NLP
ActiveSummary
NLP has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €20k. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 32% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-1
Solvency38▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.39 against 0.37 in 2024; short-term debt: 55.5% and cash: 1.4% of total assets), and 87.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.8%
Return on assets
3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
27 d early
2021
19 d late
2020
1 d early
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 31.0%
2024 · €65k
Total assets
€659k▼ 7.0%
2024 · €709k
Net result
€20k▼ 30.9%
2024 · €29k
Working capital
€-224k▲ 13.6%
2024 · €-260k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-514€9k€528▼ 93.9%€38k▲ 7,103%€34k▼ 11.3%
Net result€-4k€5k€-5k€29k€20k▼ 30.9%
Equity€36k▼ 10.9%€41k▲ 15.3%€36k▼ 13.1%€65k▲ 81.2%€85k▲ 31.0%
Total assets€658k▲ 153%€748k▲ 13.7%€721k▼ 3.7%€709k▼ 1.6%€659k▼ 7.0%
Debt€622k▲ 183%€707k▲ 13.7%€685k▼ 3.1%€644k▼ 6.0%€575k▼ 10.8%
Working capital€-173k€-298k▼ 72.4%€-307k▼ 2.8%€-260k▲ 15.3%€-224k▲ 13.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €659k
Fixed assets
€518k ▼ 6.4%
Current assets
€141k ▼ 9.3%
Equity and liabilities €659k
Equity
€85k ▲ 31.0%
Debt
€575k ▼ 10.8%
Debt's share of the balance-sheet total falls from 90.9% to 87.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▼
2024 · €73k
Cash flow
€55k▼
2024 · €64k
Current ratio
0.39▲
2024 · 0.37
Quick ratio
0.03▼
2024 · 0.05
Debt to equity
6.79▼
2024 · 9.98
ROE
23.6%▼
2024 · 44.8%
ROA
3.0%▼
2024 · 4.1%
Interest coverage
12.90▲
2024 · 12.52
Debt ≤ 1 year
€366k▼
2024 · €416k
Debt > 1 year
€209k▼
2024 · €228k
Income taxes
€9k▲
2024 · €4k
Staff costs
€418▼
2024 · €557
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €292 | €313 | €370 | €557 | €418 | ▼ 24.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47k | €30k | €33k | €35k | €35k | = |
| Other operating charges640/8 | €2k | €3k | €4k | €4k | €4k | ▲ 16.2% |
| Gross operating margin9900 | €49k | €42k | €38k | €78k | €74k | ▼ 4.9% |
| Operating profit (loss)9901 | €-514 | €9k | €528 | €38k | €34k | ▼ 11.3% |
| Financial income75/76B | €1k | €3k | €160 | €500 | €1k | ▲ 107% |
| Recurring financial income75 | €1k | €3k | €160 | €500 | €1k | ▲ 107% |
| Financial charges65/66B | €5k | €6k | €6k | €6k | €5k | ▼ 8.7% |
| Recurring financial charges65 | €5k | €6k | €6k | €6k | €5k | ▼ 8.7% |
| Profit (loss) for the period before taxes9903 | €-4k | €6k | €-5k | €33k | €29k | ▼ 10.0% |
| Income taxes67/77 | - | €110 | - | €4k | €9k | ▲ 154% |
| Profit (loss) for the period9904 | €-4k | €5k | €-5k | €29k | €20k | ▼ 30.9% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €5k | €-5k | €29k | €20k | ▼ 30.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €658k | €748k | €721k | €709k | €659k | ▼ 7.0% |
| Fixed assets21/28 | €491k | €607k | €589k | €553k | €518k | ▼ 6.4% |
| Tangible fixed assets22/27 | €491k | €607k | €589k | €553k | €518k | ▼ 6.4% |
| Land and buildings22 | €446k | €607k | €575k | €542k | €510k | ▼ 6.0% |
| Plant, machinery and equipment23 | - | - | €14k | €11k | €8k | ▼ 27.1% |
| Assets under construction and advance payments27 | €45k | - | - | - | - | - |
| Current assets29/58 | €167k | €141k | €132k | €156k | €141k | ▼ 9.3% |
| Stocks and contracts in progress3 | €116k | €115k | €117k | €135k | €131k | ▼ 2.8% |
| Stocks30/36 | €116k | €115k | €117k | €135k | €131k | ▼ 2.8% |
| Amounts receivable within one year40/41 | €6k | €8k | €2k | €253 | €695 | ▲ 175% |
| Trade receivables40 | €753 | €1k | €2k | €253 | €695 | ▲ 175% |
| Other amounts receivable41 | €5k | €6k | - | - | - | - |
| Current investments50/53 | - | - | €250 | €250 | €250 | = |
| Cash at bank and in hand54/58 | €45k | €18k | €13k | €20k | €9k | ▼ 54.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €658k | €748k | €721k | €709k | €659k | ▼ 7.0% |
| Equity10/15 | €36k | €41k | €36k | €65k | €85k | ▲ 31.0% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €34k | €35k | €35k | €58k | €78k | ▲ 34.2% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €32k | €33k | €35k | €58k | €78k | ▲ 34.2% |
| Profit (loss) carried forward14 | €-4k | - | €-5k | - | - | - |
| Amounts payable17/49 | €622k | €707k | €685k | €644k | €575k | ▼ 10.8% |
| Amounts payable after more than one year17 | €282k | €265k | €246k | €228k | €209k | ▼ 8.3% |
| Financial debts170/4 | €282k | €265k | €246k | €228k | €209k | ▼ 8.3% |
| Amounts payable within one year42/48 | €340k | €439k | €439k | €416k | €366k | ▼ 12.0% |
| Current portion of amounts payable after more than one year42 | €18k | €18k | €18k | €19k | €19k | ▲ 1.8% |
| Trade debts44 | €7k | - | €4k | €709 | €4k | ▲ 408% |
| Suppliers440/4 | €7k | - | €4k | €709 | €4k | ▲ 408% |
| Taxes, remuneration and social security45 | €14k | €11k | €11k | €11k | €13k | ▲ 19.4% |
| Taxes450/3 | €12k | €9k | €9k | €9k | €11k | ▲ 22.7% |
| Remuneration and social security454/9 | €2k | €2k | €2k | €2k | €2k | = |
| Other amounts payable47/48 | €302k | €411k | €406k | €385k | €330k | ▼ 14.3% |
| Accrued charges and deferred income492/3 | - | €3k | €13 | €1k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €5k | €-5k | €29k | €20k | ▼ 30.9% |
| + Depreciation and write-downs630 | €47k | €30k | €33k | €35k | €35k | = |
| Operating cash flow (approximation) | €42k | €35k | €28k | €64k | €55k | ▼ 13.9% |
| Investment in fixed assets (approximation) | - | €-146k | €-15k | €0 | €0 | - |
| Change in cash | - | €-27k | €-5k | €8k | €-11k | ▼ 244% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 2 establishment units since 2009
Ground area
6,448 m²
Building footprint
1,051 m²
Volume, LiDAR
4,923 m³
2 parcels, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
NLP BVBA
since 20092.198.419.777
NLP
since 20102.199.180.733
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302C0517/00E002 | Flanders | 3,473 m² | 1 · 710 m² | 7.2 m · 1 fl. |
| 13049A0372/00G000 | Flanders | 2,974 m² | 1 · 341 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,127 companies in sector 47830 we hold annual accounts for 467. 383 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47830Retail sale of motorcycles and motorcycle parts and accessories
95319Other maintenance and repair of motor vehicles
Scores and ratios are computed by Checked and are not a credit decision.