NICO VAN DE PUTTE
ActiveNICO VAN DE PUTTE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €3k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 66% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-4
Solvency86▼-14
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 4.63 in 2024; short-term debt: 38.7% and cash: 27.7% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
1.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
30 d late
2022
on the day
2021
31 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 3.1%
2024 · €102k
2019: €53k
2020: €46k
2021: €61k
2022: €81k
2023: €96k
2024: €102k
2019 → 2025
Total assets
€172k▲ 32.8%
2024 · €129k
2019: €97k
2020: €110k
2021: €109k
2022: €147k
2023: €128k
2024: €129k
2019 → 2025
Net result
€3k▼ 48.6%
2024 · €6k
2019: €41k
2020: €-7k
2021: €15k
2022: €20k
2023: €14k
2024: €6k
2019 → 2025
Working capital
€103k▲ 4.3%
2024 · €99k
2019: €61k
2020: €44k
2021: €56k
2022: €78k
2023: €88k
2024: €99k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€81k▲ 32.5%€96k▲ 17.7%€102k▲ 6.5%€105k▲ 3.1%
Operating result€19k-€27k▲ 41.9%€18k▼ 32.5%€9k▼ 51.8%€4k▼ 50.2%
Net result€15k-€20k▲ 33.4%€14k▼ 27.8%€6k▼ 56.8%€3k▼ 48.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 50% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€2k▼ 31.4%
Current assets
€169k▲ 34.5%
Equity and liabilities €172k
Equity
€105k▲ 3.1%
Debt
€66k▲ 144%
The debt ratio rises from 21.1% to 38.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €13k
Cash flow
€6k▼
2024 · €11k
Solvency
61.3%▼
2024 · 78.9%
Current ratio
2.55▼
2024 · 4.63
Quick ratio
1.86▼
2024 · 3.06
Debt / equity
0.63▲
2024 · 0.27
ROE
3.0%▼
2024 · 6.1%
ROA
1.9%▼
2024 · 4.8%
Interest coverage
54.38▲
2024 · 19.05
Debt
€66k▲
2024 · €27k
Debt ≤ 1 year
€66k▲
2024 · €27k
Income taxes
€1k▼
2024 · €2k
Staff costs
€0▲
2024 · €-79
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€129k€172k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€699€109▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€591€404▼
Current assets29/58€126k€169k▲
Stocks and contracts in progress3€42k€46k▲
Stocks30/36€42k€46k▲
Amounts receivable within one year40/41€68k€70k▲
Trade receivables40€48k€51k▲
Other amounts receivable41€19k€19k▲
Cash at bank and in hand54/58€15k€47k▲
Deferred charges and accrued income490/1€665€6k▲
Equity and liabilities
Total equity and liabilities10/49€129k€172k▲
Equity10/15€102k€105k▲
Contributions10/11€12k€12k=
Reserves13€90k€93k▲
Distributable reserves133€90k€93k▲
Profit (loss) carried forward14€67€270▲
Amounts payable17/49€27k€66k▲
Amounts payable within one year42/48€27k€66k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€20k€54k▲
Suppliers440/4€20k€54k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€2k€0▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€4k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€-79€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€813€875▲
Gross operating margin9900€14k€8k▼
Operating profit (loss)9901€9k€4k▼
Financial income75/76B€51€48▼
Recurring financial income75€51€48▼
Financial charges65/66B€693€137▼
Recurring financial charges65€693€137▼
Profit (loss) for the period before taxes9903€8k€4k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€6k€3k▼
Profit (loss) for the period to be appropriated9905€6k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€3k▼
Profit (loss) brought forward from the previous period14P€39€67▲
Transfer to equity691/2€6k€3k▼
To other reserves6921€6k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €102k ▲6.5%
4 profitable years in a row build equity to €102k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼117%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenweg 19860 OosterzeleGround area
194 m²
Building footprint
74 m²
Volume, LiDAR
415 m³
Parcel 44052C0815/00H000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NICO VAN DE PUTTE
since 20182.273.978.522
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44052C0815/00H000 | Flanders | 194 m² | 1 · 74 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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LISTAC
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ECONOBEL
BE 0478.372.821
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EGPM PIERRE MONCOUSIN
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,793 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2018
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
33200Installation of industrial machinery and equipment
42110Construction of roads and motorways
42990Civil engineering
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.