NK Ter Waarde
ActiveSummary
NK Ter Waarde has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €239,821 and a net result of €902,999. Equity has been stable since 2019 (±7.4% per year). Its solvency ranks better than 12% of 4,124 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 05-02-2019 Normal situation
- Activity
- Activities of notaries NACE 69102
- Joint committee
- 216 Notaries' employees · annual accounts 2025
- Establishment unit
- 2.285.370.577 8900 Ypres, since 05-02-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 21-05-2026
Board and ownership
- Notariële Bestuursvennootschap Annelies GhesquièreDirector · since 05-02-2019 · permanent representative GHESQUIÈRE Annelies Griet Rachel Maria
- Notariële Bestuursvennootschap Celine De BrabandereDirector · since 05-02-2019 · permanent representative DE BRABANDERE Celine Rosa Michel
- Notariële Bestuursvennootschap Tom DegryseDirector · since 05-02-2019 · permanent representative DEGRYSE Tom Julien Omer
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €2.6m
- ▲ 22.6%
- Turnover
- ≈ €4.5m
- estimated
- Profit
- €902,999
- ▲ 65.5%
- Equity
- €239,821
- ▲ 96.9%
- Total assets
- €5.6m
- ▲ 46.1%
- Employees on 31-12-2025
- 16
- ▼ 5.9%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 0.80, cash €2.0mFigures for financial year 2025 (filed on 16-07-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 11% of them on solvency, 76% on liquidity, 72% on profitability and 93% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Equity rose in 2025from €121,822 to €239,821 ▲ 96.9% View
- Caution: Lower solvency than 88% of companies in legal and accountingsector median 44.3% · 4,124 companies 4.3% View
- Positive: Always filed on timeaccounts within the deadline every year 7 years View
- Positive: 7 profitable years in a rowprofit 2025: €902,999 7 years View
Recent changes
- · Gazette deed Company renamed from Ghesquiere, Breyne, De Brabandere & Degryse, notariskantoor to NK Ter WaardeResignation: Notariële Bestuursvennootschap Mieke Breyne (director) · Permanent representative: Breyne Mieke
- · Gazette deed Registered-office moveBoard composition: NotariëlebestuursvennootschapTomDegryse (director) · Board composition: NotariëlebestuursvennootschapMiekeBreyne (director) · Board composition: NotariëlebestuursvennootschapCelineDeBrabandere (director)
- · Gazette deed Company renamed from Ghesquière,De Brabandere & Degryse,notarisvennootschap to Ghesquiere,Breyne,De Brabandere & Degryse,notariskantoorResignations: Notariële Bestuursvennootschap Annelies Ghesquière, Notariële bestuursvennootschap Tom Degryse and Notariële bestuursvennootschap Celine De Brabandere · Reappointments: Notariële Bestuursvennootschap Annelies Ghesquière, Notariële bestuursvennootschap Tom Degryse and Notariële bestuursvennootschap Celine De Brabandere · Appointment: Notariële bestuursvennootschap Mieke Breyne (director)
Comparable companies
These companies have the same main activity as NK Ter Waarde: activities of notaries (NACE 69102). They are comparable in size and age: total assets between €3.7m and €9m, founded between 2018 and 2020.
| Company | Total assets | Gross margin |
|---|---|---|
| NK Ter Waarde Ypres | €5.6m | €2.6m |
| ACTEA, notaires associés Saint-Josse-ten-Noode | €4.8m | €3.0m |
| ALTER EGO, Notaires associés Ixelles | €4.3m | €2.5m |
| West, Geassocieerde Notarissen Koksijde | €3.7m | €2.1m |
| OPSOMER & DE LANGE, GEASSOCIEERDE NOTARISSEN Kortrijk | €9.0m | €2.3m |
| IN-DEED, Notaires associés / IN-DEED, Geassocieerde Notarissen Woluwe-Saint-Pierre | €3.9m | €2.1m |
| Mijn Notarissen Beringen | €3.9m | €3.1m |
Key facts about NK Ter Waarde
- What is the company number of NK Ter Waarde?
- The company number of NK Ter Waarde is 0719.832.446. The VAT number is the same number with BE in front: BE 0719.832.446.
- Where is NK Ter Waarde based?
- The registered office is at Ter Waarde 86, 8900 Ypres.Company details
- What does NK Ter Waarde do?
- According to the KBO register, the main activity is activities of notaries (NACE 69102).
- What is the legal form of NK Ter Waarde?
- NK Ter Waarde is a private limited company (BV).
- When was NK Ter Waarde founded?
- NK Ter Waarde was founded on 05-02-2019.
- Is NK Ter Waarde still active?
- Yes, NK Ter Waarde is an active enterprise in the KBO register.
- How many employees does NK Ter Waarde have?
- NK Ter Waarde had an average of 15.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does NK Ter Waarde fall under?
- In its 2025 annual accounts, NK Ter Waarde states joint committee 216 (Notaries' employees).
- What is the turnover of NK Ter Waarde?
- The turnover in financial year 2025 is ≈ €4.5m. This figure is estimated from the gross margin of €2.6m and 1,584 comparable companies of the same size. It probably lies between €3.0m and €7.4m. It is a rough estimate.
- Is NK Ter Waarde profitable?
- In financial year 2025, NK Ter Waarde made a profit of €902,999.
- Where can I find the annual accounts of NK Ter Waarde?
- NK Ter Waarde filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NK Ter Waarde due?
- NK Ter Waarde must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.