NICAROM
Open bankruptcyA bankruptcy procedure is open for NICAROM according to publications in the Belgian State Gazette; curator: TOM VANDECRUYS.
Summary
The 2024 annual accounts show equity of €7,139 and a net result of -€52,032.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Mechelen division
- Declared bankrupt
- 26 May 2025
- Supervising judge
- Marie-Claire De Coninck
- Official Gazette
- 02-06-2025 (pdf) ↗search the document for 2025/123204
Deadlines
- Provisional date payments stopped
- 26 May 2025A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 17 June 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 25 June 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 22 July 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 26 May 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Tom VandecruysRederijkerslei 5, 2500 Lieradvocaatvandecruys@gmail.com
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€52,032
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
31 d early
2021
31 d early
2020
29 d early
2019
42 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Development of residential building projects sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€7,139▼ 87.9%
2023 · €59,171
Total assets
€45,546▼ 75.7%
2023 · €187,665
Net result
-€52,032▼ 633%
2023 · -€7,097
Working capital
€32,802▼ 32.7%
2023 · €48,740
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€22,324▲ 1.2%-€25,346▼ 13.5%-€16,903▲ 33.3%-€7,471▲ 55.8%-€58,171▼ 679%
Net result-€22,335below the sector's middle half▼ 15.0%-€26,652below the sector's middle half▼ 19.3%-€16,670below the sector's middle half▲ 37.5%-€7,097within the sector's middle half▲ 57.4%-€52,032below the sector's middle half▼ 633%
Equity€109,590within the sector's middle half▼ 16.9%€82,938within the sector's middle half▼ 24.3%€66,268within the sector's middle half▼ 20.1%€59,171within the sector's middle half▼ 10.7%€7,139below the sector's middle half▼ 87.9%
Total assets€238,355within the sector's middle half▼ 8.1%€211,146within the sector's middle half▼ 11.4%€191,858within the sector's middle half▼ 9.1%€187,665within the sector's middle half▼ 2.2%€45,546below the sector's middle half▼ 75.7%
Debt€128,765▲ 1.0%€128,208▼ 0.4%€125,590▼ 2.0%€128,494▲ 2.3%€12,244▼ 90.5%
Working capital€84,313within the sector's middle half▼ 18.4%€63,016within the sector's middle half▼ 25.3%€51,423within the sector's middle half▼ 18.4%€48,740within the sector's middle half▼ 5.2%€32,802within the sector's middle half▼ 32.7%
Solvency46.0%within the sector's middle half▼ 4.9pp39.3%within the sector's middle half▼ 6.7pp34.5%within the sector's middle half▼ 4.7pp31.5%within the sector's middle half▼ 3.0pp15.7%within the sector's middle half▼ 15.9pp
Current ratio1.65within the sector's middle half▼ 0.161.49within the sector's middle half▼ 0.161.41within the sector's middle half▼ 0.081.38within the sector's middle half▼ 0.033.68above the sector's middle half▲ 2.30
Return on assets (ROA)-9.4%below the sector's middle half▼ 1.9pp-12.6%below the sector's middle half▼ 3.3pp-8.7%below the sector's middle half▲ 3.9pp-3.8%below the sector's middle half▲ 4.9pp-114.2%below the sector's middle half▼ 110.5pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €58,171 in 2024 against €7,471 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €45,546
Fixed assets
€501 ▼ 95.2%
Current assets
€45,045 ▼ 74.6%
Equity and liabilities €45,546
Equity
€7,139 ▼ 87.9%
Provisions
€26,163
Debt
€12,244 ▼ 90.5%
Debt's share of the balance-sheet total falls from 68.5% to 26.9%. Equity and debt are lower.
