NIEBO
ActiveSummary
NIEBO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285,576 and a net result of €3,066. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 93% of 924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability20▼-54
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 43.6 against 22.79 in 2024; short-term debt: 2.2% of total assets), and 6.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.5%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
24 d early
2023
26 d early
2022
17 d early
2021
13 d early
2020
2 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€285,576▲ 1.1%
2024 · €282,509
Total assets
€305,532▼ 4.5%
2024 · €320,059
Net result
€3,066▼ 77.6%
2024 · €13,661
Working capital
€289,703▼ 1.0%
2024 · €292,673
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€64,279▲ 27.3%€34,389▼ 46.5%€14,877▼ 56.7%€4,699▼ 68.4%-€9,750
Net result€44,521within the sector's middle half▲ 16.4%€8,391within the sector's middle half▼ 81.2%€15,452within the sector's middle half▲ 84.1%€13,661within the sector's middle half▼ 11.6%€3,066within the sector's middle half▼ 77.6%
Equity€245,005within the sector's middle half▲ 22.2%€253,397within the sector's middle half▲ 3.4%€268,848within the sector's middle half▲ 6.1%€282,509within the sector's middle half▲ 5.1%€285,576within the sector's middle half▲ 1.1%
Total assets€343,901below the sector's middle half▼ 32.9%€335,259below the sector's middle half▼ 2.5%€348,912below the sector's middle half▲ 4.1%€320,059below the sector's middle half▼ 8.3%€305,532within the sector's middle half▼ 4.5%
Debt€98,896▼ 68.3%€81,862▼ 17.2%€80,064▼ 2.2%€37,550▼ 53.1%€19,956▼ 46.9%
Working capital€294,098▲ 15.1%€277,238▼ 5.7%€306,252▲ 10.5%€292,673▼ 4.4%€289,703▼ 1.0%
Solvency71.2%above the sector's middle half▲ 32.1pp75.6%above the sector's middle half▲ 4.3pp77.1%above the sector's middle half▲ 1.5pp88.3%above the sector's middle half▲ 11.2pp93.5%above the sector's middle half▲ 5.2pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9,750 after €4,699 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €305,532
Fixed assets
€9,028 ▼ 35.3%
Current assets
€296,504 ▼ 3.1%
Equity and liabilities €305,532
Equity
€285,576 ▲ 1.1%
Debt
€19,956 ▼ 46.9%
Debt's share of the balance-sheet total falls from 11.7% to 6.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€4,826▼
2024 · €9,624
Cash flow
€7,991▼
2024 · €18,585
Current ratio
43.60▲
2024 · 22.79
Debt to equity
0.07▼
2024 · 0.13
ROE
1.1%▼
2024 · 4.8%
ROA
1.0%▼
2024 · 4.3%
Interest coverage
-15.91▼
2024 · 50.51
Debt ≤ 1 year
€6,801▼
2024 · €13,434
Income taxes
€1,948▼
2024 · €4,648
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €69 | €0 | - | - | - |
| Remuneration, social security and pensions62 | €72 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €821 | €4,924 | €4,924 | €4,924 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €1,022 | -€746 | -€18 | ▲ 97.7% |
| Other operating charges640/8 | €40,646 | €19,737 | €5,784 | €75 | €5,769 | ▲ 7,592% |
| Gross operating margin9900 | €104,997 | €54,947 | €26,608 | €8,952 | €925 | ▼ 89.7% |
| Operating profit (loss)9901 | €64,279 | €34,389 | €14,877 | €4,699 | -€9,750 | ▼ 307% |
| Financial income75/76B | - | €12,546 | €5,970 | €13,800 | €15,068 | ▲ 9.2% |
| Recurring financial income75 | - | €12,546 | €5,970 | €10,456 | €15,068 | ▲ 44.1% |
| Non-recurring financial income76B | - | - | - | €3,344 | €0 | ▼ 100% |
| Financial charges65/66B | €4,741 | €3,664 | €245 | €191 | €303 | ▲ 59.2% |
| Recurring financial charges65 | €4,741 | €3,664 | €245 | €191 | €303 | ▲ 59.2% |
| Profit (loss) for the period before taxes9903 | €59,538 | €43,271 | €20,602 | €18,309 | €5,014 | ▼ 72.6% |
| Income taxes67/77 | €15,017 | €34,879 | €5,151 | €4,648 | €1,948 | ▼ 58.1% |
| Profit (loss) for the period9904 | €44,521 | €8,391 | €15,452 | €13,661 | €3,066 | ▼ 77.6% |
