NICO FLORA
Open bankruptcyA bankruptcy procedure is open for NICO FLORA according to publications in the Belgian State Gazette; curator: GAUTIER PIRARD. The 2024 annual accounts show equity of €11k and a net result of €18k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
328 d late
2022
65 d late
2021
89 d late
2020
110 d late
2019
175 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€275k=
2018 · €275k
2018: €275k
2018 → 2019
EBIT margin
3.7%▼ 4.2pp
2018 · 7.9%
2018: 7.9%
2018 → 2019
Net result
€18k
2023 · €-23k
2018: €17k
2019: €7k
2020: €-4k
2021: €42k
2022: €-16k
2023: €-23k
2018 → 2024
Working capital
€-67k▲ 23.0%
2023 · €-87k
2018: €-51k
2019: €-47k
2020: €-40k
2021: €-73k
2022: €-76k
2023: €-87k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-9k-€33k€16k▼ 50.2%€-7k€11k
Operating result€-2k-€42k€-16k€-15k▲ 4.6%€19k
Net result€-4k-€42k€-16k€-23k▼ 42.4%€18k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €19k after a loss of €15k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €91k
Fixed assets
€78k▼ 2.2%
Current assets
€13k▲ 20.2%
Equity and liabilities €91k
Equity
€11k
Debt
€80k
Debt finances 87.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k▲
2023 · €5k
Cash flow
€39k▲
2023 · €-3k
Solvency
12.3%▲
2023 · -7.8%
Current ratio
0.16▲
2023 · 0.11
Quick ratio
0.16▲
2023 · 0.11
Debt / equity
7.13▲
2023 · -13.80
ROE
163.2%
ROA
20.1%▲
2023 · -25.7%
Interest coverage
65.95▲
2023 · 4.37
Debt
€80k▼
2023 · €98k
Debt ≤ 1 year
€80k▼
2023 · €98k
Staff costs
€46k▼
2023 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€91k€91k▲
Fixed assets21/28€80k€78k▼
Tangible fixed assets22/27€80k€78k▼
Plant, machinery and equipment23€2k€898▼
Furniture and vehicles24€6k€19k▲
Leasing and similar rights25€2k€1k▼
Other tangible fixed assets26€70k€57k▼
Current assets29/58€11k€13k▲
Amounts receivable within one year40/41€10k€11k▲
Trade receivables40€4k€7k▲
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€637€2k▲
Deferred charges and accrued income490/1€27-
Equity and liabilities
Total equity and liabilities10/49€91k€91k▲
Equity10/15€-7k€11k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-26k€-7k▲
Amounts payable17/49€98k€80k▼
Amounts payable within one year42/48€98k€80k▼
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€13k€5k▼
Taxes450/3€7k€2k▼
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€76k€67k▼
Income statement
Code20232024
Remuneration, social security and pensions62€75k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€315€1k▲
Gross operating margin9900€80k€87k▲
Operating profit (loss)9901€-15k€19k▲
Financial income75/76B€29€3▼
Recurring financial income75€29€3▼
Financial charges65/66B€1k€595▼
Recurring financial charges65€1k€595▼
Profit (loss) for the period before taxes9903€-16k€18k▲
Income taxes67/77€7k-
Profit (loss) for the period9904€-23k€18k▲
Profit (loss) for the period to be appropriated9905€-23k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-7k▲
Profit (loss) brought forward from the previous period14P€-2k€-26k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-06
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL NICO FLORA CHAUSSEE DE WEMMEL 12, 1090 JETTE · event 08-06-2026
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 328 days late
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
2023
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series.
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 110 days late
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 175 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 71 days late
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 322 days late
18-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 687 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wemmelse Steenweg 121090 JetteGround area
515 m²
Building footprint
499 m²
Volume, LiDAR
4,868 m³
Parcel 21463D0205/00T006, Brussels · tallest building 18.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LA GOUTTE D'Ô
since 20162.250.143.048
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0205/00T006 | Brussels | 515 m² | 1 · 498 m² | 18.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GAUTIER PIRARD AVENUE FRANKLIN ROOSE-
VELT 51, 1050 IXELLES |
08-06-2026 → present |
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Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2015
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.