Key figures and ratios
Debt to equity
1.71▼
2023 · 2.17
ROE
-728.8%▼
2023 · -12.0%
Debt ≤ 1 year
€12,244▼
2023 · €128,494
Income taxes
€15▼
2023 · €205
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €5,359 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,355 | €5,355 | €5,077 | €4,413 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €26,163 | - |
| Other operating charges640/8 | - | €448 | €264 | €280 | €766 | ▲ 173% |
| Gross operating margin9900 | -€16,545 | -€19,543 | -€11,562 | -€2,778 | -€31,242 | ▼ 1,025% |
| Operating profit (loss)9901 | -€22,324 | -€25,346 | -€16,903 | -€7,471 | -€58,171 | ▼ 679% |
| Financial income75/76B | - | - | €333 | €685 | €6,259 | ▲ 814% |
| Recurring financial income75 | €0 | - | €333 | €685 | €6,259 | ▲ 814% |
| Financial charges65/66B | - | €1,306 | €100 | €105 | €104 | ▼ 0.5% |
| Recurring financial charges65 | €78 | €1,306 | €100 | €105 | €104 | ▼ 0.5% |
| Profit (loss) for the period before taxes9903 | -€22,402 | -€26,652 | -€16,670 | -€6,891 | -€52,017 | ▼ 655% |
| Income taxes67/77 | -€67 | - | - | €205 | €15 | ▼ 92.9% |
| Profit (loss) for the period9904 | -€22,335 | -€26,652 | -€16,670 | -€7,097 | -€52,032 | ▼ 633% |
| Profit (loss) for the period to be appropriated9905 | -€22,335 | -€26,652 | -€16,670 | -€7,097 | -€52,032 | ▼ 633% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €238,355 | €211,146 | €191,858 | €187,665 | €45,546 | ▼ 75.7% |
| Fixed assets21/28 | €25,277 | €19,921 | €14,844 | €10,431 | €501 | ▼ 95.2% |
| Tangible fixed assets22/27 | €24,776 | €19,420 | €14,343 | €9,930 | - | - |
| Furniture and vehicles24 | - | €19,420 | €14,343 | €9,930 | - | - |
| Financial fixed assets28 | €501 | €501 | €501 | €501 | €501 | = |
| Current assets29/58 | €213,078 | €191,224 | €177,014 | €177,234 | €45,045 | ▼ 74.6% |
| Amounts receivable within one year40/41 | €34,421 | €30,048 | €30,546 | €32,648 | €21,404 | ▼ 34.4% |
| Trade receivables40 | - | €28,945 | €28,945 | €31,849 | €21,404 | ▼ 32.8% |
| Other amounts receivable41 | - | €1,103 | €1,601 | €798 | - | - |
| Current investments50/53 | €165,208 | €160,694 | €145,000 | €144,229 | €21,248 | ▼ 85.3% |
| Cash at bank and in hand54/58 | €13,449 | €482 | €1,467 | €357 | €2,393 | ▲ 571% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €238,355 | €211,146 | €191,858 | €187,665 | €45,546 | ▼ 75.7% |
| Equity10/15 | €109,590 | €82,938 | €66,268 | €59,171 | €7,139 | ▼ 87.9% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €90,990 | €64,427 | €64,427 | €64,427 | €64,427 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €62,567 | €62,567 | €62,567 | €62,567 | = |
| Profit (loss) carried forward14 | - | -€89 | -€16,759 | -€23,856 | -€75,888 | ▼ 218% |
| Provisions and deferred taxes16 | - | - | - | - | €26,163 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €26,163 | - |
| Environmental obligations163 | - | - | - | - | €26,163 | - |
| Amounts payable17/49 | €128,765 | €128,208 | €125,590 | €128,494 | €12,244 | ▼ 90.5% |
| Amounts payable within one year42/48 | €128,765 | €128,208 | €125,590 | €128,494 | €12,244 | ▼ 90.5% |
| Trade debts44 | €9,284 | €9,738 | €6,975 | €6,975 | €7,672 | ▲ 10.0% |
| Suppliers440/4 | - | €9,738 | €6,975 | €6,975 | €7,672 | ▲ 10.0% |
| Taxes, remuneration and social security45 | - | - | - | - | €4,571 | - |
| Taxes450/3 | - | - | - | - | €2,071 | - |
| Remuneration and social security454/9 | - | - | - | - | €2,500 | - |
| Other amounts payable47/48 | - | €118,470 | €118,615 | €121,519 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€22,335 | -€26,652 | -€16,670 | -€7,097 | -€52,032 | ▼ 633% |
| + Depreciation and write-downs630 | €5,355 | €5,355 | €5,077 | €4,413 | - | - |
| Operating cash flow (approximation) | -€16,980 | -€21,297 | -€11,593 | -€2,684 | -€52,032 | ▼ 1,839% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €9,930 | - |
| Change in cash | - | -€12,967 | €985 | -€1,111 | €2,036 | ▲ 283% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
02-06
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · event 26-05-2025
2024
31-12
Financial
Weakest financial yearnet -€52,032
Net result drops to -€52,032, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 3.68
Current ratio from 1.38 to 3.68; short-term debt falls from €128,494 to €12,244.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2012
Ground area
1,334 m²
Building footprint
146 m²
Volume, LiDAR
802 m³
Parcel 12026D0665/02G000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
NICAROM
since 20122.216.411.396
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0665/02G000 | Flanders | 1,334 m² | 1 · 146 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | TOM VANDECRUYS REDERIJKERSLEI 5, 2500 LIER- |
26-05-2025 → present |
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,393. 2,658 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.