Losses
-€88,276 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
NIVEMA
Lifetime
13 annual accounts with figures on one time axispeak €187,453 (2025)
€187,453▲ 5.8%
lowest -€38,389 (2025)
-€38,389▼ €21,547
peak €247,863 (2022)
€159,587▼ 15.3%
€1.4m▲ 0.8%
Board1 name since 2012
1 director
Documentsfilings and deeds
05-10-202666 days late
2025micro format
Loss of €38,389Equity from €188,526 to €159,587Cash from €2,861 to €6,100
Key points
from the 2025 annual accountsDebts
€1.4m 90% of the balance sheet
Financial debts 73%Suppliers 8%Taxes and wages 0%Other 19%
Of this, €438,221 falls due within a year.
Position in the sector
-€38,389
Lower net result than 95% of companies in specialised construction. Sector median €10,190 · 35,144 companies.
2025 accounts filed 66 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,423 companies had the same profile as NIVEMA has now. Each dot stands for 4 companies, two years later.
96.5%
were still trading
2.2%
stopped another way
1.0%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,423 companies, not a prediction for NIVEMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0846427344
Registered office moved from Maaseik to Dilsen-Stokkem
New registered office: Vossenbergstraat 3, 3650 Dilsen-Stokkem · Previous registered office: Dilserweg 26 bus 4, 3680 Maaseik · Board meeting of 18-01-2022 · Gazette deed
Environmental permit granted
Bouwen of herbouwen · Dilsen-Stokkem
Registered office moved within Maaseik
New registered office: Dilserweg 26 bus 4, 3680 Maaseik · Previous registered office: Kinrooiersteenweg 58 A, 3680 Maaseik (Neeroeteren) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NIVEMA Dilsen-Stokkem | €1.6m | €187,453 | 10.1% | - |
| D.C.-Invest Waregem | €1.7m | €171,196 | 10.1% | - |
| KP Invest Belgium Oudsbergen | €1.2m | €195,825 | 43.4% | - |
| REMCO Rijkevorsel | €1.3m | €164,485 | 49.4% | - |
| Arte-Floor Scherpenheuvel-Zichem | €1.9m | €235,533 | 55.9% | 1 |
| De Voeg Anzegem | €1.3m | €195,805 | 27.1% | 1.5 |
| DENPO Beringen | €1.6m | €230,697 | 40.5% | - |
These companies have the same main activity as NIVEMA: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €1.2m and €1.9m, founded between 2004 and 2014.
Official details
Source: KBO- Status
- Active since 29-05-2012Normal situation
- Activity
- Bricklaying and masonry workNACE 43910and 1 other
- Establishment unit
- 2.211.745.1043650 Dilsen-Stokkem, since 29-05-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 29-01-2026
Insights on NIVEMA
NIVEMA files the micro format. That format states no turnover. The gross margin rose from €27,133 in 2013 to €187,453 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NIVEMA
- What is the company number of NIVEMA?
- The company number of NIVEMA is 0846.427.344. The VAT number is the same number with BE in front: BE 0846.427.344.
- Where is NIVEMA based?
- The registered office is at Vossenbergstraat 3, 3650 Dilsen-Stokkem.Company details
- What does NIVEMA do?
- According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
- What is the legal form of NIVEMA?
- NIVEMA is a private limited company (pre-2019) (BVBA).
- When was NIVEMA founded?
- NIVEMA was founded on 29-05-2012.
- Is NIVEMA still active?
- Yes, NIVEMA is an active enterprise in the KBO register.
- What is the turnover of NIVEMA?
- The turnover in financial year 2025 is ≈ €700,000. This figure is estimated from the gross margin of €187,453 and 54 comparable companies (NACE 439). It probably lies between €480,000 and €1.3m.Financials
- Is NIVEMA profitable?
- In financial year 2025, NIVEMA made a loss of €38,389.
- Where can I find the annual accounts of NIVEMA?
- NIVEMA filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NIVEMA due?
- NIVEMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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