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Private limited companyfounded 20197 yrs activePundershoekstraat 55, 3940 Hechtel-Eksel, BelgiumKBO/BCE: BE 0734.729.369
Summary

Niena is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €120,604 and a net result of €36,210. Equity is growing by ~69% per year across the filed fiscal years. Its solvency ranks better than 49% of 5565 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
31 d early
2024
34 d early
2023
37 d early
2022
20 d early
2021
24 d early
2020
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 September 2019, Niena was incorporated as a Private limited company.1 Total assets went from EUR 253,239 in 2020 to EUR 241,424 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€120,604▲ 42.9%
2024 · €84,394
Net result
€36,210▲ 28.3%
2024 · €28,231
Total assets
€241,424▲ 3.8%
2024 · €232,625
Solvency
50.0%▲ 13.7pp
2024 · 36.3%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€16,387€32,502€45,919▲ 41.3%€41,763▼ 9.1%€51,615▲ 23.6%
Net result-€22,128€25,306€30,843▲ 21.9%€28,231▼ 8.5%€36,210▲ 28.3%
Equity€13▼ 99.9%€25,320▲ 188,432%€56,163▲ 122%€84,394▲ 50.3%€120,604▲ 42.9%
Total assets€240,611▼ 5.0%€240,484▼ 0.1%€234,709▼ 2.4%€232,625▼ 0.9%€241,424▲ 3.8%
Debt€240,598▲ 4.1%€215,165▼ 10.6%€178,546▼ 17.0%€148,230▼ 17.0%€120,820▼ 18.5%
Working capital-€45,057▼ 271%-€4,382▲ 90.3%-€2,931▲ 33.1%€8,179€31,591▲ 286%
Solvency0.0%▼ 8.7pp10.5%▲ 10.5pp23.9%▲ 13.4pp36.3%▲ 12.4pp50.0%▲ 13.7pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000€60,000Operating result 2021: -€16,387-€16,387Net result 2021: -€22,128-€22,128Operating result 2022: €32,502€32,502Net result 2022: €25,306€25,306Operating result 2023: €45,919€45,919Net result 2023: €30,843€30,843Operating result 2024: €41,763€41,763Net result 2024: €28,231€28,231Operating result 2025: €51,615€51,615Net result 2025: €36,210€36,21020212022202320242025€0€20,000€40,000€60,000Operating result 2023: €45,919€45,900Net result 2023: €30,843€30,800Operating result 2024: €41,763€41,800Net result 2024: €28,231€28,200Operating result 2025: €51,615€51,600Net result 2025: €36,210€36,200202320242025
The operating result recovers in 2025; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €241,424
Fixed assets €186,718 ▼ 3.1%
Current assets €54,707 ▲ 36.9%
Equity and liabilities €241,424
Equity €120,604 ▲ 42.9%
Debt €120,820 ▼ 18.5%
Debt's share of the balance-sheet total falls from 63.7% to 50.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
30.0%▼
2024 · 33.5%
ROA
15.0%▲
2024 · 12.1%
Debt ≤ 1 year
€23,116▼
2024 · €31,769
Debt > 1 year
€97,704▼
2024 · €116,461
Income taxes
€12,262▲
2024 · €9,624
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€232,625€241,424▲
Fixed assets21/28€192,676€186,718▼
Tangible fixed assets22/27€7,676€1,718▼
Plant, machinery and equipment23€0-
Furniture and vehicles24-€1,718
Leasing and similar rights25€7,676€0▼
Financial fixed assets28€185,000€185,000=
Current assets29/58€39,949€54,707▲
Amounts receivable after more than one year29€20,000€20,000=
Other amounts receivable291€20,000€20,000=
Amounts receivable within one year40/41€8,850€7,184▼
Trade receivables40€8,470€6,050▼
Other amounts receivable41€380€1,134▲
Cash at bank and in hand54/58€10,699€27,122▲
Deferred charges and accrued income490/1€400€400=
Equity and liabilities
Total equity and liabilities10/49€232,625€241,424▲
Equity10/15€84,394€120,604▲
Contributions10/11€10,000€10,000=
Reserves13€74,394€110,604▲
Distributable reserves133€74,394€110,604▲
Amounts payable17/49€148,230€120,820▼
Amounts payable after more than one year17€116,461€97,704▼
Financial debts170/4€76,000€57,000▼
Other amounts payable178/9€40,461€40,704▲
Amounts payable within one year42/48€31,769€23,116▼
Current portion of amounts payable after more than one year42€26,325€19,000▼
Trade debts44€1,369€1,382▲
Suppliers440/4€1,369€1,382▲
Taxes, remuneration and social security45€4,075€2,734▼
Taxes450/3€4,075€2,734▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,786€7,736▼
Other operating charges640/8€197€1,042▲
Gross operating margin9900€50,746€60,393▲
Operating profit (loss)9901€41,763€51,615▲
Financial income75/76B€412€456▲
Recurring financial income75€412€456▲
Financial charges65/66B€4,320€3,599▼
Recurring financial charges65€4,320€3,599▼
Profit (loss) for the period before taxes9903€37,855€48,472▲
Income taxes67/77€9,624€12,262▲
Profit (loss) for the period9904€28,231€36,210▲
Profit (loss) for the period to be appropriated9905€28,231€36,210▲
Appropriation of the result
Profit (loss) to be appropriated9906€28,231€36,210▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€28,231€36,210▲
