Nicovanbe
ActiveSummary
Nicovanbe has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105,209 and a net result of €75,902. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €105,209
- Profit
- €75,902
- Holdings
- 1
Why 90raises riskFounded in 2023Equity €105,209 (5.9% of total assets)lowers riskSize: total assets €1.8mNo main activity registeredShow the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 20% on solvency, 59% on liquidity, 35% on profitability and 97% on growth.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 2 accounts on average 44 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Back to profitnet €75,902
- Liquidity more than doubledcurrent ratio 6.12
Financials · financial year 2025, abbreviated format
2024 to 2025, 2 financial years
The operating result stays negative: a loss of €5,252 in 2025 against €6,922 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €822 | €544 | ▼ 33.8% |
| Gross operating margin9900 | -€6,100 | -€4,708 | ▲ 22.8% |
| Operating profit (loss)9901 | -€6,922 | -€5,252 | ▲ 24.1% |
| Financial income75/76B | €2,500 | €100,000 | ▲ 3,900% |
| Recurring financial income75 | €2,500 | €100,000 | ▲ 3,900% |
| Financial charges65/66B | €11,271 | €18,847 | ▲ 67.2% |
| Recurring financial charges65 | €11,271 | €18,847 | ▲ 67.2% |
| Profit (loss) for the period before taxes9903 | -€15,693 | €75,902 | - |
| Profit (loss) for the period9904 | -€15,693 | €75,902 | - |
| Profit (loss) for the period to be appropriated9905 | -€15,693 | €75,902 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.6m | €1.8m | ▲ 9.3% |
| Fixed assets21/28 | €1.6m | €1.6m | = |
| Financial fixed assets28 | €1.6m | €1.6m | = |
| Current assets29/58 | €0.02m | €0.2m | ▲ 673% |
| Cash at bank and in hand54/58 | €0.02m | €0.2m | ▲ 673% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.6m | €1.8m | ▲ 9.3% |
| Equity10/15 | €0.03m | €0.1m | ▲ 259% |
| Contributions10/11 | €0.05m | €0.05m | = |
| Reserves13 | - | €0.06m | - |
| Distributable reserves133 | - | €0.06m | - |
| Profit (loss) carried forward14 | -€0.02m | €0 | - |
| Amounts payable17/49 | €1.6m | €1.7m | ▲ 4.7% |
| Amounts payable after more than one year17 | €1.6m | €1.6m | ▲ 3.6% |
| Financial debts170/4 | €0.8m | €0.9m | ▲ 20.1% |
| Other amounts payable178/9 | €0.8m | €0.7m | ▼ 12.5% |
| Amounts payable within one year42/48 | €0.01m | €0.03m | ▲ 179% |
| Trade debts44 | €0.001m | €0 | ▼ 100% |
| Suppliers440/4 | €0.001m | €0 | ▼ 100% |
| Other amounts payable47/48 | €0.01m | €0.03m | ▲ 195% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€15,693 | €75,902 | - |
| Operating cash flow (approximation) | -€15,693 | €75,902 | - |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €151,079 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 19-05-2026 | 2026-00114021 |
| 31-12-2024 | abbreviated format | 17-07-2025 | 2025-00283961 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
100%
According to the 2025 annual accounts of Nicovanbe and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
No directors read yet: 0 of 1 Gazette act processed.
History
Acts, filings and financial milestones
About the unread acts
We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 22 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44805E1316/00F000 | Flanders | 270 m² | 1 · 194 m² | 17.9 m · 6 |