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Nisa Home

Active
Private limited companyfounded 2013active for 13 yearsSint-Gummarusstraat 30, 2060 Antwerpen, BelgiumKBO/BCE: BE 0534.494.249

From the official registers: KBO 12 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Nisa Home has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,611 and a net result of €586. Equity has been growing by about 4.6% per year since 2018. Its solvency ranks better than 66% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 14-05-2013 Normal situation
Activity
Retail sale of watches and jewellery NACE 47770and 1 other
Establishment units
2.219.456.604 2060 Antwerpen, since 14-05-2013
2.281.842.351 2060 Antwerpen, since 01-11-2018
Financial year end
31 December
Peppol
Reachable since 09-07-2025

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€41,129
▼ 12.9%
Turnover
≈ €200,000
estimated
Profit
€586
▼ 90.9%
Equity
€60,611
▲ 1.0%
Total assets
€117,264
▼ 3.4%
Staff
2.2 FTE
=
Filed on 06-08-2026, 6 days after the deadlineat the National Bank
Score breakdownraises riskSector: Retail trade (NACE 47)2 establishment unitslowers riskFounded in 2013Figures for financial year 2025 (filed on 06-08-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 77+3
equity 51.7% of total assets
Liquidity 34-25
short-term debt 48.3% · cash 6.5%
Profitability 43-32
return on assets 0.5%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.2%▼ -0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.1%▼ -0.1 percentage points vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.88 (1.87 in 2024), above the usual 1.5. Short-term debt is 48.3% and cash 6.5% of total assets. 48.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 66% of them on solvency, 31% on liquidity, 32% on profitability and 43% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2 establishment units
KBO · seat and establishments
lowers risk · Figures for financial year 2025 (filed on 06-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
6 days late
2024
36 days early
2023
28 days late
2022
38 days early
2021
30 days early
2020
1 day early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as Nisa Home: retail sale of watches and jewellery (NACE 47770). They are comparable in size and age: total assets between €87,100 and €158,000, founded between 2009 and 2017.

CompanyTotal assetsGross margin
Nisa Home Antwerpen€117,264€41,129
SINE Liège€107,024€54,652
STM RETAIL Brasschaat€115,321€39,208
ELIANE & MIKELLA Antwerpen€120,340€36,649
MIGIANI Antwerpen€158,498€33,494
Lux Trans Antwerpen€150,392€35,764
DesignConsulting Mechelen€87,108€43,187
Full comparison

Documents

Annual accounts at the NBB

All 12 annual accounts

Articles and registers

Key facts about Nisa Home

What is the company number of Nisa Home?
The company number of Nisa Home is 0534.494.249. The VAT number is the same number with BE in front: BE 0534.494.249.
Where is Nisa Home based?
The registered office is at Sint-Gummarusstraat 30, 2060 Antwerpen.Company details
What does Nisa Home do?
According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of Nisa Home?
The legal form of Nisa Home is Private limited company (BV).
When was Nisa Home founded?
Nisa Home was founded on 14-05-2013.
Is Nisa Home still active?
Yes, Nisa Home is an active enterprise in the KBO register.
How many employees does Nisa Home have?
Nisa Home had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Nisa Home?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €41,129 and 51 comparable companies (NACE 477). It probably lies between €110,000 and €360,000. In financial year 2021 turnover was €388,655.
Is Nisa Home profitable?
In financial year 2025, Nisa Home made a profit of €586.
Where can I find the annual accounts of Nisa Home?
Nisa Home filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Nisa Home due?
Nisa Home must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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