5.1% vs 05-2025 07-2025: 1.1%▼ -30.5% vs 06-2025 08-2025: 1.1%● 0.0% vs 07-2025 09-2025: 1.1%● 0.0% vs 08-2025 10-2025: 1.1%● 0.0% vs 09-2025 11-2025: 1.1%● 0.0% vs 10-2025 12-2025: 1.1%● 0.0% vs 11-2025 01-2026: 1.1%▼ -2.2% vs 12-2025 02-2026: 1.1%● 0.0% vs 01-2026 03-2026: 1.1%▲ +0.8% vs 02-2026 04-2026: 1.2%▲ +6.0% vs 03-2026 05-2026: 1.3%▲ +4.8% vs 04-2026 06-2026: 1.2%▼ -0.5% vs 05-2026 07-2026: 0.8%▼ -32.7% vs 06-2026 08-2026: 0.8%▼ -2.5% vs 07-2026 09-2026: 0.8%▼ -0.9% vs 08-2026 10-2026: 0.8%▼ -2.6% vs 09-2026lowest value
  • Founded in 2021 raises the probability for this profile
  • Liquidity: current ratio 0.87, cash €6,142 lowers the probability
  • Equity €2,010 (12.6% of total assets) raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 16%, liquidity 42%, profitability 51%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 0.87, cash €6,142
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €2,010 (12.6% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 32341 sector peers (2025).
NBB · sector comparison
Position among 32341 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-06-2026, 55 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
55 d early
2024
58 d early
2023
45 d early
2022
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2022net €1,687 ▲235%

Key points

  • Caution: Among the weakest 10% on equitysector median €58,261 · 32,352 companies €2,010 View
  • Total assets 20254 fiscal years filed €16,004 View
  • Active since 2021founded 14-06-2021 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€16,004
Profit
€888
Solvency
12.6%
Total assets▲ 10.4%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 06-06-2026Annual accounts filed
  2. 03-06-2025Annual accounts filed
  3. 31-12-2024Highest result since 2022
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
14-06-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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