Turnover
≈ €68,000 estimated
The micro format states no turnover.
NL CONCEPTION
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €6,618 (2025)
€6,618▲ 45.9%
Resultpeak €2,657 (2024)
€2,632▼ 1.0%
Equitypeak €8,289 (2025)
€8,289▲ 46.5%
Debts
€74,061▲ 175%
Board4 names since 2023
3 directorsCONTE Anthony and 2 others
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €4,536 to €6,618Equity from €5,657 to €8,289Debts from €26,978 to €74,061Investments €7,228Cash from €2,087 to €482
Key points
from the 2025 annual accountsDebts
€74,061 90% of the balance sheet
Suppliers 92%Taxes and wages 2%Other 6%
Investments
€6,878 3.6 × depreciation
Green is investment, beige is depreciation. Machinery stands 493.5% higher than in 2024.
Liquidity
1.02 was 1.61 in 2024
Short-term debts rose from €19,094 to €74,061.
Starting capital
€3,000 100 shares
Position in the sector
10.1%
Lower solvency than 85% of companies in specialised construction. Sector median 46.7% · 35,060 companies.
2025 accounts filed 25 days after the deadline
Checked score
50
Fair
Financially stronger than 35% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,692 companies (NACE 43, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 1.9%lowest value
02-2025: 1.9%● unchanged vs 01-2025
03-2025: 1.9%● unchanged vs 02-2025
04-2025: 2.4%▲ +0.5 percentage points vs 03-2025
05-2025: 2.4%● unchanged vs 04-2025
06-2025: 2.7%▲ +0.3 percentage points vs 05-2025
07-2025: 3.0%▲ +0.3 percentage points vs 06-2025
08-2025: 3.0%● unchanged vs 07-2025
09-2025: 2.9%▼ -0.1 percentage points vs 08-2025
10-2025: 2.5%▼ -0.4 percentage points vs 09-2025
11-2025: 2.5%● unchanged vs 10-2025
12-2025: 2.6%▲ +0.1 percentage points vs 11-2025
01-2026: 2.6%● unchanged vs 12-2025
02-2026: 2.6%● unchanged vs 01-2026
03-2026: 2.7%▲ +0.1 percentage points vs 02-2026
04-2026: 2.8%▲ +0.1 percentage points vs 03-2026
05-2026: 2.8%● unchanged vs 04-2026
06-2026: 2.8%● unchanged vs 05-2026
07-2026: 2.8%● unchanged vs 06-2026
08-2026: 3.2%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 3.1%▼ -0.1 percentage points vs 08-2026
10-2026: 3.0%▼ -0.1 percentage points vs 09-2026
11-2026: 3.0%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2023
Sector: Specialised construction activities (NACE 43)
Liquidity: current ratio 1.02, cash €482, halved
Size: total assets €82,349
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 14% of them on solvency, 2% on liquidity, 44% on profitability and 82% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,542 companies had the same profile as NL CONCEPTION has now. Each dot stands for 7 companies, two years later.
95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NL CONCEPTION itself: 3.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for NL CONCEPTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 35060 sector peers (2025).
NBB · sector comparisonPosition among 35060 sector peers
Solvency
better than 14%
← weakest
strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
25 days late
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 27 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CONTE Anthony 37 sharesdeed of 13-12-2023
- CONTE Carmine 26 sharesdeed of 13-12-2023
- MARCHAL Aurélie 37 sharesdeed of 13-12-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003246749
Appointment: Carmine Conte (technical director)
General meeting of 31-01-2024 · Gazette deed
First establishment
Chaussée Provinciale 16, Genappe
Incorporation
Founding capital of €3,000, 100 shares · Founders: CONTE Anthony, CONTE Carmine and MARCHAL Aurélie · Appointments: CONTE Anthony (director) and Aurélie MARECHAL (director) · published on 13-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| NL CONCEPTION Genappe | €82,349 | €6,618 | 10.1% | - |
| GO TO FIX Mechelen | €86,178 | €6,859 | 25.8% | - |
| De Neef Projects Wuustwezel | €86,746 | €7,633 | 42.3% | - |
| WD50 Oud-Heverlee | €67,042 | €7,723 | 46.2% | - |
| MAQ-BNC Lommel | €68,697 | €8,347 | 15.4% | - |
| Paul AHN Jalhay | €80,355 | €6,298 | 11.0% | - |
| SKYSPAN Kortrijk | €96,577 | €4,896 | 4.7% | - |
These companies have the same main activity as NL CONCEPTION: joinery installation (NACE 43320). They are comparable in size and age: total assets between €67,000 and €96,600, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 11-12-2023Normal situation
- Activity
- Joinery installationNACE 43320and 6 others
- Establishment unit
- 2.363.170.7151470 Genappe, since 01-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Insights on NL CONCEPTION
The computed 12-month bankruptcy probability of NL CONCEPTION is 3.0% (moderate). The 2025 annual accounts show equity of €8,289 and a net result of €2,632.
Its solvency ranks better than 14% of 35,060 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NL CONCEPTION
- What is the company number of NL CONCEPTION?
- The company number of NL CONCEPTION is 1003.246.749. The VAT number is the same number with BE in front: BE 1003.246.749.
- Where is NL CONCEPTION based?
- The registered office is at Chaussée Provinciale 16, 1470 Genappe.Company details
- What does NL CONCEPTION do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of NL CONCEPTION?
- NL CONCEPTION is a private limited company (BV).
- When was NL CONCEPTION founded?
- NL CONCEPTION was founded on 11-12-2023.
- Is NL CONCEPTION still active?
- Yes, NL CONCEPTION is an active enterprise in the KBO register.
- What is the turnover of NL CONCEPTION?
- The turnover in financial year 2025 is ≈ €68,000. This figure is estimated from the gross margin of €6,618 and 56 comparable companies (NACE 43320). It probably lies between €41,000 and €130,000. It is a rough estimate.Financials
- Is NL CONCEPTION profitable?
- In financial year 2025, NL CONCEPTION made a profit of €2,632.
- Where can I find the annual accounts of NL CONCEPTION?
- NL CONCEPTION filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NL CONCEPTION due?
- NL CONCEPTION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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