NM AGRO INDUSTRIES
ActiveNM AGRO INDUSTRIES has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.23M and a net result of €63k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 93% of 3096 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+2
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 3.23 against 2.72 in 2024), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
2.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
30 d late
2023
20 d late
2022
26 d late
2021
54 d late
2020
on the day
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.23M▲ 2.9%
2024 · €2.17M
2018: €2.02M
2019: €2.01M
2020: €2.05M
2021: €2.06M
2022: €2.10M
2023: €2.12M
2024: €2.17M
2018 → 2025
Total assets
€2.47M▼ 1.5%
2024 · €2.51M
2018: €2.55M
2019: €2.60M
2020: €2.58M
2021: €2.62M
2022: €2.64M
2023: €2.51M
2024: €2.51M
2018 → 2025
Net result
€63k▲ 22.3%
2024 · €52k
2018: €-11k
2019: €-4k
2020: €40k
2021: €6k
2022: €40k
2023: €17k
2024: €52k
2018 → 2025
Working capital
€61k▲ 5.0%
2024 · €58k
2018: €-203k
2019: €-295k
2020: €-214k
2021: €-296k
2022: €-212k
2023: €-154k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.06M-€2.10M▲ 2.0%€2.12M▲ 0.8%€2.17M▲ 2.4%€2.23M▲ 2.9%
Operating result€7k-€55k▲ 707%€25k▼ 54.1%€72k▲ 184%€86k▲ 19.7%
Net result€6k-€40k▲ 627%€17k▼ 57.0%€52k▲ 197%€63k▲ 22.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.47M
Fixed assets
€2.38M▼ 1.4%
Current assets
€89k▼ 3.9%
Equity and liabilities €2.47M
Equity
€2.23M▲ 2.9%
Provisions
€11k=
Debt
€230k▼ 30.6%
The debt ratio falls from 13.2% to 9.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€121k▲
2024 · €120k
Cash flow
€98k▼
2024 · €100k
Solvency
90.3%▲
2024 · 86.4%
Current ratio
3.23▲
2024 · 2.72
Quick ratio
3.18▲
2024 · 2.68
Debt / equity
0.10▼
2024 · 0.15
ROE
2.8%▲
2024 · 2.4%
ROA
2.6%▲
2024 · 2.1%
Interest coverage
94.36▲
2024 · 60.16
Debt
€230k▼
2024 · €332k
Debt ≤ 1 year
€27k▼
2024 · €34k
Debt > 1 year
€203k▼
2024 · €297k
Income taxes
€21k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.51M€2.47M▼
Fixed assets21/28€2.42M€2.38M▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€2.42M€2.38M▼
Land and buildings22€2.42M€2.38M▼
Plant, machinery and equipment23€101€101▲
Furniture and vehicles24€1k€462▼
Financial fixed assets28€248€248=
Current assets29/58€92k€89k▼
Stocks and contracts in progress3€1k€1k▲
Stocks30/36€1k€1k▲
Amounts receivable within one year40/41€56k€648▼
Trade receivables40€56k€648▼
Cash at bank and in hand54/58€36k€87k▲
Equity and liabilities
Total equity and liabilities10/49€2.51M€2.47M▼
Equity10/15€2.17M€2.23M▲
Contributions10/11€1.94M€1.94M=
Reserves13€194k€280k▲
Non-distributable reserves130/1€194k-
Reserves not available under the articles1311€194k-
Distributable reserves133-€280k
Profit (loss) carried forward14€36k€13k▼
Provisions and deferred taxes16€11k€11k=
Provisions for liabilities and charges160/5€11k€11k=
Major repairs and maintenance162€11k€11k=
Amounts payable17/49€332k€230k▼
Amounts payable after more than one year17€297k€203k▼
Financial debts170/4€171k€203k▲
Other amounts payable178/9€127k-
Amounts payable within one year42/48€34k€27k▼
Trade debts44€18k€18k▲
Suppliers440/4€18k€18k▲
Taxes, remuneration and social security45€16k€9k▼
Taxes450/3€16k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€35k▼
Other operating charges640/8€11k€10k▼
Gross operating margin9900€132k€131k▼
Operating profit (loss)9901€72k€86k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€70k€85k▲
Income taxes67/77€18k€21k▲
Profit (loss) for the period9904€52k€63k▲
Profit (loss) for the period to be appropriated9905€52k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€99k▲
Profit (loss) brought forward from the previous period14P-€36k
Transfer to equity691/2€16k€86k▲
To the legal reserve6920€16k-
To other reserves6921-€86k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €63k ▲22.3%
Operating result €86k, net result €63k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
31-12
Financial
Liquidity times 12current ratio 2.72
Current ratio from 0.23 to 2.72; short-term debt falls from €199k to €34k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 54 days late
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €40k
Net result €40k after 2 loss-making years.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
01-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 32 days late
2017
29-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blondekensveldweg 158680 KoekelareGround area
4,113 m²
Building footprint
267 m²
Volume, LiDAR
1,163 m³
Parcel 32010C0713/00T000, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NM AGRO INDUSTRIES BVBA
since 19902.049.213.486
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32010C0713/00T000 | Flanders | 4,112 m² | 1 · 267 m² | 9.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELKO FRUIT
BE 0456.750.432
Sint-Truiden · Eq €2.25M
D'YZERPASSERELLE
BE 0444.044.224
Alveringem · Eq €2.20M
Elagri
BE 0446.657.185
Braine-le-Comte · Eq €2.28M
TEN BERNARDSPLAS
BE 0445.805.169
Lo-Reninge · Eq €2.18M
FRATERNITE DE TIBERIADE
BE 0419.599.333
Rochefort · Eq €2.32M
Of 20,586 companies in sector 01500 we hold annual accounts for 1,144. 607 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-1990
Fiscal year end31-12
Activities, NACEBEL
01462Crop and animal production, hunting and related service activities
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.