Checked.be · Company dossierhttps://checked.be/en/c/nigam-0440036144 · as of 06-10-2026
NIGAM
Active
Coöperatieve vennootschap (oud statuut) · founded 1990 · 36 yrs activeRue de l'Eglise,Transinne 28, 6890 Libin, BelgiumKBO/BCE: BE 0440.036.144
Summary
The computed 12-month bankruptcy probability of NIGAM is 8.1% (elevated). For NIGAM, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€19,756) and a net result of -€643. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 15206 sector peers (fiscal year 2023). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Signals- Figures for FY 2023 (filed 29-08-2024)- 2 financial years not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 late- Two or more financial years not filed+ Founded in 1990+ Size: total assets €30,030Filed after the deadlineShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are, apart from the score: solvency, liquidity and profitability from the latest accounts, each out of 100. The score itself is the bankruptcy probability.
Weak
Solvency0=
equity -65.8% of total assets
Liquidity1=
cash 0.5%
Profitability32-1
return on assets -2.1%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
8.1%Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.4% (26,865 companies)
Last 24 months11-2024: 0.6%12-2024: 0.6%● 0.0% vs 11-202401-2025: 0.6%▼ -1.1% vs 12-2024lowest value02-2025: 0.6%● 0.0% vs 01-2025lowest value03-2025: 0.6%▲ +1.9% vs 02-202504-2025: 0.6%▲ +0.9% vs 03-202505-2025: 0.6%▲ +0.6% vs 04-202506-2025: 0.7%▲ +10.2% vs 05-202507-2025: 0.9%▲ +28.5% vs 06-202508-2025: 1.4%▲ +52.5% vs 07-202509-2025: 1.6%▲ +15.8% vs 08-202510-2025: 2.2%▲ +38.1% vs 09-202511-2025: 2.4%▲ +8.9% vs 10-202512-2025: 3.2%▲ +29.9% vs 11-202501-2026: 5.5%▲ +74.9% vs 12-202502-2026: 5.5%● 0.0% vs 01-202603-2026: 5.9%▲ +6.7% vs 02-202604-2026: 5.4%▼ -8.1% vs 03-202605-2026: 5.4%● 0.0% vs 04-202606-2026: 5.4%● 0.0% vs 05-202607-2026: 5.4%● 0.0% vs 06-202608-2026: 7.3%▲ +34.5% vs 07-202609-2026: 8.1%▲ +11.3% vs 08-2026highest value10-2026: 8.1%● 0.0% vs 09-2026highest value
Figures for FY 2023 (filed 29-08-2024)raises the probability
2 financial years not filed after the legal deadline; latest accounts 29 days late; 1 of the last 3 lateraises the probability
Founded in 1990lowers the probability for this profile
Size: total assets €30,030lowers the probability for this profile
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-08-2024, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
○
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
Annual accounts filedfiscal year 2023 · micro…
Annual accounts filedfiscal year 2022 · micro…
Annual accounts filedfiscal year 2021 · full…
Key points
Risk: Accounts not fileddeadline was 31-07-2025432 d lateView
Risk: Negative equityfiscal year 2023: debts exceed assets-€19,756View
Risk: 6 loss-making years in a rowloss fiscal year 2023-€643View
Caution: Among the weakest 11% on solvencysector median 38.5% · 15,206 companies-65.8%View