NISHANT GEMS
ActiveSummary
NISHANT GEMS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4.45M and a net result of €3k. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 95% of 9038 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▼-22
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days acceptable
short-term debt: 0.7% and cash: 10.3% of total assets, and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.2%
Return on assets
0.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
34 d early
2022
3 d early
2021
5 d early
2020
33 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€4.45M▲ 0.1%
2023 · €4.44M
2018: €1.71M
2019: €1.90M
2020: €2.05M
2021: €2.49M
2022: €4.37M
2023: €4.44M
2018 → 2024
Total assets
€4.48M▼ 11.7%
2023 · €5.07M
2018: €2.51M
2019: €2.87M
2020: €2.49M
2021: €2.93M
2022: €5.54M
2023: €5.07M
2018 → 2024
Net result
€3k▼ 95.9%
2023 · €76k
2018: €343k
2019: €189k
2020: €143k
2021: €446k
2022: €1.87M
2023: €76k
2018 → 2024
Working capital
€4.32M▼ 7.3%
2023 · €4.66M
2018: €1.73M
2019: €2.12M
2020: €2.24M
2021: €2.71M
2022: €4.60M
2023: €4.66M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2.05M-€2.49M▲ 21.8%€4.37M▲ 75.1%€4.44M▲ 1.7%€4.45M▲ 0.1%
Operating result€198k-€496k▲ 150%€1.93M▲ 289%€147k▼ 92.4%€39k▼ 73.3%
Net result€143k-€446k▲ 211%€1.87M▲ 320%€76k▼ 95.9%€3k▼ 95.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 73% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.48M
Fixed assets
€122k ▲ 28.6%
Current assets
€4.36M ▼ 12.5%
Equity and liabilities €4.48M
Equity
€4.45M ▲ 0.1%
Debt
€34k ▼ 94.7%
Debt's share of the balance-sheet total falls from 12.4% to 0.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▼
2023 · €154k
Cash flow
€16k▼
2023 · €83k
Debt to equity
0.01▼
2023 · 0.14
ROE
0.1%▼
2023 · 1.7%
ROA
0.1%▼
2023 · 1.5%
Interest coverage
2.76▼
2023 · 5.17
Debt ≤ 1 year
€33k▼
2023 · €314k
Income taxes
€19k▼
2023 · €49k
Staff costs
€25k▲
2023 · €13k
A ratio outside any meaningful range has been withheld (balance sheet total €4.48M, equity €4.45M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€5.07M€4.48M▼
Fixed assets21/28€95k€122k▲
Tangible fixed assets22/27€95k€122k▲
Land and buildings22€90k€87k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€866€32k▲
Current assets29/58€4.98M€4.36M▼
Stocks and contracts in progress3€767k€560k▼
Stocks30/36€767k€560k▼
Amounts receivable within one year40/41€3.18M€3.34M▲
Trade receivables40€3.18M€3.33M▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€1.03M€461k▼
Deferred charges and accrued income490/1€2k€79▼
Equity and liabilities
Total equity and liabilities10/49€5.07M€4.48M▼
Equity10/15€4.44M€4.45M▲
Contributions10/11€19k€19k=
Reserves13€4.42M€4.43M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€4.42M€4.43M▲
Amounts payable17/49€632k€34k▼
Amounts payable after more than one year17€317k-
Other amounts payable178/9€317k-
Amounts payable within one year42/48€314k€33k▼
Trade debts44€244k€8k▼
Suppliers440/4€244k€8k▼
Taxes, remuneration and social security45€32k€16k▼
Taxes450/3€30k€12k▼
Remuneration and social security454/9€1k€4k▲
Other amounts payable47/48€39k€10k▼
Accrued charges and deferred income492/3€371€219▼
Income statement
Code20232024
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€13k€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€13k▲
Other operating charges640/8€7k€15k▲
Gross operating margin9900€174k€92k▼
Operating profit (loss)9901€147k€39k▼
Financial income75/76B€8k€1k▼
Recurring financial income75€8k€1k▼
Financial charges65/66B€30k€19k▼
Recurring financial charges65€30k€19k▼
Profit (loss) for the period before taxes9903€125k€22k▼
Income taxes67/77€49k€19k▼
Profit (loss) for the period9904€76k€3k▼
Profit (loss) for the period to be appropriated9905€76k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€3k▼
Transfer to equity691/2€76k€3k▼
To other reserves6921€76k€3k▼
Social balance
Average headcount (FTE)90871.30.8▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼95.9%
Net result drops to €3k, the lowest in the series.
31-12
Financial
Liquidity times 8current ratio 130.10
Current ratio from 15.83 to 130.10; short-term debt falls from €314k to €33k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 15.83
Current ratio from 6.48 to 15.83; short-term debt falls from €839k to €314k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €1.87M ▲320%
Operating result €1.93M, net result €1.87M, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 17.50
Current ratio from 4.39 to 17.50; short-term debt falls from €625k to €136k.
31-12
Financial
Equity above €2MEq €2.05M ▲7.5%
3 profitable years in a row build equity to €2.05M.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 302018 AntwerpenGround area
3,046 m²
Building footprint
2,904 m²
Volume, LiDAR
74,659 m³
Parcel 11808H1178/00S008, Flanders · tallest building 46.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
NISHANT GEMS
since 20052.146.528.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00S008 | Flanders | 3,046 m² | 1 · 2,904 m² | 46.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RAMKRISHNA DIAMONDS
BE 0658.928.225
Antwerpen · Eq €4.38M
DIAMWILL
BE 0873.627.431
Antwerpen · Eq €4.51M
ALLURE DIAM
BE 0882.360.005
Antwerpen · Eq €4.36M
BLOOMING STAR
BE 0445.451.516
Antwerpen · Eq €4.62M
M.A.M GEMS
BE 0678.740.474
Antwerpen · Eq €4.69M
Of 1,229 companies in sector 46861 we hold annual accounts for 678. 382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-04-2005
Fiscal year end31-12
Activities, NACEBEL 2025
46861Wholesale of diamonds and other precious stones
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0472/970381