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NIGHT EXPRESS

Active
Private limited companyfounded 20215 yrs activeRue Godefroid 3, 5000 Namur, BelgiumKBO/BCE: BE 0773.960.030
Summary

The computed 12-month bankruptcy probability of NIGHT EXPRESS is 3.0% (moderate). The 2025 annual accounts show negative equity (-€6,053) and a net result of €4,824. Its solvency ranks better than 9% of 18626 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth78
Track record94
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51; short-term debt: 196.9% and cash: 100% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-96.9%
Return on assets
77.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 18626 sector peers (2025).
NBB · sector comparison
Position among 18626 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NIGHT EXPRESS was incorporated on 16 September 2021 as a Private limited company.1 Since 2026, Khalid SETTI has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 07-08-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4,824
2024 · -€7,105
Working capital
-€6,053▲ 44.4%
2024 · -€10,877
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€7,105-€4,895
Net result-€7,105below the sector's middle half-€4,824within the sector's middle half
Equity-€10,877below the sector's middle half--€6,053below the sector's middle half▲ 44.4%
Total assets€4below the sector's middle half-€6,246below the sector's middle half▲ 145,839%
Debt€10,881-€12,299▲ 13.0%
Working capital-€10,877below the sector's middle half--€6,053within the sector's middle half▲ 44.4%
Solvency-96.9%below the sector's middle half
Current ratio0.51below the sector's middle half
Return on assets (ROA)77.2%above the sector's middle half
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2024: -€7,105-€7,105Net result 2024: -€7,105-€7,105Operating result 2025: €4,895€4,895Net result 2025: €4,824€4,82420242025-€10,000-€5,000€0€5,000Operating result 2024: -€7,105-€7,100Net result 2024: -€7,105-€7,100Operating result 2025: €4,895€4,890Net result 2025: €4,824€4,82020242025
The operating result returns to profit in 2025: €4,895 after a loss of €7,105 in 2024.
Key figures and ratios
2025 value · change against 2024
Debt to equity
-2.03
Debt ≤ 1 year
€12,299▲
2024 · €10,881
Staff costs
€2,286
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,180 companies that looked in July 2024 the way this one looks now, 4.8% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
4.8% went bankrupt
5.8% stopped otherwise
89% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,180 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€4€6,246▲
Current assets29/58€4€6,246▲
Cash at bank and in hand54/58€4€6,246▲
Equity and liabilities
Total equity and liabilities10/49€4€6,246▲
Equity10/15-€10,877-€6,053▲
Contributions10/11€3,000€3,000=
Capital10€3,000-
Issued capital100€3,000-
Profit (loss) carried forward14-€13,877-€9,053▲
Amounts payable17/49€10,881€12,299▲
Amounts payable within one year42/48€10,881€12,299▲
Trade debts44€2,042€1,832▼
Suppliers440/4€2,042€1,832▼
Taxes, remuneration and social security45€339€467▲
Taxes450/3€339€467▲
Other amounts payable47/48€8,500€10,000▲
Income statement Code20242025
Remuneration, social security and pensions62-€2,286
Other operating charges640/8€4,655€1,897▼
Gross operating margin9900-€2,450€9,078▲
Operating profit (loss)9901-€7,105€4,895▲
Financial charges65/66B-€71
Recurring financial charges65-€71
Profit (loss) for the period before taxes9903-€7,105€4,824▲
Profit (loss) for the period9904-€7,105€4,824▲
Profit (loss) for the period to be appropriated9905-€7,105€4,824▲
Appropriation of the result
Profit (loss) to be appropriated9906-€13,877-€9,053▲
Profit (loss) brought forward from the previous period14P-€6,772-€13,877▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€2,286-
Other operating charges640/8€4,655€1,897▼ 59.2%
Gross operating margin9900-€2,450€9,078▲ 471%
Operating profit (loss)9901-€7,105€4,895▲ 169%
Financial charges65/66B-€71-
Recurring financial charges65-€71-
Profit (loss) for the period before taxes9903-€7,105€4,824▲ 168%
Profit (loss) for the period9904-€7,105€4,824▲ 168%
Profit (loss) for the period to be appropriated9905-€7,105€4,824▲ 168%
Line20242025Change
Assets
Total assets20/58€4€6,246▲ 145,839%
Current assets29/58€4€6,246▲ 145,839%
Cash at bank and in hand54/58€4€6,246▲ 145,839%
Equity and liabilities
Total equity and liabilities10/49€4€6,246▲ 145,839%
Equity10/15-€10,877-€6,053▲ 44.4%
Contributions10/11€3,000€3,000=
Capital10€3,000--
Issued capital100€3,000--
Profit (loss) carried forward14-€13,877-€9,053▲ 34.8%
Amounts payable17/49€10,881€12,299▲ 13.0%
Amounts payable within one year42/48€10,881€12,299▲ 13.0%
Trade debts44€2,042€1,832▼ 10.3%
Suppliers440/4€2,042€1,832▼ 10.3%
Taxes, remuneration and social security45€339€467▲ 37.5%
Taxes450/3€339€467▲ 37.5%
Other amounts payable47/48€8,500€10,000▲ 17.6%
Line20242025Change
Profit (loss) for the period9904-€7,105€4,824▲ 168%
Operating cash flow (approximation)-€7,105€4,824▲ 168%
Change in cash-€6,242-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
07-08
State Gazette act Resignation: Bilal DERARD (director)
Appointment: Khalid SETTI (director) · Share transfer · Shareholding5 facts ▸
  • General meeting, 24-07-2026
  • Share transfer, Khalid SETTI → Bilal DERARD
  • Shareholding, 24-07-2026, 80
  • Director resignation, Bilal DERARD (director)
  • Director appointment, Khalid SETTI (director)
01-06
State Gazette act Resignation: Khalid SETTI (director)
Appointment: Bilal DERARD (director) · Share transfer · Shareholding5 facts ▸
  • General meeting, 31-12-2025
  • Share transfer, Khalid SETTI → Bilal DERARD
  • Shareholding, 80
  • Director resignation, Khalid SETTI (director)
  • Director appointment, Bilal DERARD (director)
2025
31-12
Financial Back to profitnet €4,824
Net result €4,824 after one loss-making year.
23-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 6 acts read
About the unread acts

Of the 6 Belgian State Gazette acts we know for this company, 2 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Khalid SETTI
Director · since 24-07-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
483 m²
Building footprint
162 m²
Volume, LiDAR
2,222 m³
2 parcels, Wallonia · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
NIGHT EXPRESS
Rue Godefroid 51, 5000 NamurRetail trade
since 20212.352.953.249
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92094C1282/00W000 Wallonia 400 m² 1 · 112 m² 16.9 m · 5 fl.
92094C0111/00Z017 Wallonia 83 m² 1 · 51 m² 18.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2025, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Khalid SETTI
  • Director, until 01-06-2026
  • Director, from 24-07-2026 to date
Bilal DERARD
  • Director, from 31-12-2025 to 24-07-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 07-08-2026 ↗
Share transfer act of 07-08-2026 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Namur2.352.953.249
1 permission
Detailhandel LM>3 maand · since 01-01-2024

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID 0208:0773960030
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.