Financials
- Fiscal year
- 2025
- Total assets
- €226,348
- Profit
- €10,406
- Solvency
- 40.3%
Total assets▲ 3.7%
Net result
20192025
NIOU
ActiveSummary
The computed 12-month bankruptcy probability of NIOU is 7.7% (elevated). The 2025 annual accounts show equity of €91,180 and a net result of €10,406. Equity is growing by ~6.6% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€226,348total assets 2025
- Equity
- €91,180
- Profit
- €10,406
Structure
Accounts filed 61 d late0 of 8 deeds read
Why 34- Figures for FY 2024 (filed 09-07-2025)- Liquidity: current ratio 1.75- Latest accounts 61 days late; 3 of the last 3 late+ Size: total assets €218,293Show the evidence
Checked score
Score 2025
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 40% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
65=
equity 40.3% of total assets
Liquidity
41=
short-term debt 56.8%
Profitability
49+2
return on assets 4.6%
Bankruptcy probability, 12 months
7.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.8%
12-2024: 1.8%● 0.0% vs 11-2024
01-2025: 1.7%▼ -3.4% vs 12-2024
02-2025: 1.7%▼ -0.5% vs 01-2025lowest value
03-2025: 1.8%▲ +4.4% vs 02-2025
04-2025: 2.0%▲ +11.2% vs 03-2025
05-2025: 2.8%▲ +39.1% vs 04-2025
06-2025: 3.0%▲ +9.1% vs 05-2025
07-2025: 4.0%▲ +32.9% vs 06-2025
08-2025: 1.8%▼ -55.5% vs 07-2025
09-2025: 1.8%● 0.0% vs 08-2025
10-2025: 1.9%▲ +3.7% vs 09-2025
11-2025: 1.9%● 0.0% vs 10-2025
12-2025: 1.9%● 0.0% vs 11-2025
01-2026: 1.8%▼ -3.4% vs 12-2025
02-2026: 1.8%▼ -0.5% vs 01-2026
03-2026: 1.9%▲ +4.4% vs 02-2026
04-2026: 2.1%▲ +9.9% vs 03-2026
05-2026: 2.8%▲ +37.1% vs 04-2026
06-2026: 3.1%▲ +8.8% vs 05-2026
07-2026: 3.7%▲ +19.8% vs 06-2026
08-2026: 3.8%▲ +3.3% vs 07-2026
09-2026: 4.7%▲ +24.4% vs 08-2026
10-2026: 7.7%▲ +64.1% vs 09-2026highest value
- Figures for FY 2024 (filed 09-07-2025) raises the probability
- Size: total assets €218,293 lowers the probability for this profile
- Liquidity: current ratio 1.75 raises the probability
- Latest accounts 61 days late; 3 of the last 3 late raises the probability
Credit up to €3,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.76 against 1.75 in 2024; short-term debt: 56.8% of total assets), but 59.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 39%, liquidity 24%, profitability 35%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-06-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
61 d late
2024
70 d late
2023
92 d late
2022
31 d late
2020
28 d late
2019
29 d late
2018
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 49 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close04-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 30-04-2027
- 30-06-2026Annual accounts filed
- 09-07-2025Annual accounts filed
- 30-04-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Founded
- 01-04-2008
- Year ends
- 30-09
- Peppol
- Not found in the Peppol directory
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.