NIMALI
ActiveNIMALI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €849. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17=
Solvency82▲+5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.8 in 2024), but 58.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
39 d early
2024
25 d early
2023
34 d early
2022
25 d early
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 3.4%
2024 · €25k
2021: €20k
2022: €26k
2023: €24k
2024: €25k
2021 → 2025
Total assets
€61k▼ 6.7%
2024 · €66k
2021: €32k
2022: €33k
2023: €75k
2024: €66k
2021 → 2025
Net result
€849▼ 0.7%
2024 · €855
2021: €18k
2022: €5k
2023: €-2k
2024: €855
2021 → 2025
Working capital
€15k▲ 23.0%
2024 · €12k
2021: €20k
2022: €27k
2023: €12k
2024: €12k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€26k▲ 25.1%€24k▼ 6.3%€25k▲ 3.6%€26k▲ 3.4%
Operating result€24k-€8k▼ 67.2%€-636€3k€3k▲ 2.9%
Net result€18k-€5k▼ 71.4%€-2k€855€849▼ 0.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€28k▼ 26.4%
Current assets
€33k▲ 21.3%
Equity and liabilities €61k
Equity
€26k▲ 3.4%
Debt
€36k▼ 12.9%
The debt ratio falls from 62.2% to 58.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k▲
2024 · €13k
Cash flow
€12k▲
2024 · €11k
Solvency
41.9%▲
2024 · 37.8%
Current ratio
1.82▲
2024 · 1.80
Quick ratio
1.82▲
2024 · 1.80
Debt / equity
1.39▼
2024 · 1.65
ROE
3.3%▼
2024 · 3.4%
ROA
1.4%▲
2024 · 1.3%
Interest coverage
10.24▲
2024 · 8.11
Debt
€36k▼
2024 · €41k
Debt ≤ 1 year
€18k▲
2024 · €15k
Debt > 1 year
€18k▼
2024 · €26k
Income taxes
€1k▲
2024 · €893
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€61k▼
Fixed assets21/28€39k€28k▼
Tangible fixed assets22/27€39k€28k▼
Furniture and vehicles24€39k€28k▼
Current assets29/58€27k€33k▲
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€23k€15k▼
Other amounts receivable41€518€68▼
Cash at bank and in hand54/58€3k€18k▲
Deferred charges and accrued income490/1€843€704▼
Equity and liabilities
Total equity and liabilities10/49€66k€61k▼
Equity10/15€25k€26k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€22k€23k▲
Amounts payable17/49€41k€36k▼
Amounts payable after more than one year17€26k€18k▼
Financial debts170/4€26k€18k▼
Amounts payable within one year42/48€15k€18k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€920€1k▲
Suppliers440/4€920€1k▲
Taxes, remuneration and social security45€263€2k▲
Taxes450/3€263€2k▲
Other amounts payable47/48€6k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€384€387▲
Gross operating margin9900€14k€15k▲
Operating profit (loss)9901€3k€3k▲
Financial income75/76B€13-
Recurring financial income75€13-
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€2k€2k▲
Income taxes67/77€893€1k▲
Profit (loss) for the period9904€855€849▼
Profit (loss) for the period to be appropriated9905€855€849▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€23k▲
Profit (loss) brought forward from the previous period14P€21k€22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €855
Net result €855 after one loss-making year.
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-2k ▼132%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
06-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity doublescurrent ratio 6.36
Current ratio from 2.76 to 6.36; short-term debt falls from €12k to €5k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Osselstraat 201785 MerchtemGround area
5,765 m²
Building footprint
426 m²
Volume, LiDAR
2,203 m³
Parcel 23012H0473/00A000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Osselstraat 20, 1785 Merchtem
since 20202.306.951.691
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23012H0473/00A000 | Flanders | 5,765 m² | 1 · 426 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Moksee
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Bussing Management
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NINE MANAGEMENT
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PROFESSIONAL VENTURES CONSULTING
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 33,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2020
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.