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NIOLA

Active
Private limited companyfounded 20197 yrs activeKoningin Astridlaan 249, 1950 Kraainem, BelgiumKBO/BCE: BE 0735.345.716
Summary

The computed 12-month bankruptcy probability of NIOLA is 2.1% (moderate). The 2025 annual accounts show equity of €73,883 and a net result of €101,198. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+1
Solvency49▼-24
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.91 in 2024; short-term debt: 75.9% and cash: 91.1% of total assets), and 75.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
24.1%
Return on assets
33%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
123 d early
2024
28 d late
2023
24 d late
2022
27 d late
2021
31 d early
2020
60 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 11 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NIOLA was incorporated on 27 September 2019 as a Private limited company.1 Since 2026, SELIMAJ-KONTONI Valbona has served as statutory director of the company.2 Total assets rose from EUR 79,714 in 2019 to EUR 306,579 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 23-03-2026
  3. 3National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€73,883▼ 41.2%
2024 · €125,746
Total assets
€306,579▲ 17.1%
2024 · €261,896
Net result
€101,198▲ 60.8%
2024 · €62,923
Working capital
€70,111▼ 43.3%
2024 · €123,549
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€103,593▲ 44.4%€200,403▲ 93.5%€163,194▼ 18.6%€79,677▼ 51.2%€129,635▲ 62.7%
Net result€73,883▲ 42.5%€154,243▲ 109%€126,338▼ 18.1%€62,923▼ 50.2%€101,198▲ 60.8%
Equity€183,177▲ 67.6%€183,177=€183,177=€125,746▼ 31.4%€73,883▼ 41.2%
Total assets€219,055▲ 42.1%€357,424▲ 63.2%€319,606▼ 10.6%€261,896▼ 18.1%€306,579▲ 17.1%
Debt€35,878▼ 19.9%€174,247▲ 386%€136,429▼ 21.7%€136,149▼ 0.2%€232,696▲ 70.9%
Working capital€182,063▲ 68.5%€182,772▲ 0.4%€182,546▼ 0.1%€123,549▼ 32.3%€70,111▼ 43.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000Operating result 2021: €103,593€103,593Net result 2021: €73,883€73,883Operating result 2022: €200,403€200,403Net result 2022: €154,243€154,243Operating result 2023: €163,194€163,194Net result 2023: €126,338€126,338Operating result 2024: €79,677€79,677Net result 2024: €62,923€62,923Operating result 2025: €129,635€129,635Net result 2025: €101,198€101,19820212022202320242025€0€50,000€100,000€150,000Operating result 2023: €163,194€163,000Net result 2023: €126,338€126,000Operating result 2024: €79,677€79,700Net result 2024: €62,923€62,900Operating result 2025: €129,635€130,000Net result 2025: €101,198€101,000202320242025
The operating result recovers in 2025; 2025 is 63% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306,579
Fixed assets €3,772 ▲ 71.6%
Current assets €302,807 ▲ 16.6%
Equity and liabilities €306,579
Equity €73,883 ▼ 41.2%
Debt €232,696 ▲ 70.9%
Debt's share of the balance-sheet total rises from 52.0% to 75.9%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€131,045▲
2024 · €79,998
Cash flow
€102,608▲
2024 · €63,244
Current ratio
1.30▼
2024 · 1.91
Debt to equity
3.15▲
2024 · 1.08
ROE
137.0%▲
2024 · 50.0%
ROA
33.0%▲
2024 · 24.0%
Interest coverage
471.50▲
2024 · 352.69
Debt ≤ 1 year
€232,696▲
2024 · €136,149
Income taxes
€28,159▲
2024 · €16,527
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.7% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€261,896€306,579▲
Fixed assets21/28€2,197€3,772▲
Tangible fixed assets22/27€2,167€3,742▲
Furniture and vehicles24€2,167€3,742▲
Financial fixed assets28€30€30=
Current assets29/58€259,698€302,807▲
Amounts receivable within one year40/41€33,473€21,841▼
Other amounts receivable41€33,473€21,841▼
Cash at bank and in hand54/58€212,169€279,234▲
Deferred charges and accrued income490/1€14,056€1,733▼
Equity and liabilities
Total equity and liabilities10/49€261,896€306,579▲
Equity10/15€125,746€73,883▼
Reserves13€125,746€73,883▼
Distributable reserves133€125,746€73,883▼
Amounts payable17/49€136,149€232,696▲
Amounts payable within one year42/48€136,149€232,696▲
Trade debts44€7,983€1,403▼
Suppliers440/4€7,983€1,403▼
Other amounts payable47/48€128,167€231,294▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€321€1,410▲
Other operating charges640/8€387€400▲
Gross operating margin9900€80,385€131,445▲
Operating profit (loss)9901€79,677€129,635▲
Financial charges65/66B€227€278▲
Recurring financial charges65€227€278▲
Profit (loss) for the period before taxes9903€79,450€129,357▲
Income taxes67/77€16,527€28,159▲
Profit (loss) for the period9904€62,923€101,198▲
Profit (loss) for the period to be appropriated9905€62,923€101,198▲
Appropriation of the result
Profit (loss) to be appropriated9906€62,923€101,198▲
Transfer from equity791/2€57,431€51,864▼
Profit to be distributed694/7€120,354€153,062▲
Return on contributions (dividend)694€120,354€153,062▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€923€709€1,420€321€1,410▲ 339%
Other operating charges640/8€348€348€2,169€387€400▲ 3.2%
Gross operating margin9900€104,864€201,460€166,784€80,385€131,445▲ 63.5%
Operating profit (loss)9901€103,593€200,403€163,194€79,677€129,635▲ 62.7%
