NIRGUA
ActiveSummary
The computed 12-month bankruptcy probability of NIRGUA is 2.3% (moderate). The 2025 annual accounts show negative equity (-€750,466) and a net result of -€950,466. Its solvency ranks better than 8% of 4188 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency5
Growth-
Track record67
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.6; short-term debt: 74.8% and cash: 7% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-19.7%
Return on assets
-25%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€950,466
Working capital
-€1.1m
Balance-sheet composition
Assets €3.8m
Fixed assets
€2.1m
Current assets
€1.7m
Key figures and ratios
EBITDA
-€330,325
Cash flow
-€509,596
Solvency
-19.7%
Current ratio
0.60
Quick ratio
0.35
Debt to equity
-6.07
ROA
-25.0%
Interest coverage
-1.35
Debt
€4.6m
Debt ≤ 1 year
€2.8m
Debt > 1 year
€1.7m
Income taxes
€32
Staff costs
€1.5m
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €1.5m |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €440,870 |
| Other operating charges640/8 | €59,804 |
| Gross operating margin9900 | €1.3m |
| Operating profit (loss)9901 | -€771,195 |
| Financial income75/76B | €65,550 |
| Recurring financial income75 | €65,550 |
| Financial charges65/66B | €244,789 |
| Recurring financial charges65 | €244,789 |
| Profit (loss) for the period before taxes9903 | -€950,434 |
| Income taxes67/77 | €32 |
| Profit (loss) for the period9904 | -€950,466 |
| Profit (loss) for the period to be appropriated9905 | -€950,466 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €3.8m | |
| Formation expenses20 | €8,206 | |
| Fixed assets21/28 | €2.1m | |
| Intangible fixed assets21 | €480,041 | |
| Tangible fixed assets22/27 | €1.6m | |
| Land and buildings22 | €118,873 | |
| Plant, machinery and equipment23 | €19,428 | |
| Furniture and vehicles24 | €657,533 | |
| Other tangible fixed assets26 | €825,212 | |
| Current assets29/58 | €1.7m | |
| Stocks and contracts in progress3 | €690,640 | |
| Stocks30/36 | €690,640 | |
| Amounts receivable within one year40/41 | €737,566 | |
| Trade receivables40 | €151,478 | |
| Other amounts receivable41 | €586,089 | |
| Cash at bank and in hand54/58 | €264,499 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €3.8m | |
| Equity10/15 | -€750,466 | |
| Contributions10/11 | €200,000 | |
| Capital10 | €200,000 | |
| Issued capital100 | €200,000 | |
| Profit (loss) carried forward14 | -€950,466 | |
| Amounts payable17/49 | €4.6m | |
| Amounts payable after more than one year17 | €1.7m | |
| Financial debts170/4 | €1.7m | |
| Amounts payable within one year42/48 | €2.8m | |
| Current portion of amounts payable after more than one year42 | €371,814 | |
| Financial debts43 | €290,784 | |
| Credit institutions430/8 | €290,784 | |
| Trade debts44 | €2.0m | |
| Suppliers440/4 | €2.0m | |
| Taxes, remuneration and social security45 | €125,193 | |
| Taxes450/3 | €32 | |
| Remuneration and social security454/9 | €125,161 | |
| Other amounts payable47/48 | €67,030 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€950,466 |
| + Depreciation and write-downs630 | €440,870 |
| Operating cash flow (approximation) | -€509,596 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2023
Ground area
1.1 ha
Building footprint
4,959 m²
Volume, LiDAR
62,554 m³
Parcel 25105B0347/00B005, Wallonia · tallest building 21.4 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
NIRGUA
since 20232.354.560.776
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105B0347/00B005 | Wallonia | 1.1 ha | 1 · 4,959 m² | 21.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTubize2.354.560.776
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,847. 1,862 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-11-2023
Fiscal year end30-06
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Contact
E-mail
girboux@hotmail.com
Phone
+32475418680
E-mail
nirguasa@gmail.comTubize
Phone
023550335Tubize
Scores and ratios are computed by Checked and are not a credit decision.