Niels Van Accom
ActiveNiels Van Accom has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €26k. Equity is shrinking by ~49.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 7% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-73
Growth58▲+16
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.2%
Return on assets
57.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
102 d early
2024
42 d early
2023
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 98.6%
2024 · €74k
2023: €74k
2024: €74k
2023 → 2025
Total assets
€46k▼ 44.2%
2024 · €82k
2023: €101k
2024: €82k
2023 → 2025
Net result
€26k▲ 7.1%
2024 · €25k
2023: €25k
2024: €25k
2023 → 2025
Working capital
€-13k
2024 · €69k
2023: €72k
2024: €69k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€74k-€74k=€1k▼ 98.6%
Operating result€31k-€30k▼ 5.3%€33k▲ 10.4%
Net result€25k-€25k▼ 0.2%€26k▲ 7.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€14k▲ 225%
Current assets
€32k▼ 59.3%
Equity and liabilities €46k
Equity
€1k▼ 98.6%
Debt
€45k▲ 422%
The debt ratio rises from 10.5% to 97.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €32k
Cash flow
€30k▲
2024 · €27k
Solvency
2.2%▼
2024 · 89.5%
Current ratio
0.71▼
2024 · 9.06
Quick ratio
0.71▼
2024 · 9.06
Debt / equity
44.96▲
2024 · 0.12
ROA
57.3%▲
2024 · 29.8%
Debt
€45k▲
2024 · €9k
Debt ≤ 1 year
€45k▲
2024 · €9k
Income taxes
€7k▲
2024 · €7k
A ratio outside any meaningful range has been withheld (balance sheet total €46k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€46k▼
Fixed assets21/28€4k€14k▲
Tangible fixed assets22/27€4k€14k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€4k€13k▲
Current assets29/58€78k€32k▼
Amounts receivable after more than one year29€25k€0▼
Trade receivables290€25k€0▼
Amounts receivable within one year40/41€14k€11k▼
Trade receivables40€11k€9k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€34k€19k▼
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€82k€46k▼
Equity10/15€74k€1k▼
Contributions10/11€1k€1k=
Reserves13€73k€0▼
Distributable reserves133€73k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€9k€45k▲
Amounts payable within one year42/48€9k€45k▲
Trade debts44€0€37▲
Suppliers440/4€0€37▲
Taxes, remuneration and social security45€5k€5k▼
Remuneration and social security454/9€5k€5k▼
Other amounts payable47/48€4k€40k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€569€805▲
Gross operating margin9900€33k€37k▲
Operating profit (loss)9901€30k€33k▲
Financial income75/76B€2k€936▼
Recurring financial income75€2k€936▼
Financial charges65/66B€0€0▼
Recurring financial charges65€0€0▼
Profit (loss) for the period before taxes9903€32k€34k▲
Income taxes67/77€7k€7k▲
Profit (loss) for the period9904€25k€26k▲
Profit (loss) for the period to be appropriated9905€25k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€26k▲
Transfer from equity791/2€0€73k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€25k€99k▲
Return on contributions (dividend)694€25k€99k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €26k ▲7.1%
Operating result €33k, net result €26k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €25k ▼0.2%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 9.06
Current ratio from 3.62 to 9.06; short-term debt falls from €27k to €9k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 272260 WesterloGround area
903 m²
Building footprint
141 m²
Volume, LiDAR
67 m³
Parcel 13049A0649/00A004, Flanders · tallest building 9.2 m. Linked by address, not a title deed.
1 establishment unit
Niels Van Accom
since 20162.259.472.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049A0649/00A004 | Flanders | 903 m² | 1 · 140 m² | 9.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 377 EUR awarded · 377 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 284 EUR | 284 EUR |
| 2022 | 1 | 93 EUR | 93 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,689 companies in sector 86951 we hold annual accounts for 2,142. 271 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2016
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:niels.vanaccom10@hotmail.com