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NJ

Active
Private limited company (pre-2019)founded 200719 yrs activeRive de Meuse 1, 5170 Profondeville, BelgiumKBO/BCE: BE 0888.403.501
Summary

The computed 12-month bankruptcy probability of NJ is 1.9% (moderate). For NJ, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €182,220. Equity is growing by ~4.4% per year across the filed fiscal years. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability-
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022
Solvency, return and age of the figures
Solvency
82.5%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 30-11-2023, 122 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
122 d late
2021
85 d late
2019
104 d late
2018
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 93 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NJ was incorporated on 30 March 2007.1 Total assets fell from EUR 269,449 in 2018 to EUR 221,006 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2022

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Financials · fiscal year 2022, micro schema

Equity
€182,220=
2021 · €182,220
Total assets
€221,006=
2021 · €221,006
Net result
-€4,851
2019 · €18,295
Working capital
€174,256=
2021 · €174,256
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2018201920212022
Operating result€115,435-€82,121▼ 28.9%€426-
Net result€40,162-€18,295▼ 54.4%-€4,851-
Equity€149,481-€167,776▲ 12.2%€182,220-€182,220=
Total assets€269,449-€243,732▼ 9.5%€221,006-€221,006=
Debt€119,968-€49,504▼ 58.7%€38,786-€38,786=
Working capital€109,690-€186,264▲ 69.8%€174,256-€174,256=
Staff (FTE)8-8=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2018: €115,435€115,435Net result 2018: €40,162€40,162Operating result 2019: €82,121€82,121Net result 2019: €18,295€18,295Operating result 2021: €426€426Net result 2021: -€4,851-€4,8512018201920212022-€25,000€0€25,000€50,000€75,000Operating result 2019: €82,121€82,100Net result 2019: €18,295€18,300Operating result 2021: €426€426Net result 2021: -€4,851-€4,850201920212022
The operating result is €426 in 2021, compared with €82,121 in 2019. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €221,006
Fixed assets €7,964 =
Current assets €213,042 =
Equity and liabilities €221,006
Equity €182,220 =
Debt €38,786 =
Debt's share of the balance-sheet total stays at 17.5%.
Key figures and ratios
2022 value · change against 2021
Current ratio
5.49=
2021 · 5.49
Debt to equity
0.21=
2021 · 0.21
Debt ≤ 1 year
€38,786=
2021 · €38,786
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 36 lines
Balance sheet Code20212022
Assets
Total assets20/58€221,006€221,006=
Fixed assets21/28€7,964€7,964=
Financial fixed assets28€7,964€7,964=
Current assets29/58€213,042€213,042=
Amounts receivable after more than one year29€200,000€200,000=
Trade receivables290€200,000€200,000=
Amounts receivable within one year40/41€12,680€12,680=
Other amounts receivable41€12,680€12,680=
Cash at bank and in hand54/58€362€362=
Equity and liabilities
Total equity and liabilities10/49€221,006€221,006=
Equity10/15€182,220€182,220=
Contributions10/11€18,600€18,600=
Reserves13€98,730€98,730=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€96,870€96,870=
Profit (loss) carried forward14€64,890€64,890=
Amounts payable17/49€38,786€38,786=
Amounts payable within one year42/48€38,786€38,786=
Taxes, remuneration and social security45€34,887€34,887=
Taxes450/3€34,887€34,887=
Other amounts payable47/48€3,899€3,899=
Income statement Code20212022
Gross operating margin9900€426-
Operating profit (loss)9901€426-
Financial charges65/66B€1,608-
Recurring financial charges65€1,608-
Profit (loss) for the period before taxes9903-€1,182-
Transfer from deferred taxes780€26,452-
Income taxes67/77€30,121-
Profit (loss) for the period9904-€4,851-
Transfer from tax-exempt reserves789€61,721-
Profit (loss) for the period to be appropriated9905€56,870-
Appropriation of the result
Profit (loss) to be appropriated9906€121,760€64,890▼
Profit (loss) brought forward from the previous period14P€64,890€64,890=
Transfer to equity691/2€56,870-
To other reserves6921€56,870-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2018201920212022Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,520----
Gross operating margin9900€340,268€150,868€426--
Operating profit (loss)9901€115,435€82,121€426--
Recurring financial income75€9€439---
Financial charges65/66B--€1,608--
Recurring financial charges65€28,155€21,540€1,608--
Profit (loss) for the period before taxes9903€87,289€61,020-€1,182--
Transfer from deferred taxes780--€26,452--
Income taxes67/77€47,127€16,273€30,121--
Profit (loss) for the period9904€40,162€18,295-€4,851--
Transfer from tax-exempt reserves789--€61,721--
Profit (loss) for the period to be appropriated9905€40,162-€43,426€56,870--
Line2018201920212022Change
Assets
Total assets20/58€269,449€243,732€221,006€221,006=
Fixed assets21/28€39,791€7,964€7,964€7,964=
Tangible fixed assets22/27€31,827----
Financial fixed assets28€7,964€7,964€7,964€7,964=
Current assets29/58€229,658€235,768€213,042€213,042=
Amounts receivable after more than one year29--€200,000€200,000=
Trade receivables290--€200,000€200,000=
Stocks and contracts in progress3€12,234----
Amounts receivable within one year40/41€175,952€229,826€12,680€12,680=
Other amounts receivable41--€12,680€12,680=
Cash at bank and in hand54/58€38,757€5,942€362€362=
Equity and liabilities
Total equity and liabilities10/49€269,449€243,732€221,006€221,006=
Equity10/15€149,481€167,776€182,220€182,220=
Contributions10/11€18,600€18,600€18,600€18,600=
Reserves13€41,860€103,581€98,730€98,730=
Non-distributable reserves130/1--€1,860€1,860=
Reserves not available under the articles1311--€1,860€1,860=
Distributable reserves133--€96,870€96,870=
Profit (loss) carried forward14€89,021€45,595€64,890€64,890=
Provisions and deferred taxes16-€26,452---
Amounts payable17/49€119,968€49,504€38,786€38,786=
Amounts payable within one year42/48€119,968€49,504€38,786€38,786=
Trade debts44€40,112€306---
Taxes, remuneration and social security45--€34,887€34,887=
Taxes450/3--€34,887€34,887=
Other amounts payable47/48--€3,899€3,899=
Line2018201920212022Change
Profit (loss) for the period9904€40,162€18,295-€4,851--
+ Depreciation and write-downs630€11,520----
Operating cash flow (approximation)€51,682€18,295-€4,851--
Investment in fixed assets (approximation)-€31,827-€0-
Change in cash--€32,815-€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2023
30-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
24-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
2021
31-12
Financial Weakest financial yearnet -€4,851
Net result drops to -€4,851, the lowest in the series.
2020
12-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
31-12
Financial Liquidity doublescurrent ratio 4.76
Current ratio from 1.91 to 4.76; short-term debt falls from €119,968 to €49,504.
31-12
Financial Equity above €150,000Eq €167,776 ▲12.2%
2 profitable years in a row build equity to €167,776.
30-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
29-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 29 days late
2015
23-09
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 54 days late
2014
28-07
NBB filing Annual accounts filed
fiscal year 2013 · full schema
2013
30-09
NBB filing Annual accounts filed
fiscal year 2012 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
237 m²
Building footprint
209 m²
Volume, LiDAR
943 m³
Parcel 92101B0003/00L005, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
L ' AQUAPLANE
Rive de Meuse 1, 5170 ProfondevilleNACE 55301
since 20072.162.199.086
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92101B0003/00L005 Wallonia 237 m² 1 · 209 m² 6.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded30-03-2007
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.