NJ TECH
ActiveNJ TECH has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €51k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 1991 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 23.4 against 22.29 in 2024; short-term debt: 4.2% and cash: 84.9% of total assets), and 4.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.8%
Return on assets
16.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
20 d late
2023
6 d late
2022
on the day
2021
2 d early
2020
9 d early
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€566k
EBIT margin
10.7%
Net result
€51k▲ 0.9%
2024 · €51k
2018: €9k
2019: €49k
2020: €45k
2021: €83k
2022: €29k
2023: €19k
2024: €51k
2018 → 2025
Working capital
€287k▲ 26.1%
2024 · €227k
2018: €108k
2019: €132k
2020: €147k
2021: €191k
2022: €228k
2023: €169k
2024: €227k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€230k-€259k▲ 12.6%€192k▼ 25.8%€243k▲ 26.5%€295k▲ 21.1%
Operating result€95k-€40k▼ 58.5%€44k▲ 10.9%€68k▲ 54.9%€56k▼ 17.7%
Net result€83k-€29k▼ 65.1%€19k▼ 35.4%€51k▲ 172%€51k▲ 0.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €307k
Fixed assets
€8k▼ 50.0%
Current assets
€300k▲ 25.8%
Equity and liabilities €307k
Equity
€295k▲ 21.1%
Debt
€13k▲ 19.8%
The debt ratio stays at 4.2%.
Key figures and ratios
EBITDA
€64k▼
2024 · €76k
Cash flow
€59k▲
2024 · €59k
Solvency
95.8%=
2024 · 95.8%
Current ratio
23.40▲
2024 · 22.29
Quick ratio
23.40▲
2024 · 22.29
Debt / equity
0.04▼
2024 · 0.04
ROE
17.4%▼
2024 · 20.9%
ROA
16.7%▼
2024 · 20.1%
Interest coverage
37.46▼
2024 · 50.15
Debt
€13k▲
2024 · €11k
Debt ≤ 1 year
€13k▲
2024 · €11k
Income taxes
€3k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€254k€307k▲
Fixed assets21/28€16k€8k▼
Tangible fixed assets22/27€16k€8k▼
Furniture and vehicles24€16k€8k▼
Current assets29/58€238k€300k▲
Amounts receivable within one year40/41€21k€39k▲
Other amounts receivable41€21k€39k▲
Cash at bank and in hand54/58€217k€261k▲
Equity and liabilities
Total equity and liabilities10/49€254k€307k▲
Equity10/15€243k€295k▲
Contributions10/11€6k€6k=
Capital10-€6k
Issued capital100-€6k
Outside capital11€6k-
Other1109/19€6k-
Reserves13€232k€277k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€230k€275k▲
Profit (loss) carried forward14€5k€12k▲
Amounts payable17/49€11k€13k▲
Amounts payable within one year42/48€11k€13k▲
Current portion of amounts payable after more than one year42€3k€3k=
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€528€539▲
Gross operating margin9900€76k€64k▼
Operating profit (loss)9901€68k€56k▼
Financial income75/76B€3€20▲
Recurring financial income75€3€20▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€66k€54k▼
Income taxes67/77€16k€3k▼
Profit (loss) for the period9904€51k€51k▲
Profit (loss) for the period to be appropriated9905€51k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€57k▲
Profit (loss) brought forward from the previous period14P€276€5k▲
Transfer to equity691/2€46k€45k▼
To other reserves6921€46k€45k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Liquidity times 10current ratio 22.29
Current ratio from 2.24 to 22.29; short-term debt falls from €136k to €11k.
31-12
Financial
Equity above €200kEq €243k ▲26.5%
7 profitable years in a row build equity to €243k.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 11current ratio 59.02
Current ratio from 5.43 to 59.02; short-term debt falls from €43k to €4k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €83k ▲83.3%
Operating result €95k, net result €83k, both a record.
31-12
Financial
Equity above €200kEq €230k ▲56.6%
4 profitable years in a row build equity to €230k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
03-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 3 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aubadestraat 141080 Sint-Jans-MolenbeekGround area
141 m²
Building footprint
140 m²
Volume, LiDAR
1,320 m³
Parcel 21524C0060/00C003, Brussels · tallest building 20.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NJ TECH
since 20102.188.008.115
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0060/00C003 | Brussels | 140 m² | 1 · 140 m² | 20.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Kallima Energies
BE 1009.081.003
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MEDIMIND
BE 0536.690.706
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Rock Nublo
BE 0822.019.669
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MAURIC BELGIUM
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SOLAR FORCE ALFA
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Turnhout · Eq €295k
Of 11,554 companies in sector 71121 we hold annual accounts for 6,557. 4,894 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-04-2010
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
70220Business consulting
71209Other technical testing and analysis
85599Other education
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.