Nismo
ActiveNismo has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €19. Its solvency ranks better than 28% of 3452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-99
Solvency37▼-24
Growth52
Stability82
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.41 in 2024), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 01-07-2025 was due by 01-02-2026 and was filed on 03-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
2 d late
2024
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 01-07-2026 and is due by 01-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
01-07-2026 close15-09-2026 today01-02-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 0.1%
2024 · €14k
2024: €14k
2024 → 2025
Total assets
€62k▲ 48.2%
2024 · €42k
2024: €42k
2024 → 2025
Net result
€19▼ 99.8%
2024 · €11k
2024: €11k
2024 → 2025
Working capital
€13k▲ 10.4%
2024 · €12k
2024: €12k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€14k-€14k▲ 0.1%
Operating result€15k-€2k▼ 89.8%
Net result€11k-€19▼ 99.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€2k▼ 2.2%
Current assets
€60k▲ 51.2%
Equity and liabilities €62k
Equity
€14k▲ 0.1%
Debt
€48k▲ 72.1%
The debt ratio rises from 66.9% to 77.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€3k▼
2024 · €16k
Cash flow
€1k▼
2024 · €12k
Solvency
22.4%▼
2024 · 33.1%
Current ratio
1.27▼
2024 · 1.41
Quick ratio
1.27▼
2024 · 1.41
Debt / equity
3.47▲
2024 · 2.02
ROE
0.1%▼
2024 · 78.4%
ROA
0.0%▼
2024 · 26.0%
Interest coverage
1.77▼
2024 · 3168.16
Debt
€48k▲
2024 · €28k
Debt ≤ 1 year
€47k▲
2024 · €28k
Income taxes
€176▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€62k▲
Fixed assets21/28€2k€2k▼
Intangible fixed assets21€387€254▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28-€381
Current assets29/58€40k€60k▲
Amounts receivable within one year40/41€16k€11k▼
Trade receivables40€16k€11k▼
Current investments50/53-€20k
Cash at bank and in hand54/58€24k€28k▲
Deferred charges and accrued income490/1-€801
Equity and liabilities
Total equity and liabilities10/49€42k€62k▲
Equity10/15€14k€14k▲
Contributions10/11€3k€3k=
Reserves13€11k€11k▲
Distributable reserves133€11k€11k▲
Amounts payable17/49€28k€48k▲
Amounts payable within one year42/48€28k€47k▲
Trade debts44€555€7k▲
Suppliers440/4€555€7k▲
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€8k€9k▲
Other amounts payable47/48€19k€31k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8-€443
Gross operating margin9900€16k€3k▼
Operating profit (loss)9901€15k€2k▼
Financial income75/76B-€153
Recurring financial income75-€153
Financial charges65/66B€5€1k▲
Recurring financial charges65€5€1k▲
Profit (loss) for the period before taxes9903€15k€194▼
Income taxes67/77€4k€176▼
Profit (loss) for the period9904€11k€19▼
Profit (loss) for the period to be appropriated9905€11k€19▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€19▼
Transfer to equity691/2€11k€19▼
To other reserves6921€11k€19▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gallaitstraat 1681030 SchaarbeekGround area
205 m²
Building footprint
92 m²
Volume, LiDAR
1,317 m³
Parcel 21910E0061/00V005, Brussels · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Nismo
since 20242.355.932.634
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0061/00V005 | Brussels | 205 m² | 1 · 92 m² | 19.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Aristofrasis
BE 0766.316.232
Antwerpen · Eq €14k
SHEBAL
BE 1006.164.964
Sint-Jans-Molenbeek · Eq €14k
OFFERMANN LANGUAGES
BE 0806.921.719
Eupen · Eq €14k
Bellingua
BE 0629.889.789
Ieper · Eq €14k
DACATRAD
BE 0645.874.104
Anderlecht · Eq €13k
Of 4,526 companies in sector 74301 we hold annual accounts for 716. 506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2024
Fiscal year end01-07
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.