To other reserves6921€28,231€36,210▲

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,794€8,794€8,794€8,786€7,736▼ 11.9%
Other operating charges640/8€170€713€593€197€1,042▲ 429%
Gross operating margin9900-€7,423€42,009€55,307€50,746€60,393▲ 19.0%
Operating profit (loss)9901-€16,387€32,502€45,919€41,763€51,615▲ 23.6%
Financial income75/76B€400€406€546€412€456▲ 10.7%
Recurring financial income75€400€406€546€412€456▲ 10.7%
Financial charges65/66B€5,753€5,650€5,022€4,320€3,599▼ 16.7%
Recurring financial charges65€5,753€5,650€5,022€4,320€3,599▼ 16.7%
Profit (loss) for the period before taxes9903-€21,740€27,258€41,444€37,855€48,472▲ 28.0%
Income taxes67/77€388€1,952€10,601€9,624€12,262▲ 27.4%
Profit (loss) for the period9904-€22,128€25,306€30,843€28,231€36,210▲ 28.3%
Profit (loss) for the period to be appropriated9905-€22,128€25,306€30,843€28,231€36,210▲ 28.3%
Line20212022202320242025Change
Assets
Total assets20/58€240,611€240,484€234,709€232,625€241,424▲ 3.8%
Fixed assets21/28€219,050€210,256€201,461€192,676€186,718▼ 3.1%
Tangible fixed assets22/27€34,050€25,256€16,461€7,676€1,718▼ 77.6%
Plant, machinery and equipment23€679€450€220€0--
Furniture and vehicles24----€1,718-
Leasing and similar rights25€33,371€24,806€16,241€7,676€0▼ 100%
Financial fixed assets28€185,000€185,000€185,000€185,000€185,000=
Current assets29/58€21,561€30,228€33,248€39,949€54,707▲ 36.9%
Amounts receivable after more than one year29€20,000€20,000€20,000€20,000€20,000=
Other amounts receivable291€20,000€20,000€20,000€20,000€20,000=
Amounts receivable within one year40/41€512€6,050€7,260€8,850€7,184▼ 18.8%
Trade receivables40-€6,050€7,260€8,470€6,050▼ 28.6%
Other amounts receivable41€512€0-€380€1,134▲ 199%
Cash at bank and in hand54/58€1,049€4,178€5,588€10,699€27,122▲ 154%
Deferred charges and accrued income490/1--€400€400€400=
Equity and liabilities
Total equity and liabilities10/49€240,611€240,484€234,709€232,625€241,424▲ 3.8%
Equity10/15€13€25,320€56,163€84,394€120,604▲ 42.9%
Contributions10/11€10,000€10,000€10,000€10,000€10,000=
Reserves13--€46,163€74,394€110,604▲ 48.7%
Distributable reserves133--€46,163€74,394€110,604▲ 48.7%
Profit (loss) carried forward14-€9,987€15,320€0---
Amounts payable17/49€240,598€215,165€178,546€148,230€120,820▼ 18.5%
Amounts payable after more than one year17€173,980€179,978€142,368€116,461€97,704▼ 16.1%
Financial debts170/4€157,700€130,960€102,325€76,000€57,000▼ 25.0%
Other amounts payable178/9€16,280€49,018€40,043€40,461€40,704▲ 0.6%
Amounts payable within one year42/48€66,618€34,610€36,179€31,769€23,116▼ 27.2%
Current portion of amounts payable after more than one year42€27,431€26,740€27,676€26,325€19,000▼ 27.8%
Trade debts44€638€507€3,399€1,369€1,382▲ 0.9%
Suppliers440/4€638€507€3,399€1,369€1,382▲ 0.9%
Taxes, remuneration and social security45€12,226€7,363€5,104€4,075€2,734▼ 32.9%
Taxes450/3€6,726€7,363€5,104€4,075€2,734▼ 32.9%
Remuneration and social security454/9€5,500€0----
Other amounts payable47/48€26,323€0----
Accrued charges and deferred income492/3-€576€0---
Line20212022202320242025Change
Profit (loss) for the period9904-€22,128€25,306€30,843€28,231€36,210▲ 28.3%
+ Depreciation and write-downs630€8,794€8,794€8,794€8,786€7,736▼ 11.9%
Operating cash flow (approximation)-€13,333€34,101€39,637€37,017€43,946▲ 18.7%
Investment in fixed assets (approximation)--€0€0€0-€1,778-
Change in cash-€3,129€1,409€5,111€16,423▲ 221%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2020net €36,210 ▲28.3%
Operating result €51,615, net result €36,210, both a record.
31-12
Financial Equity above €100,000Eq €120,604 ▲42.9%
4 profitable years in a row build equity to €120,604.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €25,306
Net result €25,306 after one loss-making year.
07-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€22,128
Net result drops to -€22,128, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,748 m²
Building footprint
182 m²
Volume, LiDAR
806 m³
Parcel 72006D0197/00M003, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Niena
Pundershoekstraat 55, 3940 Hechtel-EkselFinancial service activities, except insurance and pension funding
since 20192.293.904.894
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72006D0197/00M003 Flanders 1,748 m² 1 · 182 m² 9.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of Niena and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 12,785 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0734729369
Also 9925:BE0734729369
Registered 03-07-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.