Nilaya Consult
ActiveNilaya Consult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €46k and a net result of €-31k. Equity is shrinking by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 1545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-8
Solvency53▼-12
Growth32=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.8 against 2.67 in 2023; short-term debt: 15.2% and cash: 0% of total assets), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.7%
Return on assets
-18.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
21222324
2021 to 2024 · latest year €-31k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
125 d late
2022
105 d late
2021
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-31k▼ 94.4%
2023 · €-16k
2021: €124k
2022: €-35k
2023: €-16k
2021 → 2024
Working capital
€-5k
2023 · €23k
2021: €122k
2022: €33k
2023: €23k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€128k-€92k▼ 27.6%€77k▼ 17.0%€46k▼ 39.9%
Operating result€168k-€-35k€-14k▲ 59.3%€-28k▼ 94.7%
Net result€124k-€-35k€-16k▲ 55.4%€-31k▼ 94.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2024 against €14k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €166k
Fixed assets
€146k▼ 4.5%
Current assets
€20k▼ 45.5%
Equity and liabilities €166k
Equity
€46k▼ 39.9%
Debt
€120k▲ 6.1%
The debt ratio rises from 59.7% to 72.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-19k▼
2023 · €-5k
Cash flow
€-21k▼
2023 · €-6k
Solvency
27.7%▼
2023 · 40.3%
Current ratio
0.80▼
2023 · 2.67
Quick ratio
0.80▼
2023 · 2.67
Debt / equity
2.61▲
2023 · 1.48
ROE
-66.4%▼
2023 · -20.5%
ROA
-18.4%▼
2023 · -8.3%
Interest coverage
-6.63▼
2023 · -1.75
Debt
€120k▲
2023 · €113k
Debt ≤ 1 year
€25k▲
2023 · €14k
Debt > 1 year
€95k▼
2023 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€190k€166k▼
Fixed assets21/28€153k€146k▼
Tangible fixed assets22/27€153k€146k▼
Land and buildings22€145k€138k▼
Furniture and vehicles24€1k€3k▲
Other tangible fixed assets26€7k€6k▼
Current assets29/58€37k€20k▼
Amounts receivable within one year40/41€37k€20k▼
Trade receivables40€2k€301▼
Other amounts receivable41€34k€20k▼
Cash at bank and in hand54/58€290€13▼
Equity and liabilities
Total equity and liabilities10/49€190k€166k▼
Equity10/15€77k€46k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€73k€42k▼
Amounts payable17/49€113k€120k▲
Amounts payable after more than one year17€100k€95k▼
Financial debts170/4€100k€95k▼
Amounts payable within one year42/48€14k€25k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€9k€11k▲
Suppliers440/4€9k€11k▲
Taxes, remuneration and social security45€0€0=
Taxes450/3€0€0=
Other amounts payable47/48€0€9k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€-1k€-15k▼
Operating profit (loss)9901€-14k€-28k▼
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-16k€-31k▼
Profit (loss) for the period9904€-16k€-31k▼
Profit (loss) for the period to be appropriated9905€-16k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€73k€42k▼
Profit (loss) brought forward from the previous period14P€88k€73k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 57 days late
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 125 days late
2023
13-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 105 days late
2022
31-12
Financial
Weakest financial yearnet €-35k ▼129%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Ecoliers 14500 HuyGround area
266 m²
Building footprint
65 m²
Volume, LiDAR
469 m³
Parcel 61031B0658/00V000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Nilaya Consult
since 20202.312.290.948
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61031B0658/00V000 | Wallonia | 266 m² | 1 · 65 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,229 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.