NISA GROUP

Active

Private limited companyfounded 20242 yrs activeRue de la Montagne 62, 6000 Charleroi, BelgiumKBO/BCE: BE 1009.716.352

Summary

NISA GROUP has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,773 and a net result of €3,773. Its solvency ranks better than 63% of 4528 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch Report Compare

NISA GROUPActiveChecked score 66/100

Risk analysis Report Compare

Activity

Full-service restaurants

NACE 56111Retail sale of bread and pastry (bakery outlets) NACE 47241Full-service restaurants NACE 56101

1 site

Size

€20,397total assets 2025

Equity: €8,773
Profit: €3,773

Turnover not published (abridged schema)

Financial health

66 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.3%

Structure

Accounts 51 d early0 of 1 deed read

Why 66- Founded in 2024- Sector Food and beverage service activities (NACE 56)- Size: total assets €20,397+ Liquidity: current ratio 1.69, cash €15,623Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 72% of its sector peers (NACE 56, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 68

equity 43.0% of total assets

Liquidity 71

short-term debt 57.0% · cash 76.6%

Profitability 92

return on assets 18.5%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,690 companies)

Last 24 months 06-2025: 3.9% 07-2025: 3.9%● 0.0% vs 06-2025 08-2025: 4.0%▲ +2.3% vs 07-2025 09-2025: 4.4%▲ +9.6% vs 08-2025 10-2025: 4.5%▲ +3.3% vs 09-2025 11-2025: 4.8%▲ +7.1% vs 10-2025 12-2025: 4.8%● 0.0% vs 11-2025 01-2026: 5.3%▲ +9.0% vs 12-2025 02-2026: 5.2%▼ -0.4% vs 01-2026 03-2026: 5.1%▼ -3.7% vs 02-2026 04-2026: 5.4%▲ +7.1% vs 03-2026 05-2026: 5.5%▲ +2.2% vs 04-2026 06-2026: 5.5%▲ +0.3% vs 05-2026highest value 07-2026: 1.3%▼ -76.3% vs 06-2026lowest value 08-2026: 1.3%● 0.0% vs 07-2026lowest value 09-2026: 1.3%● 0.0% vs 08-2026lowest value 10-2026: 1.3%● 0.0% vs 09-2026lowest value

Founded in 2024 raises the probability for this profile
Sector Food and beverage service activities (NACE 56) raises the probability
Liquidity: current ratio 1.69, cash €15,623 lowers the probability
Size: total assets €20,397 raises the probability for this profile

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.69; short-term debt: 57% and cash: 76.6% of total assets), but 57% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 62%, liquidity 75%, profitability 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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