NJ toiture

Active

Private limited companyfounded 20233 yrs activeRue du Bois Lévi(Jauch.) 2, 1370 Jodoigne, BelgiumKBO/BCE: BE 0803.428.135

Summary

The computed 12-month bankruptcy probability of NJ toiture is 2.7% (moderate). The 2025 annual accounts show equity of €21k and a net result of €25k. Its solvency ranks better than 12% of 27786 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

53 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability79▲+16

Solvency32=

Growth78

Track record94

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity short (current ratio 0.9 against 1.16 in 2024; short-term debt: 27.2% and cash: 12.2% of total assets), and 93.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

6.7%

Return on assets

8.1%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27786 sector peers (2025).

NBB · sector comparison

Position among 27786 sector peers

Solvency

better than 12%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

18 d early

2024

30 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€21k▲ 0.3%

2024 · €21k

2024: €21k

2024 → 2025

Total assets

€308k▲ 2.6%

2024 · €300k

2024: €300k

2024 → 2025

Net result

€25k▲ 33.1%

2024 · €19k

2024: €19k

2024 → 2025

Working capital

€-8k

2024 · €8k

2024: €8k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€21k-€21k▲ 0.3%

Operating result€38k-€46k▲ 22.4%

Net result€19k-€25k▲ 33.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 22% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €308k

75.4%

24.6%

Fixed assets €232k ▼ 4.2%

Current assets €76k ▲ 31.4%

Equity and liabilities €308k

93.3%

Equity €21k ▲ 0.3%

Debt €287k ▲ 2.8%

Debt's share of the balance-sheet total rises from 93.2% to 93.3%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€75k▲

2024 · €62k

Cash flow

€53k▲

2024 · €43k

Current ratio

0.90▼

2024 · 1.16

Debt to equity

13.96▲

2024 · 13.63

ROE

121.9%▲

2024 · 91.9%

ROA

8.1%▲

2024 · 6.3%

Interest coverage

6.05▲

2024 · 4.40

Debt ≤ 1 year

€84k▲

2024 · €50k

Debt > 1 year

€203k▼

2024 · €230k

Income taxes

€9k▲

2024 · €5k

Staff costs

€38k▼

2024 · €43k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines

Balance sheet Code20242025

Assets

Total assets20/58€300k€308k▲

Fixed assets21/28€242k€232k▼

Tangible fixed assets22/27€242k€232k▼

Land and buildings22€101k€109k▲

Plant, machinery and equipment23-€3k

Leasing and similar rights25€141k€120k▼

Financial fixed assets28€165€165=

Current assets29/58€58k€76k▲

Amounts receivable within one year40/41€37k€38k▲

Trade receivables40€27k€32k▲

Other amounts receivable41€10k€6k▼

Cash at bank and in hand54/58€20k€38k▲

Deferred charges and accrued income490/1€82€202▲

Equity and liabilities

Total equity and liabilities10/49€300k€308k▲

Equity10/15€21k€21k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€18k€18k▲

Amounts payable17/49€279k€287k▲

Amounts payable after more than one year17€230k€203k▼

Financial debts170/4€230k€203k▼

Amounts payable within one year42/48€50k€84k▲

Current portion of amounts payable after more than one year42€32k€30k▼

Trade debts44€3k€7k▲

Suppliers440/4€3k€7k▲

Taxes, remuneration and social security45€8k€20k▲

Taxes450/3€5k€14k▲

Remuneration and social security454/9€3k€6k▲

Other amounts payable47/48€6k€27k▲

Income statement Code20242025

Remuneration, social security and pensions62€43k€38k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€28k▲

Other operating charges640/8€2k€1k▼

Gross operating margin9900€106k€115k▲

Operating profit (loss)9901€38k€46k▲

Financial income75/76B€29€58▲

Recurring financial income75€29€58▲

Financial charges65/66B€14k€12k▼

Recurring financial charges65€14k€12k▼

Profit (loss) for the period before taxes9903€24k€34k▲

Income taxes67/77€5k€9k▲

Profit (loss) for the period9904€19k€25k▲

Profit (loss) for the period to be appropriated9905€19k€25k▲

Appropriation of the result

Profit (loss) to be appropriated9906€19k€43k▲

Profit (loss) brought forward from the previous period14P-€18k

Profit to be distributed694/7€833€25k▲

Return on contributions (dividend)694€833€25k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

13-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

01-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jodoigne · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Bois Lévi(Jauch.) 21370 Jodoigne

Ground area

388 m²

Building footprint

58 m²

Volume, LiDAR

441 m³

Parcel 25047B0240/00P000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

NJ TOITURE

Rue du Bois Lévi(Jauch.) 2, 1370 JodoigneManufacture of fabricated metal products, except machinery and equipment

since 20232.348.140.960

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25047B0240/00P000	Wallonia	388 m²	1 · 58 m²	9.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Marc Hick Toiture

BE 1009.685.569

Plombières · Eq €20,566

DPZ TOITURES

BE 0800.265.935

Sint-Pieters-Leeuw · Eq €20,525

DANLEE & Co

BE 0887.043.026

Jodoigne · Eq €20,620

Smart Parking Solutions

Overijse · Eq €20,651

Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,032 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-06-2023

Fiscal year end31-12

Activities, NACEBEL 2025

43410Roofing work

43230Insulation installation

43421Specialised construction activities

74999Other professional, scientific and technical activities

81100Combined facilities support activities

81300Landscape service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

3 entries

E-mail:njtoiture@gmail.com

Enterprise

Phone:+32492272115

Enterprise

E-mail:nrjanssens@gmail.com

Establishment Jodoigne 2.348.140.960