Summary
NILLAY has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €29k and a net result of €1k. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 3187 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
on the day
2021
3 d early
2020
17 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€11k
EBIT margin
9.1%
Net result
€1k
2024 · €-4k
2019: €86
2020: €-3k
2021: €956
2022: €20k
2023: €13k
2024: €-4k
2019 → 2025
Working capital
€-159k▼ 1.6%
2024 · €-157k
2019: €-11k
2020: €-13k
2021: €-50k
2022: €-155k
2023: €-148k
2024: €-157k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€11k-
Equity€-2k-€18k€31k▲ 70.2%€28k▼ 11.8%€29k▲ 4.1%
Operating result€984-€28k▲ 2,743%€22k▼ 21.3%€8k▼ 63.5%€6k▼ 21.3%
Net result€956-€20k▲ 1,999%€13k▼ 35.8%€-4k€1k
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250k
Fixed assets
€205k ▼ 1.4%
Current assets
€46k ▼ 16.3%
Equity and liabilities €250k
Equity
€29k ▲ 4.1%
Debt
€222k ▼ 5.5%
Debt's share of the balance-sheet total falls from 89.5% to 88.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
4.0%▲
2024 · -13.4%
ROA
0.5%▲
2024 · -1.4%
Debt ≤ 1 year
€205k▼
2024 · €211k
Debt > 1 year
€17k=
2024 · €17k
Income taxes
€3k▲
2024 · €2k
Staff costs
€49k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€262k€250k▼
Fixed assets21/28€208k€205k▼
Tangible fixed assets22/27€33k€30k▼
Land and buildings22€30k€28k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€175k€175k=
Current assets29/58€55k€46k▼
Amounts receivable within one year40/41€36k€36k▲
Trade receivables40€1k€3k▲
Other amounts receivable41€34k€33k▼
Cash at bank and in hand54/58€13k€5k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€262k€250k▼
Equity10/15€28k€29k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€9k€10k▲
Amounts payable17/49€235k€222k▼
Amounts payable after more than one year17€17k€17k=
Financial debts170/4€17k€17k=
Amounts payable within one year42/48€211k€205k▼
Current portion of amounts payable after more than one year42€17k€17k=
Financial debts43€150k€150k=
Credit institutions430/8€150k€150k=
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Taxes, remuneration and social security45€22k€18k▼
Taxes450/3€11k€11k▲
Remuneration and social security454/9€12k€7k▼
Other amounts payable47/48€13k€17k▲
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Remuneration, social security and pensions62€51k€49k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€62k€59k▼
Operating profit (loss)9901€8k€6k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€13k€4k▼
Recurring financial charges65€13k€4k▼
Profit (loss) for the period before taxes9903€-2k€4k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-4k€1k▲
Profit (loss) for the period to be appropriated9905€-4k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€10k▲
Profit (loss) brought forward from the previous period14P€13k€9k▼
Social balance
Average headcount (FTE)90871.00.5▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
General meeting · Share transfer
Mediation agreement · Total capital
07-08
State Gazette act
General meeting · Share transfer
Director resignation · Director discharge
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Weakest financial yearnet €-4k ▼129%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €20k ▲1999%
Operating result €28k, net result €20k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €956
Net result €956 after one loss-making year.
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepinster · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tilleul 1974861 PepinsterGround area
1,174 m²
Building footprint
114 m²
Parcel 63071A0099/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Tilleul 197, 4861 Pepinster
since 19972.082.758.066
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63071A0099/00K000indicative | Wallonia | 1,174 m² | 1 · 114 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,096 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1997
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
70100Activities of head offices
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.