| Profit (loss) for the period to be appropriated9905 | €44,521 | €8,391 | €15,452 | €13,661 | €3,066 | ▼ 77.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €343,901 | €335,259 | €348,912 | €320,059 | €305,532 | ▼ 4.5% |
| Fixed assets21/28 | - | €23,801 | €18,877 | €13,952 | €9,028 | ▼ 35.3% |
| Tangible fixed assets22/27 | - | €23,801 | €18,877 | €13,952 | €9,028 | ▼ 35.3% |
| Plant, machinery and equipment23 | - | - | €18,877 | €13,952 | €9,028 | ▼ 35.3% |
| Furniture and vehicles24 | - | €23,801 | - | - | - | - |
| Current assets29/58 | €343,901 | €311,458 | €330,035 | €306,107 | €296,504 | ▼ 3.1% |
| Amounts receivable within one year40/41 | €241,888 | €311,458 | €330,035 | €296,941 | €290,399 | ▼ 2.2% |
| Trade receivables40 | €162,848 | €155,603 | €143,243 | €59,331 | €49,369 | ▼ 16.8% |
| Other amounts receivable41 | €79,040 | €155,854 | €186,793 | €237,610 | €241,030 | ▲ 1.4% |
| Cash at bank and in hand54/58 | €88,158 | - | - | - | - | - |
| Deferred charges and accrued income490/1 | €13,855 | - | - | €9,166 | €6,105 | ▼ 33.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €343,901 | €335,259 | €348,912 | €320,059 | €305,532 | ▼ 4.5% |
| Equity10/15 | €245,005 | €253,397 | €268,848 | €282,509 | €285,576 | ▲ 1.1% |
| Contributions10/11 | €142,500 | €142,500 | €142,500 | €142,500 | €142,500 | = |
| Reserves13 | €102,505 | €110,897 | €126,348 | €140,009 | €143,076 | ▲ 2.2% |
| Non-distributable reserves130/1 | €8,616 | €9,036 | €0 | - | - | - |
| Reserves not available under the articles1311 | €8,616 | €9,036 | €0 | - | - | - |
| Distributable reserves133 | €93,890 | €101,861 | €126,348 | €140,009 | €143,076 | ▲ 2.2% |
| Amounts payable17/49 | €98,896 | €81,862 | €80,064 | €37,550 | €19,956 | ▼ 46.9% |
| Amounts payable within one year42/48 | €49,804 | €34,220 | €23,783 | €13,434 | €6,801 | ▼ 49.4% |
| Trade debts44 | €19,500 | €34,220 | €6,023 | €7,552 | €308 | ▼ 95.9% |
| Suppliers440/4 | €19,500 | €34,220 | €6,023 | €7,552 | €308 | ▼ 95.9% |
| Taxes, remuneration and social security45 | €30,304 | - | €17,760 | €5,882 | €6,493 | ▲ 10.4% |
| Taxes450/3 | €30,304 | - | €17,760 | €5,882 | €6,493 | ▲ 10.4% |
| Accrued charges and deferred income492/3 | €49,092 | €47,642 | €56,281 | €24,116 | €13,156 | ▼ 45.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,521 | €8,391 | €15,452 | €13,661 | €3,066 | ▼ 77.6% |
| + Depreciation and write-downs630 | - | €821 | €4,924 | €4,924 | €4,924 | = |
| Operating cash flow (approximation) | €44,521 | €9,212 | €20,376 | €18,585 | €7,991 | ▼ 57.0% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €3,066 ▼77.6%
Net result drops to €3,066, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €44,521 ▲16.4%
Operating result €64,279, net result €44,521, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.91
Current ratio from 2.00 to 6.91; short-term debt falls from €256,598 to €49,804.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
31-12
Financial
Equity above €200,000Eq €200,484 ▲23.6%
3 profitable years in a row build equity to €200,484.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €150,000Eq €162,234 ▲24.4%
2 profitable years in a row build equity to €162,234.
Show earlier events
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2004
Ground area
5,742 m²
Building footprint
1,678 m²
Volume, LiDAR
13,641 m³
Parcel 23062B0379/00K004, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
19
companies at this address
See who is registered here
1 establishment unit
NIEBO
since 20042.143.697.822
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062B0379/00K004 | Flanders | 5,742 m² | 1 · 1,678 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 120 companies in sector 77394 we hold annual accounts for 79. 57 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-04-2003
Fiscal year end31-12
Activities, NACEBEL 2025
77394Rental and leasing activities
Contact
Phone
089/57.26.37Overijse
Fax
089/57.28.69Overijse
E-invoicing
Reachable via Peppol
Peppol ID
0208:0480094075
Also
9925:BE0480094075
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.