NICORAM has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2020 annual accounts show equity of €26k and a net result of €11k. Its solvency ranks better than 69% of 5794 sector peers (fiscal year 2020). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Axes, FY 2020
Profitability100
Solvency91
Growth-
Track record85
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Solvency, return and age of the figures
Solvency
66.2%
Return on assets
27.7%
Age of the figures
69 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 19-07-2021, 12 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2020
12 d early
← before the deadline
after the deadline →
Financials · fiscal year 2020, micro schema
Equity
€26k
Total assets
€39k
Net result
€11k
Working capital
€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €39k
Fixed assets
€4k
Current assets
€35k
Equity and liabilities €39k
Equity
€26k
Debt
€13k
Debt finances 33.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€21k
Cash flow
€13k
Solvency
66.2%
Current ratio
2.64
Quick ratio
2.64
ROE
41.9%
ROA
27.7%
Debt
€13k
Debt ≤ 1 year
€13k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2020
Balance sheet
Code2020
Assets
Total assets20/58€39k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Current assets29/58€35k
Amounts receivable within one year40/41€38
Cash at bank and in hand54/58€34k
Equity and liabilities
Total equity and liabilities10/49€39k
Equity10/15€26k
Reserves13€2k
Profit (loss) carried forward14€9k
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€2k
Income statement
Code2020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Gross operating margin9900€23k
Operating profit (loss)9901€19k
Recurring financial income75€10
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€19k
Income taxes67/77€8k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Timeline · acts, filings and financial milestones
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gareelstraat 78790 WaregemGround area
588 m²
Building footprint
141 m²
Volume, LiDAR
643 m³
Parcel 34452B0608/00Y000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NICORAM
since 20192.296.605.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0608/00Y000 | Flanders | 587 m² | 1 · 141 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,178 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded12-12-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:FREDERIK.DEWAELE1@TELENET.BE