NIVIMATS
ActiveThe computed 12-month bankruptcy probability of NIVIMATS is 1.6% (moderate). The 2025 annual accounts show equity of €83k and a net result of €50k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 62% of 1893 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency82▲+11
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.82 in 2024; short-term debt: 42.5% and cash: 67.4% of total assets), and 42.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.5%
Return on assets
34.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-01-2026, 206 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
206 d early
2024
64 d early
2023
43 d early
2022
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k=
2024 · €83k
2022: €53k
2023: €83k
2024: €83k
2022 → 2025
Total assets
€144k▼ 19.2%
2024 · €178k
2022: €88k
2023: €112k
2024: €178k
2022 → 2025
Net result
€50k▼ 2.6%
2024 · €51k
2022: €51k
2023: €30k
2024: €51k
2022 → 2025
Working capital
€74k▼ 4.7%
2024 · €78k
2022: €48k
2023: €79k
2024: €78k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€53k-€83k▲ 56.0%€83k=€83k=
Operating result€71k-€43k▼ 39.3%€66k▲ 53.0%€64k▼ 4.1%
Net result€51k-€30k▼ 41.8%€51k▲ 71.8%€50k▼ 2.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€8k▲ 77.0%
Current assets
€136k▼ 21.8%
Equity and liabilities €144k
Equity
€83k=
Debt
€61k▼ 35.9%
The debt ratio falls from 53.6% to 42.5%. Debt is lower.
Key figures and ratios
EBITDA
€65k▼
2024 · €68k
Cash flow
€51k▼
2024 · €52k
Solvency
57.5%▲
2024 · 46.4%
Current ratio
2.22▲
2024 · 1.82
Quick ratio
2.22▲
2024 · 1.82
Debt / equity
0.74▼
2024 · 1.15
ROE
60.1%▼
2024 · 61.7%
ROA
34.6%▲
2024 · 28.7%
Interest coverage
921.93▲
2024 · 57.15
Debt
€61k▼
2024 · €95k
Debt ≤ 1 year
€61k▼
2024 · €95k
Income taxes
€14k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€144k▼
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€2k€5k▲
Plant, machinery and equipment23€2k€1k▼
Other tangible fixed assets26-€4k
Financial fixed assets28€3k€3k=
Current assets29/58€174k€136k▼
Amounts receivable within one year40/41€65k€35k▼
Trade receivables40€65k€35k▼
Cash at bank and in hand54/58€103k€97k▼
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€178k€144k▼
Equity10/15€83k€83k=
Contributions10/11€2k€2k=
Reserves13€81k€81k=
Distributable reserves133€81k€81k=
Amounts payable17/49€95k€61k▼
Amounts payable within one year42/48€95k€61k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€42k€9k▼
Taxes450/3€40k€7k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€51k€50k▼
Accrued charges and deferred income492/3€100-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€783€853▲
Gross operating margin9900€68k€66k▼
Operating profit (loss)9901€66k€64k▼
Financial income75/76B€0€45▲
Recurring financial income75€0€45▲
Financial charges65/66B€1k€70▼
Recurring financial charges65€1k€70▼
Profit (loss) for the period before taxes9903€65k€64k▼
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€51k€50k▼
Profit (loss) for the period to be appropriated9905€51k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€50k▼
Profit to be distributed694/7€51k€50k▼
Return on contributions (dividend)694€51k€50k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €51k ▲71.8%
Net result €51k, the highest in the series.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €30k ▼41.8%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lintsesteenweg 922570 DuffelGround area
329 m²
Building footprint
99 m²
Parcel 12009A0475/00W000, Flanders. Linked by address, not a title deed.
1 establishment unit
NIVIMATS
since 20212.321.022.136
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0475/00W000 | Flanders | 329 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ISOTECH INDUSTRIES
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PATNOR
BE 0543.931.755
Etterbeek · Eq €83k
ESMANS TUYAUTERIE INOX
BE 0695.640.151
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IDEA Construct
BE 0550.954.456
Meise · Eq €85k
VERHAERT Dave
BE 0832.375.509
Rijkevorsel · Eq €85k
Of 363 companies in sector 25210 we hold annual accounts for 281. 145 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2021
Fiscal year end31-12
Activities, NACEBEL
25210Manufacture of fabricated metal products, except machinery and equipment
25300Manufacture of fabricated metal products, except machinery and equipment
33200Installation of industrial machinery and equipment
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.