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NM ACCOUNTING

Active
Private limited companyfounded 20242 yrs activeDorsweg 2B, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 1011.302.796
Summary

NM ACCOUNTING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,354 and a net result of €24,354. Its solvency ranks better than 47% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency78
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.97; short-term debt: 46.6% and cash: 64% of total assets), and 46.6% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 July 2024, NM ACCOUNTING was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€29,354
Total assets
€54,941
Net result
€24,354
Working capital
€24,811

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €54,941
Fixed assets €4,543
Current assets €50,399
Equity and liabilities €54,941
Equity €29,354
Debt €25,588
Debt finances 46.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€31,292
Cash flow
€24,629
Current ratio
1.97
Debt to equity
0.87
ROE
83.0%
ROA
44.3%
Interest coverage
169.15
Debt ≤ 1 year
€25,588
Income taxes
€6,477

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€54,941
Fixed assets21/28€4,543
Tangible fixed assets22/27€4,543
Plant, machinery and equipment23€4,543
Current assets29/58€50,399
Amounts receivable after more than one year29€15,224
Other amounts receivable291€15,224
Cash at bank and in hand54/58€35,175
Equity and liabilities
Total equity and liabilities10/49€54,941
Equity10/15€29,354
Contributions10/11€5,000
Profit (loss) carried forward14€24,354
Amounts payable17/49€25,588
Amounts payable within one year42/48€25,588
Trade debts44€11,331
Suppliers440/4€11,331
Taxes, remuneration and social security45€14,257
Taxes450/3€14,257
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€276
Other operating charges640/8€524
Non-recurring operating charges66A€259
Gross operating margin9900€32,075
Operating profit (loss)9901€31,016
Financial charges65/66B€185
Recurring financial charges65€185
Profit (loss) for the period before taxes9903€30,831
Income taxes67/77€6,477
Profit (loss) for the period9904€24,354
Profit (loss) for the period to be appropriated9905€24,354
Appropriation of the result
Profit (loss) to be appropriated9906€24,354

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€276
Other operating charges640/8€524
Non-recurring operating charges66A€259
Gross operating margin9900€32,075
Operating profit (loss)9901€31,016
Financial charges65/66B€185
Recurring financial charges65€185
Profit (loss) for the period before taxes9903€30,831
Income taxes67/77€6,477
Profit (loss) for the period9904€24,354
Profit (loss) for the period to be appropriated9905€24,354
Line2025
Assets
Total assets20/58€54,941
Fixed assets21/28€4,543
Tangible fixed assets22/27€4,543
Plant, machinery and equipment23€4,543
Current assets29/58€50,399
Amounts receivable after more than one year29€15,224
Other amounts receivable291€15,224
Cash at bank and in hand54/58€35,175
Equity and liabilities
Total equity and liabilities10/49€54,941
Equity10/15€29,354
Contributions10/11€5,000
Profit (loss) carried forward14€24,354
Amounts payable17/49€25,588
Amounts payable within one year42/48€25,588
Trade debts44€11,331
Suppliers440/4€11,331
Taxes, remuneration and social security45€14,257
Taxes450/3€14,257
Line2025
Profit (loss) for the period9904€24,354
+ Depreciation and write-downs630€276
Operating cash flow (approximation)€24,629

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
646 m²
Building footprint
264 m²
Parcel 44064B0441/00N008, Flanders. Linked by address, not a title deed.
1 establishment unit
NM ACCOUNTING
Dorsweg 2B, 9830 Sint-Martens-LatemCertified accountants and tax accountants
since 20242.361.353.152
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064B0441/00N008 Flanders 646 m² 1 · 264 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

894500XZB63F07LSI225
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 5,119 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-07-2024
Fiscal year end31-03
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:1011302796
Registered 27-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.