NK CONSEIL
ActiveNK CONSEIL has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-13k. Equity is growing by ~51.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 6.23 against 8.65 in 2024; short-term debt: 16.1% and cash: 79.9% of total assets), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
-33.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
30 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€32k▼ 28.5%
2024 · €44k
2022: €4k
2023: €25k
2024: €44k
2022 → 2025
Total assets
€38k▼ 24.6%
2024 · €50k
2022: €7k
2023: €53k
2024: €50k
2022 → 2025
Net result
€-13k
2024 · €20k
2022: €2k
2023: €21k
2024: €20k
2022 → 2025
Working capital
€32k▼ 28.2%
2024 · €44k
2022: €3k
2023: €24k
2024: €44k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€4k-€25k▲ 602%€44k▲ 78.9%€32k▼ 28.5%
Operating result€2k-€33k▲ 1,386%€33k▲ 0.2%€-11k
Net result€2k-€21k▲ 1,292%€20k▼ 8.0%€-13k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €33k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €38k
Equity
€32k▼ 28.5%
Debt
€6k▲ 5.1%
The debt ratio rises from 11.5% to 16.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-11k▼
2024 · €33k
Cash flow
€-12k▼
2024 · €20k
Solvency
83.9%▼
2024 · 88.5%
Current ratio
6.23▼
2024 · 8.65
Quick ratio
6.23▼
2024 · 8.65
Debt / equity
0.19▲
2024 · 0.13
ROE
-39.8%▼
2024 · 44.1%
ROA
-33.4%▼
2024 · 39.0%
Interest coverage
-13.17▼
2024 · 9.61
Debt
€6k▲
2024 · €6k
Debt ≤ 1 year
€6k▲
2024 · €6k
Income taxes
€234▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€38k▼
Fixed assets21/28€168-
Tangible fixed assets22/27€168-
Furniture and vehicles24€168-
Current assets29/58€50k€38k▼
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40€845-
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€36k€30k▼
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€50k€38k▼
Equity10/15€44k€32k▼
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Reserves13€40k€40k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€2k€-10k▼
Amounts payable17/49€6k€6k▲
Amounts payable within one year42/48€6k€6k▲
Financial debts43€205-
Credit institutions430/8€205-
Trade debts44€290€590▲
Suppliers440/4€290€590▲
Taxes, remuneration and social security45€2k€559▼
Taxes450/3€2k€559▼
Other amounts payable47/48€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€245€168▼
Other operating charges640/8€88€569▲
Gross operating margin9900€33k€-11k▼
Operating profit (loss)9901€33k€-11k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€859▼
Recurring financial charges65€3k€859▼
Profit (loss) for the period before taxes9903€30k€-12k▼
Income taxes67/77€10k€234▼
Profit (loss) for the period9904€20k€-13k▼
Profit (loss) for the period to be appropriated9905€20k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€-10k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€19k-
To other reserves6921€19k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €-13k ▼165%
Net result drops to €-13k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 5current ratio 8.65
Current ratio from 1.85 to 8.65; short-term debt falls from €29k to €6k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2022net €21k ▲1292%
Net result €21k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Nicolas Monnom(NAL) 296120 Ham-sur-Heure-NalinnesGround area
1,451 m²
Building footprint
72 m²
Volume, LiDAR
557 m³
Parcel 56058A0333/00N000, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NK Conseil
since 20222.331.810.615
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56058A0333/00N000 | Wallonia | 1,451 m² | 1 · 72 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RHE CONSULTING
BE 0679.522.909
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LBDS
BE 0772.882.637
Lasne · Eq €32k
JText
BE 0775.933.187
Brussel · Eq €32k
Harocon
BE 0765.942.682
Merchtem · Eq €32k
JEDO CONSULTING
BE 0649.970.175
Sint-Pieters-Leeuw · Eq €32k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 34,822 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.