NIRI
ActiveThe computed 12-month bankruptcy probability of NIRI is 6.0% (elevated). The 2025 annual accounts show negative equity (€-38k) and a net result of €2k. Equity is shrinking by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 13270 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.34 in 2024; short-term debt: 154.6% and cash: 15.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-104.7%
Return on assets
5.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 13270 sector peers (2025).
NBB · sector comparisonPosition among 13270 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
34 d late
2023
29 d late
2022
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-38k▲ 5.2%
2024 · €-40k
2022: €7k
2023: €-41k
2024: €-40k
2022 → 2025
Total assets
€36k▲ 22.8%
2024 · €29k
2022: €33k
2023: €30k
2024: €29k
2022 → 2025
Net result
€2k▲ 14.6%
2024 · €2k
2022: €-8k
2023: €-49k
2024: €2k
2022 → 2025
Working capital
€-35k▼ 0.1%
2024 · €-35k
2022: €11k
2023: €-42k
2024: €-35k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€-41k€-40k▲ 4.3%€-38k▲ 5.2%
Operating result€-6k-€-49k▼ 785%€2k€2k▲ 13.7%
Net result€-8k-€-49k▼ 543%€2k€2k▲ 14.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€16k▲ 40.7%
Current assets
€20k▲ 11.6%
Key figures and ratios
EBITDA
€7k▲
2024 · €5k
Cash flow
€7k▲
2024 · €5k
Solvency
-104.7%▲
2024 · -135.6%
Current ratio
0.36▲
2024 · 0.34
Quick ratio
0.16▲
2024 · 0.13
Debt / equity
-1.95▼
2024 · -1.74
ROA
5.7%▼
2024 · 6.1%
Interest coverage
81.97▲
2024 · 55.86
Debt
€74k▲
2024 · €69k
Debt ≤ 1 year
€56k▲
2024 · €53k
Debt > 1 year
€13k=
2024 · €13k
Staff costs
€4k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€36k▲
Fixed assets21/28€11k€16k▲
Tangible fixed assets22/27€11k€16k▲
Plant, machinery and equipment23€9k€12k▲
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26-€2k
Current assets29/58€18k€20k▲
Stocks and contracts in progress3€11k€11k=
Stocks30/36€11k€11k=
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€175€732▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1€188€182▼
Equity and liabilities
Total equity and liabilities10/49€29k€36k▲
Equity10/15€-40k€-38k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-55k€-53k▲
Amounts payable17/49€69k€74k▲
Amounts payable after more than one year17€13k€13k=
Financial debts170/4€13k€13k=
Amounts payable within one year42/48€53k€56k▲
Trade debts44€718€6k▲
Suppliers440/4€718€6k▲
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€41k€42k▲
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€45k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€2k€8k▲
Gross operating margin9900€52k€20k▼
Operating profit (loss)9901€2k€2k▲
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€92€87▼
Recurring financial charges65€92€87▼
Profit (loss) for the period before taxes9903€2k€2k▲
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€-53k▲
Profit (loss) brought forward from the previous period14P€-56k€-55k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €2k ▲14.6%
Operating result €2k, net result €2k, both a record.
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Battes(LAN) 54600 ViséGround area
128 m²
Building footprint
165 m²
Volume, LiDAR
1,136 m³
Parcel 62061B1437/00K000, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NIRI
since 20212.326.313.782
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62061B1437/00K000 | Wallonia | 128 m² | 1 · 165 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
't GRILLKASTEELTJE
BE 0541.616.722
Koksijde · Eq €7k
ELSAN
BE 0678.507.872
Koekelare · Eq €7k
WDIDIT
BE 0809.245.660
Waterloo · Eq €7k
Le Secret
BE 1029.560.968
Antwerpen · Eq €7k
MABOGE FAMILY BARNS
BE 1010.231.046
Libin · Eq €7k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 6,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2021
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.