Financials
- Fiscal year
- 2025
- Total assets
- €761,117
- Profit
- €9,784
- Solvency
- 4.4%
Total assets▼ 1.2%
Net result
20182025
NIPPO - IMMO
ActiveSummary
NIPPO - IMMO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,454 and a net result of €9,784. Equity is shrinking by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 10466 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311
#5 oldest company in Sint-Agatha-Berchem, Real estate sector1 site
Size
€761,117total assets 2025
- Equity
- €33,454
- Profit
- €9,784
Structure
Accounts on time0 of 8 deeds read
Why 94- Equity €33,454 (4.4% of total assets)+ Size: total assets €761,117+ Figures for FY 2025 (filed 31-07-2026)+ Founded in 1990Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
29+1
equity 4.4% of total assets
Liquidity
54+3
short-term debt 2.6% · cash 2.9%
Profitability
36-2
return on assets 1.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.2%● 0.0% vs 12-2024
02-2025: 0.2%● 0.0% vs 01-2025
03-2025: 0.2%● 0.0% vs 02-2025
04-2025: 0.2%● 0.0% vs 03-2025
05-2025: 0.2%▲ +3.3% vs 04-2025
06-2025: 0.2%▲ +9.2% vs 05-2025
07-2025: 0.4%▲ +48.3% vs 06-2025
08-2025: 0.6%▲ +73.7% vs 07-2025highest value
09-2025: 0.1%▼ -85.8% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%● 0.0% vs 12-2025
02-2026: 0.1%▲ +3.4% vs 01-2026
03-2026: 0.1%▲ +3.3% vs 02-2026
04-2026: 0.1%▼ -2.2% vs 03-2026
05-2026: 0.1%▲ +14.3% vs 04-2026
06-2026: 0.1%▲ +19.2% vs 05-2026
07-2026: 0.2%▲ +25.0% vs 06-2026
08-2026: 0.1%▼ -48.4% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €761,117 lowers the probability for this profile
- Figures for FY 2025 (filed 31-07-2026) lowers the probability
- Equity €33,454 (4.4% of total assets) raises the probability
- Founded in 1990 lowers the probability for this profile
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.11 against 0.2 in 2024; short-term debt: 2.6% and cash: 2.9% of total assets), and 95.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 25%, liquidity 63%, profitability 31%, growth against the median 84%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 10466 sector peers (2025).
NBB · sector comparisonPosition among 10466 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €33,454
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
24 d late
2023
27 d late
2022
29 d late
2021
26 d late
2020
23 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Liquidity times 6current ratio 1.11
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-07-2026Annual accounts filed
- 31-12-2025Liquidity times 6
- 24-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 07-03-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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