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NIHANT F.

Active
Private limited company (pre-2019)founded 200718 yrs activeEn Hayeneux 37, 4040 Herstal, BelgiumKBO/BCE: BE 0894.354.549
Summary

NIHANT F. has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51,873 and a net result of €5,233. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 44% of 26033 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€200,682total assets 2024
Staff
1.5 FTE
Equity
€51,873
Profit
€5,233
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2024
Bankruptcy chance 12 m
1.0%
Structure
Accounts 65 d overdue
Why 67- Figures for FY 2024 (filed 02-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 29 days late; 2 of the last 3 late+ Founded in 2007+ Liquidity: current ratio 0.87, cash €75,854Show the evidence

Checked score

Score 2024
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 55% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 51+4
equity 25.8% of total assets
Liquidity 58+8
short-term debt 73.2% · cash 37.8%
Profitability 72=
return on assets 2.6%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -1.7% vs 12-2024 02-2025: 0.5%▲ +1.7% vs 01-2025 03-2025: 0.5%▼ -1.5% vs 02-2025 04-2025: 0.5%▲ +0.2% vs 03-2025 05-2025: 0.5%▼ -2.6% vs 04-2025 06-2025: 0.5%▼ -6.9% vs 05-2025 07-2025: 0.5%▲ +9.7% vs 06-2025 08-2025: 0.8%▲ +44.2% vs 07-2025 09-2025: 0.9%▲ +17.5% vs 08-2025 10-2025: 0.4%▼ -54.5% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%▼ -1.7% vs 12-2025 02-2026: 0.4%▲ +1.7% vs 01-2026 03-2026: 0.4%▼ -1.5% vs 02-2026 04-2026: 0.4%▲ +0.2% vs 03-2026 05-2026: 0.4%▼ -2.7% vs 04-2026 06-2026: 0.4%▼ -2.5% vs 05-2026 07-2026: 0.4%▼ -0.8% vs 06-2026lowest value 08-2026: 0.6%▲ +70.0% vs 07-2026 09-2026: 0.8%▲ +18.4% vs 08-2026 10-2026: 1.0%▲ +32.8% vs 09-2026highest value
  • Figures for FY 2024 (filed 02-09-2025) raises the probability
  • Founded in 2007 lowers the probability for this profile
  • Liquidity: current ratio 0.87, cash €75,854 lowers the probability
  • 1 financial year not filed after the legal deadline; latest accounts 29 days late; 2 of the last 3 late raises the probability
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.76 in 2023; short-term debt: 73.2% and cash: 37.8% of total assets), and 74.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 41%, liquidity 64%, profitability 55%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 02-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2007
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 0.87, cash €75,854
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 29 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
31 d late
2022
32 d late
2021
92 d late
2020
31 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 41 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Total assets 20246 fiscal years filed €200,682 View
  • Active since 2007founded 20-12-2007 18 years View

By topic

Financials

Fiscal year
2024
Total assets
€200,682
Profit
€5,233
Solvency
25.8%
Total assets▼ 5.2%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 29-08-2025Annual accounts filed
  2. 31-08-2024Annual accounts filed
  3. 01-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
20-12-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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