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NLT

Active
Private limited companyfounded 201016 yrs activeDorpsstraat 150/A, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0829.128.878

NLT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.31M and a net result of €142k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 94% of 7962 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
64 d early
2023
6 d early
2022
16 d late
2021
2 d early
2020
10 d early
2019
8 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€2.31M▲ 6.5%
2024 · €2.17M
2018: €1.92M 2019: €1.95M 2020: €1.99M 2021: €2.02M 2022: €2.07M 2023: €2.12M 2024: €2.17M
2018 → 2025
Net result
€142k▲ 171%
2024 · €52k
2018: €29k 2019: €31k 2020: €35k 2021: €36k 2022: €43k 2023: €49k 2024: €52k
2018 → 2025
Total assets
€2.42M▲ 1.6%
2024 · €2.39M
2018: €2.40M 2019: €2.37M 2020: €2.35M 2021: €2.36M 2022: €2.37M 2023: €2.37M 2024: €2.39M
2018 → 2025
Solvency
95.3%▲ 4.4pp
2024 · 90.9%
2018: 80.0% 2019: 82.3% 2020: 84.5% 2021: 85.9% 2022: 87.3% 2023: 89.3% 2024: 90.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2.02M-€2.07M▲ 2.1%€2.12M▲ 2.4%€2.17M▲ 2.5%€2.31M▲ 6.5%
Operating result€58k-€70k▲ 20.6%€74k▲ 6.3%€79k▲ 6.8%€78k▼ 1.0%
Net result€36k-€43k▲ 21.4%€49k▲ 13.4%€52k▲ 6.2%€142k▲ 171%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €58k€58kNet result 2021: €36k€36kOperating result 2022: €70k€70kNet result 2022: €43k€43kOperating result 2023: €74k€74kNet result 2023: €49k€49kOperating result 2024: €79k€79kNet result 2024: €52k€52kOperating result 2025: €78k€78kNet result 2025: €142k€142k20212022202320242025
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.42M
Fixed assets €2.30M=
Current assets €127k▲ 44.3%
Equity and liabilities €2.42M
Equity €2.31M▲ 6.5%
Debt €113k▼ 47.8%
The debt ratio falls from 9.1% to 4.7%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
95.3%
2024 · 90.9%
ROE
6.1%
2024 · 2.4%
ROA
5.8%
2024 · 2.2%
Debt
€113k
2024 · €217k
Debt ≤ 1 year
€113k
2024 · €148k
Income taxes
€36k
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.39M€2.42M
Fixed assets21/28€2.30M€2.30M=
Tangible fixed assets22/27€3k€2k
Plant, machinery and equipment23€3k€2k
Financial fixed assets28€2.29M€2.29M=
Current assets29/58€88k€127k
Amounts receivable within one year40/41€73k€67k
Trade receivables40€12k€12k=
Other amounts receivable41€61k€55k
Cash at bank and in hand54/58€14k€60k
Equity and liabilities
Total equity and liabilities10/49€2.39M€2.42M
Equity10/15€2.17M€2.31M
Contributions10/11€1.50M€1.50M=
Reserves13€330k€472k
Distributable reserves133€330k€472k
Profit (loss) carried forward14€338k€338k=
Amounts payable17/49€217k€113k
Amounts payable within one year42/48€148k€113k
Trade debts44€1k€1k
Suppliers440/4€1k€1k
Taxes, remuneration and social security45€5k€41k
Taxes450/3€5k€41k
Other amounts payable47/48€142k€71k
Accrued charges and deferred income492/3€68k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€542€722
Other operating charges640/8€2k€2k
Gross operating margin9900€81k€81k
Operating profit (loss)9901€79k€78k
Financial income75/76B€0€99k
Recurring financial income75€0€99k
Financial charges65/66B€2k€92
Recurring financial charges65€2k€92
Profit (loss) for the period before taxes9903€77k€178k
Income taxes67/77€25k€36k
Profit (loss) for the period9904€52k€142k
Profit (loss) for the period to be appropriated9905€52k€142k
Appropriation of the result
Profit (loss) to be appropriated9906€391k€480k
Profit (loss) brought forward from the previous period14P€338k€338k=
Transfer to equity691/2€52k€142k
To other reserves6921€52k€142k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Highest result since 2018net €142k ▲171%
Net result €142k, the highest in the series.
28-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €2MEq €2.02M ▲1.8%
4 profitable years in a row build equity to €2.02M.
21-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dorpsstraat 150/A8300 Knokke-Heist
Ground area
323 m²
Building footprint
165 m²
Volume, LiDAR
862 m³
Parcel 31039E0320/00V000, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NLT
Dorpsstraat 150, 8300 Knokke-HeistFinancial service activities, except insurance and pension funding
since 20102.194.222.251
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31039E0320/00V000 Flanders 323 m² 1 · 165 m² 11.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 10,445 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-09-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.