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NLP

Active Private limited companyfounded 2009active for 16 yearsKloosterstraat 112, 2260 WesterloKBO/BCE: BE 0821.421.338

Lifetime

16 annual accounts with figures on one time axis
peak €77,616 (2024)
€73,781▼ 4.9%
lowest -€13,396 (2010)
€19,996▼ 30.9%
peak €84,585 (2025)
€84,585▲ 31.0%
€574,658▼ 10.8%
Board2 names since 2021
2 directorsJANSSENS Peter Alfons Joanna and 1 other
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Result from €28,936 to €19,996Equity from €64,590 to €84,585Cash from €20,259 to €9,136

Key points

from the 2025 annual accounts

Turnover

≈ €490,000 estimated

The micro format states no turnover.

Debts

€574,658 87% of the balance sheet
Financial debts 36%Suppliers 1%Taxes and wages 2%Other 61%

Of this, €365,737 falls due within a year.

Filings

16 annual accounts since 2010
AprilJune31 JulyOctober2010201520202025

Two of the last ten came late. The 2019 accounts came latest: 62 days after the end of the period.

Checked score

84
Excellent
Financially stronger than 47% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.4 percentage points vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▼ -0.2 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Average

38+4equity 12.8% of total assets
23=short-term debt 55.5% · cash 1.4%
73-1return on assets 3.0%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
Equity €84,585 (12.8% of total assets)
lowers risk
Size: total assets €659,244
Founded in 2009
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 29% of them on solvency, 21% on liquidity, 56% on profitability and 80% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,107 companies had the same profile as NLP has now. Each dot stands for 11 companies, two years later.

97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of NLP itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,107 companies, not a prediction for NLP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €7,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.39 (0.37 in 2024), below 1. Short-term debt is 55.5% and cash 1.4% of total assets. 87.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €659,244
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €84,585 (12.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
27 days early
2021
19 days late
2020
1 day early
2019
62 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

LN
Laenen Natasja
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0821421338
Reappointment: JANSSENS Peter Alfons Joanna (director) “Onderhoud en reparatie van bromfietsen; Onderhoud en herstelling van landbouwtractoren, motoculteurs en…” (deed in Dutch) · Gazette deed
New establishment in Westerlo Kloosterstraat 112
Incorporation published on 23-12-2009 · Gazette deed
All 26 events

Comparable companies

same main activity, similar in size and age
Company
NLP Westerlo €659,244 €73,781 12.8% -
Faes Cars Putte €601,512 €98,543 9.8% -
Luyckx Motorshop Mol €477,322 €85,964 24.6% -
BIKERSZONE Haaltert €569,342 €80,111 14.2% -
S-DEFORCE Roeselare €776,801 €62,710 7.7% -
Motoparts-Europe Heusden-Zolder €563,886 €78,516 47.7% -
00 Team Pelt €684,047 €102,231 19.7% 0.1

These companies have the same main activity as NLP: retail sale of motorcycles and motorcycle parts and accessories (NACE 47830). They are comparable in size and age: total assets between €477,000 and €777,000, founded between 2007 and 2011.

Official details

Source: KBO
Status
Active since 11-12-2009Normal situation
Activity
Retail sale of motorcycles and motorcycle parts and accessoriesNACE 47830and 1 other
Establishment units
2.198.419.7772200 Herentals, since 11-12-2009
2.199.180.7332260 Westerlo, since 01-01-2010
Financial year end
31 December
Peppol
Reachable since 26-03-2025
Company details

Annual accounts 2025

€659,244▼ 7.0%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on NLP

NLP files the micro format. That format states no turnover. The gross margin rose from €35,166 in 2010 to €73,781 in 2025.

The balance sheet grew most from 2020 to 2022 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about NLP

What is the company number of NLP?
The company number of NLP is 0821.421.338. The VAT number is the same number with BE in front: BE 0821.421.338.
Where is NLP based?
The registered office is at Kloosterstraat 112, 2260 Westerlo.Company details
What does NLP do?
According to the KBO register, the main activity is retail sale of motorcycles and motorcycle parts and accessories (NACE 47830).
What is the legal form of NLP?
NLP is a private limited company (BV).
When was NLP founded?
NLP was founded on 11-12-2009.
Is NLP still active?
Yes, NLP is an active enterprise in the KBO register.
What is the turnover of NLP?
The turnover in financial year 2025 is ≈ €490,000. This figure is estimated from the gross margin of €73,781 and 39 comparable companies (NACE 478). It probably lies between €310,000 and €1.1m.Financials
Is NLP profitable?
In financial year 2025, NLP made a profit of €19,996.
Where can I find the annual accounts of NLP?
NLP filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NLP due?
NLP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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