NICK PLUIM
ActiveNICK PLUIM has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €87k and a net result of €32k. Equity is growing by ~52.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.09 against 3.43 in 2023; short-term debt: 16.5% and cash: 45.2% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
37 d early
2022
26 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€87k▲ 58.5%
2023 · €55k
2022: €29k
2023: €55k
2022 → 2024
Total assets
€104k▲ 49.5%
2023 · €70k
2022: €42k
2023: €70k
2022 → 2024
Net result
€32k▲ 25.0%
2023 · €26k
2022: €28k
2023: €26k
2022 → 2024
Working capital
€70k▲ 95.3%
2023 · €36k
2022: €25k
2023: €36k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€29k-€55k▲ 88.0%€87k▲ 58.5%
Operating result€36k-€33k▼ 7.8%€44k▲ 33.5%
Net result€28k-€26k▼ 8.9%€32k▲ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 33% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €104k
Fixed assets
€17k▼ 11.5%
Current assets
€88k▲ 72.3%
Equity and liabilities €104k
Equity
€87k▲ 58.5%
Debt
€17k▲ 16.3%
The debt ratio falls from 21.2% to 16.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▲
2023 · €37k
Cash flow
€36k▲
2023 · €30k
Solvency
83.5%▲
2023 · 78.8%
Current ratio
5.09▲
2023 · 3.43
Quick ratio
5.08▲
2023 · 3.42
Debt / equity
0.20▼
2023 · 0.27
ROE
36.9%▼
2023 · 46.8%
ROA
30.8%▼
2023 · 36.9%
Interest coverage
239.13▼
2023 · 510.77
Debt
€17k▲
2023 · €15k
Debt ≤ 1 year
€17k▲
2023 · €15k
Income taxes
€12k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€70k€104k▲
Fixed assets21/28€19k€17k▼
Tangible fixed assets22/27€19k€17k▼
Furniture and vehicles24€19k€17k▼
Current assets29/58€51k€88k▲
Stocks and contracts in progress3€146€146=
Stocks30/36€146€146=
Amounts receivable within one year40/41€135€4▼
Other amounts receivable41€135€4▼
Current investments50/53-€40k
Cash at bank and in hand54/58€50k€47k▼
Deferred charges and accrued income490/1€62€195▲
Equity and liabilities
Total equity and liabilities10/49€70k€104k▲
Equity10/15€55k€87k▲
Contributions10/11€2k€2k=
Reserves13€53k€85k▲
Distributable reserves133€53k€85k▲
Amounts payable17/49€15k€17k▲
Amounts payable within one year42/48€15k€17k▲
Trade debts44€935€53▼
Suppliers440/4€935€53▼
Taxes, remuneration and social security45€13k€17k▲
Taxes450/3€11k€17k▲
Remuneration and social security454/9€2k€75▼
Other amounts payable47/48€1k€350▼
Income statement
Code20232024
Non-recurring operating income76A-€258
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€39k€49k▲
Operating profit (loss)9901€33k€44k▲
Financial charges65/66B€73€201▲
Recurring financial charges65€73€201▲
Profit (loss) for the period before taxes9903€33k€44k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€26k€32k▲
Profit (loss) for the period to be appropriated9905€26k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€32k▲
Transfer to equity691/2€26k€32k▲
To other reserves6921€26k€32k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €32k ▲25%
Operating result €44k, net result €32k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €26k ▼8.9%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinkenstraat 122500 LierGround area
1,987 m²
Building footprint
250 m²
Volume, LiDAR
835 m³
Parcel 12393F0510/00L002, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NICK PLUIM
since 20222.327.885.776
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0510/00L002 | Flanders | 1,987 m² | 1 · 250 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,763 companies in sector 69109 we hold annual accounts for 1,209. 945 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2022
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.