NICEWORK
ActiveNICEWORK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €4k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-3
Solvency98▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 1.99 in 2024; short-term debt: 19.7% and cash: 26.9% of total assets), and 27.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.9%
Return on assets
3.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
391 d late
2022
30 d late
2021
5 d early
2020
18 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 4.7%
2024 · €83k
2018: €60k
2019: €37k
2020: €41k
2021: €46k
2022: €53k
2023: €77k
2024: €83k
2018 → 2025
Total assets
€119k▼ 10.8%
2024 · €133k
2018: €119k
2019: €118k
2020: €117k
2021: €113k
2022: €103k
2023: €126k
2024: €133k
2018 → 2025
Net result
€4k▼ 51.2%
2024 · €8k
2018: €20k
2019: €-23k
2020: €4k
2021: €5k
2022: €7k
2023: €23k
2024: €8k
2018 → 2025
Working capital
€35k▲ 1.8%
2024 · €35k
2018: €26k
2019: €-33k
2020: €-17k
2021: €-7k
2022: €5k
2023: €28k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€53k▲ 16.1%€77k▲ 43.8%€83k▲ 7.7%€87k▲ 4.7%
Operating result€8k-€10k▲ 29.8%€33k▲ 231%€13k▼ 60.4%€7k▼ 49.3%
Net result€5k-€7k▲ 50.8%€23k▲ 216%€8k▼ 66.3%€4k▼ 51.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 49% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€60k▼ 5.7%
Current assets
€59k▼ 15.5%
Equity and liabilities €119k
Equity
€87k▲ 4.7%
Debt
€32k▼ 36.0%
The debt ratio falls from 37.9% to 27.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €16k
Cash flow
€7k▼
2024 · €11k
Solvency
72.9%▲
2024 · 62.1%
Current ratio
2.50▲
2024 · 1.99
Quick ratio
2.50▲
2024 · 1.99
Debt / equity
0.37▼
2024 · 0.61
ROE
4.4%▼
2024 · 9.5%
ROA
3.2%▼
2024 · 5.9%
Interest coverage
20.37▼
2024 · 112.80
Debt
€32k▼
2024 · €50k
Debt ≤ 1 year
€23k▼
2024 · €35k
Debt > 1 year
€7k▼
2024 · €12k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€119k▼
Fixed assets21/28€64k€60k▼
Tangible fixed assets22/27€63k€60k▼
Land and buildings22€61k€58k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€500€500=
Current assets29/58€69k€59k▼
Amounts receivable within one year40/41€21k€26k▲
Trade receivables40€16k€14k▼
Other amounts receivable41€5k€11k▲
Cash at bank and in hand54/58€48k€32k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€133k€119k▼
Equity10/15€83k€87k▲
Contributions10/11€6k€6k=
Reserves13€35k€39k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€33k€37k▲
Profit (loss) carried forward14€42k€42k▲
Amounts payable17/49€50k€32k▼
Amounts payable after more than one year17€12k€7k▼
Financial debts170/4€12k€7k▼
Amounts payable within one year42/48€35k€23k▼
Current portion of amounts payable after more than one year42€4k€4k▼
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Taxes, remuneration and social security45€23k€12k▼
Taxes450/3€9k-
Remuneration and social security454/9€14k€12k▼
Other amounts payable47/48€674€674=
Accrued charges and deferred income492/3€4k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€21k€13k▼
Operating profit (loss)9901€13k€7k▼
Financial income75/76B€0€454▲
Recurring financial income75€0€454▲
Non-recurring financial income76B€0-
Financial charges65/66B€146€549▲
Recurring financial charges65€146€497▲
Non-recurring financial charges66B-€52
Profit (loss) for the period before taxes9903€13k€6k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€8k€4k▼
Profit (loss) for the period to be appropriated9905€8k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€45k▼
Profit (loss) brought forward from the previous period14P€41k€42k▲
Transfer to equity691/2€7k€4k▼
To other reserves6921€7k€4k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 391 days late
2023
31-12
Financial
Highest result since 2018net €23k ▲216%
Operating result €33k, net result €23k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-23k ▼212%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Conseil 154020 LiègeGround area
469 m²
Building footprint
136 m²
Volume, LiDAR
1,137 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Es Partner Solutions
since 20072.170.458.934
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62022C0420/00H000 | Wallonia | 392 m² | 1 · 97 m² | 9.5 m · 3 fl. |
| 62020A0456/00H002 | Wallonia | 76 m² | 1 · 39 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LOCALS VASTGOED
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OPTIQUE IFERGAN
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 5,155 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2007
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.