NICQUE
ActiveSummary
NICQUE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €341,936 and a net result of €20,133. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 26040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability74▼-5
Solvency96=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.07 against 3.44 in 2023; short-term debt: 16.4% and cash: 31.6% of total assets), and 29% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
28 d early
2022
12 d early
2021
34 d early
2020
26 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€341,936▼ 0.5%
2023 · €343,803
Total assets
€481,300▼ 0.3%
2023 · €482,825
Net result
€20,133▼ 51.0%
2023 · €41,123
Working capital
€162,892▲ 7.5%
2023 · €151,566
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€51,622▼ 7.4%€61,503▲ 19.1%€55,284▼ 10.1%€63,699▲ 15.2%€35,121▼ 44.9%
Net result€33,103above the sector's middle half▲ 7.8%€37,730above the sector's middle half▲ 14.0%€34,452above the sector's middle half▼ 8.7%€41,123above the sector's middle half▲ 19.4%€20,133within the sector's middle half▼ 51.0%
Equity€230,499above the sector's middle half▲ 16.8%€268,229above the sector's middle half▲ 16.4%€302,680above the sector's middle half▲ 12.8%€343,803above the sector's middle half▲ 13.6%€341,936above the sector's middle half▼ 0.5%
Total assets€428,830above the sector's middle half▲ 5.0%€460,085above the sector's middle half▲ 7.3%€474,903above the sector's middle half▲ 3.2%€482,825above the sector's middle half▲ 1.7%€481,300above the sector's middle half▼ 0.3%
Debt€198,330▼ 6.1%€191,856▼ 3.3%€172,223▼ 10.2%€139,022▼ 19.3%€139,364▲ 0.2%
Working capital€117,791▲ 56.4%€160,899▲ 36.6%€177,674▲ 10.4%€151,566▼ 14.7%€162,892▲ 7.5%
Solvency53.8%within the sector's middle half▲ 5.4pp58.3%within the sector's middle half▲ 4.5pp63.7%above the sector's middle half▲ 5.4pp71.2%above the sector's middle half▲ 7.5pp71.0%above the sector's middle half▼ 0.2pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 45% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €481,300
Fixed assets
€239,606 ▼ 11.0%
Current assets
€241,694 ▲ 13.1%
Equity and liabilities €481,300
Equity
€341,936 ▼ 0.5%
Debt
€139,364 ▲ 0.2%
Debt's share of the balance-sheet total rises from 28.8% to 29.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€64,730▼
2023 · €85,609
Cash flow
€49,742▼
2023 · €63,032
Current ratio
3.07▼
2023 · 3.44
Quick ratio
2.04▼
2023 · 2.06
Debt to equity
0.41▲
2023 · 0.40
ROE
5.9%▼
2023 · 12.0%
ROA
4.2%▼
2023 · 8.5%
Interest coverage
9.24▼
2023 · 12.77
Debt ≤ 1 year
€78,802▲
2023 · €62,044
Debt > 1 year
€60,563▼
2023 · €76,978
Income taxes
€11,417▼
2023 · €19,417
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,045 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.3%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,045 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,683 | €21,079 | €15,373 | €21,910 | €29,609 | ▲ 35.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €4,313 | - | €1,691 | €0 | ▼ 100% |
| Other operating charges640/8 | - | €3,119 | €3,151 | €3,294 | €3,480 | ▲ 5.7% |
| Gross operating margin9900 | €78,281 | €90,014 | €73,808 | €90,594 | €68,210 | ▼ 24.7% |
| Operating profit (loss)9901 | €51,622 | €61,503 | €55,284 | €63,699 | €35,121 | ▼ 44.9% |
| Financial income75/76B | - | €2,869 | €3,447 | €3,545 | €3,432 | ▼ 3.2% |
| Recurring financial income75 | €2,214 | €2,869 | €3,447 | €3,545 | €3,432 | ▼ 3.2% |
| Financial charges65/66B | - | €6,956 | €6,419 | €6,705 | €7,003 | ▲ 4.4% |
| Recurring financial charges65 | €6,889 | €6,956 | €6,419 | €6,705 | €7,003 | ▲ 4.4% |
| Profit (loss) for the period before taxes9903 | €46,947 | €57,417 | €52,312 | €60,539 | €31,550 | ▼ 47.9% |
| Income taxes67/77 | €13,844 | €19,687 | €17,861 | €19,417 | €11,417 | ▼ 41.2% |
| Profit (loss) for the period9904 | €33,103 | €37,730 | €34,452 | €41,123 | €20,133 | ▼ 51.0% |
| Profit (loss) for the period to be appropriated9905 | €33,103 | €37,730 | €34,452 | €41,123 | €20,133 | ▼ 51.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €428,830 | €460,085 | €474,903 | €482,825 | €481,300 | ▼ 0.3% |