Financial charges65/66B€169€338€207€227€278▲ 22.5%
Recurring financial charges65€169€338€207€227€278▲ 22.5%
Profit (loss) for the period before taxes9903€103,424€200,065€162,986€79,450€129,357▲ 62.8%
Income taxes67/77€29,542€45,822€36,648€16,527€28,159▲ 70.4%
Profit (loss) for the period9904€73,883€154,243€126,338€62,923€101,198▲ 60.8%
Profit (loss) for the period to be appropriated9905€73,883€154,243€126,338€62,923€101,198▲ 60.8%
Line20212022202320242025Change
Assets
Total assets20/58€219,055€357,424€319,606€261,896€306,579▲ 17.1%
Fixed assets21/28€1,114€405€631€2,197€3,772▲ 71.6%
Tangible fixed assets22/27€1,084€375€601€2,167€3,742▲ 72.6%
Furniture and vehicles24€1,084€375€601€2,167€3,742▲ 72.6%
Financial fixed assets28€30€30€30€30€30=
Current assets29/58€217,942€357,019€318,974€259,698€302,807▲ 16.6%
Amounts receivable within one year40/41€5,288€37,034€13,350€33,473€21,841▼ 34.8%
Trade receivables40-€2,856----
Other amounts receivable41€5,288€34,178€13,350€33,473€21,841▼ 34.8%
Cash at bank and in hand54/58€182,820€296,511€292,723€212,169€279,234▲ 31.6%
Deferred charges and accrued income490/1€29,833€23,474€12,902€14,056€1,733▼ 87.7%
Equity and liabilities
Total equity and liabilities10/49€219,055€357,424€319,606€261,896€306,579▲ 17.1%
Equity10/15€183,177€183,177€183,177€125,746€73,883▼ 41.2%
Reserves13€183,177€183,177€183,177€125,746€73,883▼ 41.2%
Distributable reserves133€183,177€183,177€183,177€125,746€73,883▼ 41.2%
Amounts payable17/49€35,878€174,247€136,429€136,149€232,696▲ 70.9%
Amounts payable within one year42/48€35,878€174,247€136,429€136,149€232,696▲ 70.9%
Trade debts44€2,697-€6,597€7,983€1,403▼ 82.4%
Suppliers440/4€2,697-€6,597€7,983€1,403▼ 82.4%
Taxes, remuneration and social security45€14,728€9,542----
Taxes450/3€14,728€9,542----
Other amounts payable47/48€18,454€164,705€129,831€128,167€231,294▲ 80.5%
Line20212022202320242025Change
Profit (loss) for the period9904€73,883€154,243€126,338€62,923€101,198▲ 60.8%
+ Depreciation and write-downs630€923€709€1,420€321€1,410▲ 339%
Operating cash flow (approximation)€74,806€154,952€127,759€63,244€102,608▲ 62.2%
Investment in fixed assets (approximation)-€0-€1,647-€1,887-€2,984▼ 58.1%
Change in cash-€113,690-€3,788-€80,554€67,065▲ 183%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
23-03
State Gazette act Appointment: SELIMAJ-KONTONI Valbona (statutory director)
Registered-office move · Statutes amendment · Capital5 facts ▸
  • General meeting, 06/03/2026
  • Registered-office move, Kraainem, Astridlaan, 249
  • Statutes amendment
  • Capital
  • Director appointment, SELIMAJ-KONTONI Valbona (statutory director)
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
24-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
27-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial Highest result since 2019net €154,243 ▲109%
Operating result €200,403, net result €154,243, both a record.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150,000Eq €183,177 ▲67.6%
3 profitable years in a row build equity to €183,177.
29-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial Weakest financial yearnet €51,864 ▼9.7%
Net result drops to €51,864, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €100,000Eq €109,294 ▲90.3%
2 profitable years in a row build equity to €109,294.
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
SELIMAJ-KONTONI Valbona
Statutory director · since 06-03-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
155 m²
Building footprint
75 m²
Volume, LiDAR
525 m³
Parcel 22002B0092/00R000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Niola
Koningin Astridlaan 249, 1950 KraainemSpecialist medical practice
since 20192.296.991.078
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22002B0092/00R000 Flanders 155 m² 1 · 75 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
SELIMAJ-KONTONI Valbona
  • Statutory director, from 06-03-2026 to date
See the board, name and seat on a given date →

Articles of association

Purpose
De vennootschap heeft als doel de aandeelhouders die haar samenstellen, binnen de grenzen en met inachtneming van hun deontologie, de praktijk en organisatie van de geneeskunde in…
Full purpose

De vennootschap heeft als doel de aandeelhouders die haar samenstellen, binnen de grenzen en met inachtneming van hun deontologie, de praktijk en organisatie van de geneeskunde in het algemeen en meer specifiek de kinderengeneeskunde, evenals de uitvoering van alle medische handelingen met betrekking tot deze discipline en het beheer van alle middelen die bedoeld zijn om de uitoefening ervan te verbeteren, mogelijk te maken. ... [further activities listed in Article 3]

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Capital over the years
  1. 23-03-2026 Capital stated in the act · 100 shares

Identification & contact

Identification
Legal formPrivate limited company
Founded27-09-2019
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0735345716
Also 9925:BE0735345716
Registered 10-02-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.