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Nielo

Active
Private limited companyfounded 20241 yr activeLeuvenstraat 3, 2000 Antwerpen, BelgiumKBO/BCE: BE 1017.783.980
Summary

The computed 12-month bankruptcy probability of Nielo is 1.6% (moderate). The 2025 annual accounts show equity of €3.8m and a net result of -€352,610. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability8
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €200,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.18; short-term debt: 7.3% and cash: 1.3% of total assets), and 7.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.7%
Return on assets
-8.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 December 2024, Nielo was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€3.8m
Total assets
€4.1m
Net result
-€352,610
Working capital
-€245,192

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €4.1m
Fixed assets €4.0m
Current assets €52,591
Equity and liabilities €4.1m
Equity €3.8m
Debt €297,783
Debt finances 7.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€5,687
Cash flow
-€9,934
Current ratio
0.18
Debt to equity
0.08
ROE
-9.3%
ROA
-8.6%
Interest coverage
-1.34
Debt ≤ 1 year
€297,783

Peer companies

Historical observation

Of the 12,802 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Small
  • solvency 30% or more
  • a small loss
  • without age
0.5% went bankrupt
5.1% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,802 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet Code2025
Assets
Total assets20/58€4.1m
Fixed assets21/28€4.0m
Tangible fixed assets22/27€4.0m
Land and buildings22€1.5m
Assets under construction and advance payments27€2.5m
Current assets29/58€52,591
Cash at bank and in hand54/58€52,591
Equity and liabilities
Total equity and liabilities10/49€4.1m
Equity10/15€3.8m
Contributions10/11€4.1m
Profit (loss) carried forward14-€352,610
Amounts payable17/49€297,783
Amounts payable within one year42/48€297,783
Trade debts44€297,199
Suppliers440/4€297,199
Other amounts payable47/48€584
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€342,676
Other operating charges640/8€704
Gross operating margin9900-€4,983
Operating profit (loss)9901-€348,362
Financial charges65/66B€4,248
Recurring financial charges65€4,248
Profit (loss) for the period before taxes9903-€352,610
Profit (loss) for the period9904-€352,610
Profit (loss) for the period to be appropriated9905-€352,610
Appropriation of the result
Profit (loss) to be appropriated9906-€352,610

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€342,676
Other operating charges640/8€704
Gross operating margin9900-€4,983
Operating profit (loss)9901-€348,362
Financial charges65/66B€4,248
Recurring financial charges65€4,248
Profit (loss) for the period before taxes9903-€352,610
Profit (loss) for the period9904-€352,610
Profit (loss) for the period to be appropriated9905-€352,610
Line2025
Assets
Total assets20/58€4.1m
Fixed assets21/28€4.0m
Tangible fixed assets22/27€4.0m
Land and buildings22€1.5m
Assets under construction and advance payments27€2.5m
Current assets29/58€52,591
Cash at bank and in hand54/58€52,591
Equity and liabilities
Total equity and liabilities10/49€4.1m
Equity10/15€3.8m
Contributions10/11€4.1m
Profit (loss) carried forward14-€352,610
Amounts payable17/49€297,783
Amounts payable within one year42/48€297,783
Trade debts44€297,199
Suppliers440/4€297,199
Other amounts payable47/48€584
Line2025
Profit (loss) for the period9904-€352,610
+ Depreciation and write-downs630€342,676
Operating cash flow (approximation)-€9,934

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
3,727 m²
Building footprint
721 m²
Volume, LiDAR
12,603 m³
Parcel 11811L3973/00B002, Flanders · tallest building 21.3 m, ±6 floors. Linked by address, not a title deed.
36 companies at this address See who is registered here
1 establishment unit
Nielo
Leuvenstraat 3, 2000 AntwerpenRenting and operating of own or leased residential real estate, excluding social housing
since 20242.370.130.662
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11811L3973/00B002
ProtectedMonumentZuiderpershuis met volledige personeelswoningSource ↗
Flanders 3,727 m² 1 · 721 m² 21.3 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

4 owners

Owners 4

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

69940051C4FKBC7YNA72
live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017783980
Also 9925:BE1017783980
Registered 26-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.