| Fixed assets21/28 | €235,664 | €215,486 | €217,843 | €269,215 | €239,606 | ▼ 11.0% |
| Tangible fixed assets22/27 | €235,664 | €215,486 | €217,843 | €269,215 | €239,606 | ▼ 11.0% |
| Land and buildings22 | - | €214,068 | €200,367 | €193,868 | €179,778 | ▼ 7.3% |
| Plant, machinery and equipment23 | - | €1,418 | €17,475 | €75,347 | €59,828 | ▼ 20.6% |
| Current assets29/58 | €193,165 | €244,599 | €257,061 | €213,610 | €241,694 | ▲ 13.1% |
| Stocks and contracts in progress3 | €72,504 | €72,392 | €77,270 | €85,731 | €81,275 | ▼ 5.2% |
| Stocks30/36 | - | €72,392 | €77,270 | €85,731 | €81,275 | ▼ 5.2% |
| Amounts receivable within one year40/41 | €3,153 | €368 | €468 | €457 | €4,146 | ▲ 808% |
| Trade receivables40 | - | €311 | €464 | €288 | €297 | ▲ 3.2% |
| Other amounts receivable41 | - | €57 | €4 | €169 | €3,849 | ▲ 2,177% |
| Cash at bank and in hand54/58 | €111,873 | €169,569 | €171,498 | €118,052 | €152,244 | ▲ 29.0% |
| Deferred charges and accrued income490/1 | - | €2,270 | €7,824 | €9,371 | €4,029 | ▼ 57.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €428,830 | €460,085 | €474,903 | €482,825 | €481,300 | ▼ 0.3% |
| Equity10/15 | €230,499 | €268,229 | €302,680 | €343,803 | €341,936 | ▼ 0.5% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €217,779 | €255,479 | €289,879 | €330,999 | €329,099 | ▼ 0.6% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Tax-exempt reserves132 | - | €119 | €119 | €119 | €119 | = |
| Distributable reserves133 | - | €253,500 | €287,900 | €330,880 | €328,980 | ▼ 0.6% |
| Profit (loss) carried forward14 | €321 | €350 | €402 | €404 | €437 | ▲ 8.1% |
| Amounts payable17/49 | €198,330 | €191,856 | €172,223 | €139,022 | €139,364 | ▲ 0.2% |
| Amounts payable after more than one year17 | €122,956 | €108,156 | €92,836 | €76,978 | €60,563 | ▼ 21.3% |
| Financial debts170/4 | - | €108,156 | €92,836 | €76,978 | €60,563 | ▼ 21.3% |
| Amounts payable within one year42/48 | €75,375 | €83,700 | €79,387 | €62,044 | €78,802 | ▲ 27.0% |
| Current portion of amounts payable after more than one year42 | - | €14,800 | €15,320 | €15,858 | €16,415 | ▲ 3.5% |
| Trade debts44 | €9,264 | €10,990 | €6,959 | €10,116 | €6,257 | ▼ 38.1% |
| Suppliers440/4 | - | €10,990 | €6,959 | €10,116 | €6,257 | ▼ 38.1% |
| Taxes, remuneration and social security45 | - | €14,583 | €12,497 | €2,094 | €6,363 | ▲ 204% |
| Taxes450/3 | - | €14,583 | €12,497 | €2,094 | €6,363 | ▲ 204% |
| Other amounts payable47/48 | - | €43,327 | €44,611 | €33,977 | €49,767 | ▲ 46.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,103 | €37,730 | €34,452 | €41,123 | €20,133 | ▼ 51.0% |
| + Depreciation and write-downs630 | €23,683 | €21,079 | €15,373 | €21,910 | €29,609 | ▲ 35.1% |
| Operating cash flow (approximation) | €56,786 | €58,808 | €49,824 | €63,032 | €49,742 | ▼ 21.1% |
| Investment in fixed assets (approximation) | - | -€900 | -€17,730 | -€73,282 | €0 | ▲ 100% |
| Change in cash | - | €57,697 | €1,929 | -€53,446 | €34,192 | ▲ 164% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €20,133 ▼51%
Net result drops to €20,133, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €41,123 ▲19.4%
Operating result €63,699, net result €41,123, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €230,499 ▲16.8%
3 profitable years in a row build equity to €230,499.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
18-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2008
Ground area
782 m²
Building footprint
195 m²
Volume, LiDAR
1,371 m³
Parcel 31021A0967/00Z000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
NICQUE
since 20082.173.655.974
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31021A0967/00Z000 | Flanders | 782 m² | 1 · 195 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 750 EUR | 750 EUR |
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Of 519 companies in sector 47714 we hold annual accounts for 266. 208 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47714Retail trade
47711Retail sale of women's outerwear
47712Retail trade
47715Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806476509
Also
9925:BE0806476509
Registered
27-05-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.