NISAGO

Active

Private limited companyfounded 20242 yrs activeSint-Pieterssteenweg 129, 1040 Etterbeek, BelgiumKBO/BCE: BE 1004.851.605

Summary

NISAGO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €233,774 and a net result of €98,368. Equity is growing by ~57.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 656 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

NISAGOActiveChecked score 98/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€282,811total assets 2026

Equity: €233,774
Profit: €98,368

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2026

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 125 d early0 of 1 deed read

Why 98+ Liquidity: current ratio 5.00, cash €216,951+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Equity €233,774 (82.7% of total assets)+ Size: total assets €282,811Show the evidence

Checked score

Score 2026

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 85% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Strong

Solvency 100+6

equity 82.7% of total assets

Liquidity 95+6

short-term debt 17.3% · cash 76.7%

Profitability 100=

return on assets 34.8%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,260 companies)

Last 24 months 02-2025: < 0.1% 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%▲ +6.7% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▲ +2.1% vs 09-2025 11-2025: 0.1%▲ +4.1% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▲ +19.6% vs 12-2025highest value 02-2026: < 0.1%▼ -49.2% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -6.5% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▼ -3.4% vs 09-2026lowest value

Liquidity: current ratio 5.00, cash €216,951 lowers the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Equity €233,774 (82.7% of total assets) lowers the probability
Size: total assets €282,811 lowers the probability for this profile

Credit up to €22,000 at 30 days only on tighter terms

Liquidity ample (current ratio 5.0 against 3.12 in 2025; short-term debt: 17.3% and cash: 76.7% of total assets), and 17.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 89%, profitability 85%, growth against the median 79%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 5.00, cash €216,951

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Equity €233,774 (82.7% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €282,811

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 28-09-2026, 125 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2026

125 d early

2025

2 d early

2024

35 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 54 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 27 December (3 of the last 3 filed years within 90 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today30-06-2027 close31-01-2028 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-09-26 Annual accounts filedfiscal year 2026 · micro…
30-06-26 Equity above €200,000Eq €233,774 ▲47%
29-01-26 Annual accounts filedfiscal year 2025 · micro…

Key points

Positive: Among the best 15% on net resultsector median €29,171 · 661 companies €98,368 View
Positive: Equity rose in 2026from €158,979 to €233,774 ▲ 47.0% View
Total assets 20263 fiscal years filed €282,811 View