NIMOINVEST
ActiveSummary
NIMOINVEST has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €300k and a net result of €-31k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-6
Solvency59▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.74 in 2024; short-term debt: 65.4% and cash: 2.9% of total assets), but 65.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-31k
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
on the day
2023
19 d early
2022
13 d early
2021
33 d early
2020
19 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-31k▼ 266%
2024 · €-9k
2018: €6k
2019: €-11k
2020: €-9k
2021: €-8k
2022: €1.68M
2023: €-10k
2024: €-9k
2018 → 2025
Working capital
€302k▼ 9.5%
2024 · €334k
2018: €71k
2019: €70k
2020: €69k
2021: €64k
2022: €351k
2023: €343k
2024: €334k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€350k▲ 147%€340k▼ 2.7%€332k▼ 2.5%€300k▼ 9.4%
Operating result€-8k-€1.71M€-13k€-6k▲ 53.1%€-29k▼ 375%
Net result€-8k-€1.68M€-10k€-9k▲ 10.1%€-31k▼ 266%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €875k
Equity
€300k ▼ 9.4%
Debt
€575k ▲ 26.4%
Debt's share of the balance-sheet total rises from 57.8% to 65.7%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.53▼
2024 · 1.74
Quick ratio
1.46▼
2024 · 1.74
Debt to equity
1.91▲
2024 · 1.37
ROE
-10.4%▼
2024 · -2.6%
ROA
-3.6%▼
2024 · -1.1%
Debt ≤ 1 year
€573k▲
2024 · €452k
Income taxes
€-3▼
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€786k€875k▲
Current assets29/58€786k€875k▲
Stocks and contracts in progress3-€40k
Stocks30/36-€40k
Amounts receivable within one year40/41€786k€792k▲
Trade receivables40€517k€742k▲
Other amounts receivable41€269k€50k▼
Cash at bank and in hand54/58€402€25k▲
Deferred charges and accrued income490/1€0€19k▲
Equity and liabilities
Total equity and liabilities10/49€786k€875k▲
Equity10/15€332k€300k▼
Contributions10/11€315k€315k=
Capital10€315k€315k=
Issued capital100€315k€315k=
Reserves13€35k€35k=
Non-distributable reserves130/1€31k€31k=
Legal reserve130€31k€31k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-18k€-49k▼
Amounts payable17/49€455k€575k▲
Amounts payable within one year42/48€452k€573k▲
Trade debts44€169k€271k▲
Suppliers440/4€169k€271k▲
Other amounts payable47/48€283k€301k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Other operating charges640/8€1k€25k▲
Gross operating margin9900€-5k€-4k▲
Operating profit (loss)9901€-6k€-29k▼
Financial income75/76B€925€2k▲
Recurring financial income75€925€2k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-9k€-31k▼
Income taxes67/77€0€-3▼
Profit (loss) for the period9904€-9k€-31k▼
Profit (loss) for the period to be appropriated9905€-9k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-49k▼
Profit (loss) brought forward from the previous period14P€-10k€-18k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 11 days late
2025
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1.68M
Net result €1.68M after 3 loss-making years.
31-12
Financial
Equity above €200kEq €350k ▲147%
Equity rises from €141k to €350k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentse steenweg 1509300 AalstGround area
5.8 ha
Building footprint
1,293 m²
Volume, LiDAR
11,874 m³
2 parcels, Flanders, Wallonia · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bricolino
since 19872.029.965.619
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57028B0011/00R000 | Wallonia | 5.5 ha | - | - |
| 41302C1234/00A002 | Flanders | 2,671 m² | 1 · 1,293 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0417.397.136
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GENERAL CONSTRUCTIONS SKRT
BE 0637.883.480
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DISPO
BE 0478.671.343
Keerbergen · Eq €302,919
DEKIJNDT TEGELS
BE 0864.500.820
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TUINHUIZEN COCKAERTS
BE 0666.949.333
Mechelen · Eq €304,404
Of 1,719 companies in sector 47521 we hold annual accounts for 1,288. 1,039 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-06-1987
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
47522Retail trade
47525Retail trade
47552Retail sale of lighting equipment
47783Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.