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NICODY CONSULT

Active
Private limited companyfounded 201115 yrs activePlace de Nicolay 5, 1471 Genappe, BelgiumKBO/BCE: BE 0837.674.875

NICODY CONSULT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €595. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 82% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
91 / 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 6.39 against 4.47 in 2024), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.6%
Return on assets
0.4%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
30 d early
2023
on the day
2022
on the day
2021
1 d early
2020
1 d early
2019
11 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€134k▼ 4.3%
2024 · €140k
2018: €117k 2019: €133k 2020: €139k 2021: €142k 2022: €141k 2023: €155k 2024: €140k
2018 → 2025
Total assets
€157k▼ 10.6%
2024 · €175k
2018: €124k 2019: €153k 2020: €209k 2021: €193k 2022: €178k 2023: €205k 2024: €175k
2018 → 2025
Net result
€595▲ 37.6%
2024 · €433
2018: €629 2019: €15k 2020: €7k 2021: €3k 2022: €-471 2023: €24k 2024: €433
2018 → 2025
Working capital
€120k▼ 0.8%
2024 · €121k
2018: €77k 2019: €93k 2020: €95k 2021: €105k 2022: €106k 2023: €127k 2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€142k-€141k▼ 0.3%€155k▲ 9.6%€140k▼ 9.6%€134k▼ 4.3%
Operating result€5k-€1k▼ 77.9%€36k▲ 3,396%€94▼ 99.7%€832▲ 788%
Net result€3k-€-471€24k€433▼ 98.2%€595▲ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30k€40kOperating result 2021: €5k€5kNet result 2021: €3k€3kOperating result 2022: €1k€1kNet result 2022: €-471€-471Operating result 2023: €36k€36kNet result 2023: €24k€24kOperating result 2024: €94€94Net result 2024: €433€433Operating result 2025: €832€832Net result 2025: €595€59520212022202320242025
The operating result recovers in 2025; 2025 is 788% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets €14k▼ 26.3%
Current assets €143k▼ 8.7%
Equity and liabilities €157k
Equity €134k▼ 4.3%
Debt €23k▼ 35.6%
The debt ratio falls from 20.0% to 14.4%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9k
2024 · €21k
Cash flow
€8k
2024 · €21k
Solvency
85.6%
2024 · 80.0%
Current ratio
6.39
2024 · 4.47
Quick ratio
6.39
2024 · 4.47
Debt / equity
0.17
2024 · 0.25
ROE
0.4%
2024 · 0.3%
ROA
0.4%
2024 · 0.2%
Interest coverage
65.71
2024 · 111.96
Debt
€23k
2024 · €35k
Debt ≤ 1 year
€22k
2024 · €35k
Income taxes
€2k
2024 · €1k
Staff costs
€3k
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€175k€157k
Fixed assets21/28€19k€14k
Tangible fixed assets22/27€19k€14k
Furniture and vehicles24€6k€6k
Other tangible fixed assets26€13k€8k
Current assets29/58€156k€143k
Amounts receivable within one year40/41€25k€15k
Trade receivables40€19k€12k
Other amounts receivable41€6k€3k
Cash at bank and in hand54/58€122k€122k
Deferred charges and accrued income490/1€8k€6k
Equity and liabilities
Total equity and liabilities10/49€175k€157k
Equity10/15€140k€134k
Contributions10/11€6k€6k=
Reserves13€35k€28k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€33k€26k
Profit (loss) carried forward14€99k€100k
Amounts payable17/49€35k€23k
Amounts payable within one year42/48€35k€22k
Current portion of amounts payable after more than one year42€940-
Trade debts44€6k€2k
Suppliers440/4€6k€2k
Taxes, remuneration and social security45€6k€6k
Taxes450/3€6k€6k
Remuneration and social security454/9€234€234=
Other amounts payable47/48€22k€15k
Accrued charges and deferred income492/3-€181
Income statement Code20242025
Remuneration, social security and pensions62€2k€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€8k
Other operating charges640/8-€1k
Gross operating margin9900€23k€13k
Operating profit (loss)9901€94€832
Financial income75/76B€2k€1k
Recurring financial income75€2k€1k
Financial charges65/66B€188€132
Recurring financial charges65€188€132
Profit (loss) for the period before taxes9903€2k€2k
Income taxes67/77€1k€2k
Profit (loss) for the period9904€433€595
Profit (loss) for the period to be appropriated9905€433€595
Appropriation of the result
Profit (loss) to be appropriated9906€99k€100k
Profit (loss) brought forward from the previous period14P€99k€99k
Transfer from equity791/2€15k€7k
Profit to be distributed694/7€15k€7k
Return on contributions (dividend)694€15k€7k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
13-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Back to profitnet €24k
Net result €24k after one loss-making year.
30-09
Financial Equity above €150kEq €155k ▲9.6%
Equity rises from €141k to €155k.
30-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Weakest financial yearnet €-471 ▼118%
Net result drops to €-471, the lowest in the series; recovery starts the following year.
29-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
19-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
15-11
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 199 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place de Nicolay 51471 Genappe
Ground area
1,414 m²
Building footprint
73 m²
Volume, LiDAR
690 m³
Parcel 25059C0227/00H000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Nicody Consult
Place de Nicolay 5, 1471 GenappeRetail trade
since 20112.201.427.668
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25059C0227/00H000 Wallonia 1,414 m² 1 · 73 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,359 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-07-2011
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.