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NJ Anthea

Active
Private limited companyfounded 20233 yrs activeRoute de Philippeville 399, 6010 Charleroi, BelgiumKBO/BCE: BE 0802.229.293
Summary

The computed 12-month bankruptcy probability of NJ Anthea is 3.0% (moderate). The 2025 annual accounts show negative equity (-€3,183) and a net result of -€3,487. Its solvency ranks better than 5% of 3505 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-11
Solvency0▼-31
Growth32
Track record94
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€3,183
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
15 d early
2024
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NJ Anthea was incorporated on 30 May 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€3,183
2024 · €303
Total assets
€223▼ 95.2%
2024 · €4,696
Net result
-€3,487▼ 191%
2024 · -€1,197
Working capital
-€3,183
2024 · €303
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€939--€3,207▼ 242%
Net result-€1,197within the sector's middle half--€3,487below the sector's middle half▼ 191%
Equity€303below the sector's middle half--€3,183below the sector's middle half
Total assets€4,696below the sector's middle half-€223below the sector's middle half▼ 95.2%
Debt€4,393-€3,407▼ 22.5%
Working capital€303--€3,183
above within below the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2024: -€939-€939Net result 2024: -€1,197-€1,197Operating result 2025: -€3,207-€3,207Net result 2025: -€3,487-€3,48720242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2024: -€939-€939Net result 2024: -€1,197-€1,200Operating result 2025: -€3,207-€3,210Net result 2025: -€3,487-€3,49020242025
The operating result stays negative: a loss of €3,207 in 2025 against €939 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€3,207▼
2024 · €332
Cash flow
-€3,487▼
2024 · €75
Interest coverage
-11.48▼
2024 · 1.29
Debt ≤ 1 year
€3,407▼
2024 · €4,393
Staff costs
€1,323▼
2024 · €22,498
Ratios withheld: a balance sheet total of €223 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€4,696€223▼
Current assets29/58€4,696€223▼
Amounts receivable within one year40/41€825€216▼
Trade receivables40€825€0▼
Other amounts receivable41-€216
Cash at bank and in hand54/58€3,111€7▼
Deferred charges and accrued income490/1€761€0▼
Equity and liabilities
Total equity and liabilities10/49€4,696€223▼
Equity10/15€303-€3,183▼
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14-€1,197-€4,683▼
Amounts payable17/49€4,393€3,407▼
Amounts payable within one year42/48€4,393€3,407▼
Trade debts44€1,518€224▼
Suppliers440/4€1,518€224▼
Taxes, remuneration and social security45€2,703€1,885▼
Taxes450/3€368€0▼
Remuneration and social security454/9€2,336€1,885▼
Other amounts payable47/48€171€1,298▲
Income statement Code20242025
Remuneration, social security and pensions62€22,498€1,323▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,271€0▼
Other operating charges640/8€829€717▼
Gross operating margin9900€23,659-€1,168▼
Operating profit (loss)9901-€939-€3,207▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€258€279▲
Recurring financial charges65€258€279▲
Profit (loss) for the period before taxes9903-€1,197-€3,487▼
Profit (loss) for the period9904-€1,197-€3,487▼
Profit (loss) for the period to be appropriated9905-€1,197-€3,487▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1,197-€4,683▼
Profit (loss) brought forward from the previous period14P--€1,197

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€22,498€1,323▼ 94.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,271€0▼ 100%
Other operating charges640/8€829€717▼ 13.6%
Gross operating margin9900€23,659-€1,168▼ 105%
Operating profit (loss)9901-€939-€3,207▼ 242%
Financial income75/76B€0€0▼ 100%
Recurring financial income75€0€0▼ 100%
Financial charges65/66B€258€279▲ 8.4%
Recurring financial charges65€258€279▲ 8.4%
Profit (loss) for the period before taxes9903-€1,197-€3,487▼ 191%
Profit (loss) for the period9904-€1,197-€3,487▼ 191%
Profit (loss) for the period to be appropriated9905-€1,197-€3,487▼ 191%
Line20242025Change
Assets
Total assets20/58€4,696€223▼ 95.2%
Current assets29/58€4,696€223▼ 95.2%
Amounts receivable within one year40/41€825€216▼ 73.8%
Trade receivables40€825€0▼ 100%
Other amounts receivable41-€216-
Cash at bank and in hand54/58€3,111€7▼ 99.8%
Deferred charges and accrued income490/1€761€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€4,696€223▼ 95.2%
Equity10/15€303-€3,183▼ 1,150%
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14-€1,197-€4,683▼ 291%
Amounts payable17/49€4,393€3,407▼ 22.5%
Amounts payable within one year42/48€4,393€3,407▼ 22.5%
Trade debts44€1,518€224▼ 85.3%
Suppliers440/4€1,518€224▼ 85.3%
Taxes, remuneration and social security45€2,703€1,885▼ 30.3%
Taxes450/3€368€0▼ 100%
Remuneration and social security454/9€2,336€1,885▼ 19.3%
Other amounts payable47/48€171€1,298▲ 659%
Line20242025Change
Profit (loss) for the period9904-€1,197-€3,487▼ 191%
+ Depreciation and write-downs630€1,271€0▼ 100%
Operating cash flow (approximation)€75-€3,487▼ 4,768%
Change in cash--€3,104-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 2023
seat establishment approximate All 2 establishment units on the map
Ground area
1,096 m²
Building footprint
150 m²
Volume, LiDAR
10 m³
2 parcels, Wallonia · tallest building 2.1 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
NJ Anthea
Route de Philippeville 399, 6010 CharleroiManufacture of wearing apparel
since 20232.345.738.330
Rue des Moissons(Lan) 15, 5651 Walcourt
Manufacture of wearing apparel
since 20232.348.041.386
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52014B0067/00L005 Wallonia 550 m² 1 · 6 m² 2.1 m · 1 fl.
93037B0010/00W004 Wallonia 547 m² 1 · 144 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,838 companies in sector 74111 we hold annual accounts for 1,006. 31 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-05-2023
Fiscal year end31-12
Abbreviation FR NJA
Activities, NACEBEL 2025
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
82100Office administrative and support services
14210Manufacture of outerwear
82990Other business support services
85599Other education
95290Repair and maintenance of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802229293
Also 9925:BE0802229293
Registered 22-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.